7-24 of 149

A cozy house with a charming porch and a well-maintained lawn.

Mortgage Basics - 5-MINUTE READ

Kevin Graham - Nov 5, 2024

Truth In Lending Act (TILA): Defined And Explained

The Truth in Lending Act (TILA) protects consumers from unfair lending practices. Find out what TILA requires and how it can protect you.

A frustrated young couple, expressing frustration or stress.

Mortgage Basics - 6-MINUTE READ

Molly Grace - Oct 23, 2024

What Is Preforeclosure And How Can You Avoid It?

Preforeclosure is the first legal step toward foreclosure. Uncover tips on how to avoid foreclosure and discover some options available to homeowners.
A modern house in twilight, showcasing the architectural design of a modern residence.

Mortgage Basics - 4-MINUTE READ

Miranda Crace - Oct 21, 2024

What Is Real Property? Definition and Types

Real property determines who has legal rights to a home, so it’s crucial to know its definition. Learn what real property is and what it means for buyers.

Calculating mortgage payments, representing financial planning or budgeting.

Mortgage Basics - 10-MINUTE READ

Kevin Graham - Oct 21, 2024

What Is A Mortgage Acceleration Clause?

A mortgage acceleration clause means that your entire mortgage balance becomes due if you default on your repayment. Learn more about the acceleration clause.

A small greenhouse or conservatory, showcasing a structure designed for gardening, relaxation, or cultivating plants within a home setting.

Mortgage Basics - 10-MINUTE READ

Cathie Ericson - Sep 25, 2024

Contingent: What It Means In Real Estate

In real estate, “contingent” refers to conditions that must be met for a sale to proceed as planned. Learn how contingencies protect potential home buyers.

Two-story white house in winter with snowy lawn and trees.

Mortgage Basics - 6-MINUTE READ

Ashley Kilroy - Sep 23, 2024

What Does Assessed Value Mean And How Is It Determined?

The assessed value of a home helps determine its worth for property tax purposes. Discover how a home’s value gets assessed and why this matters.

A family having a meal in their backyard.

Mortgage Basics - 7-MINUTE READ

Hanna Kielar - Sep 10, 2024

What Is A Conventional Loan?

Conventional loans are a traditional mortgage option. Learn what a conventional home loan is, how it works and common lender requirements in our guide.
A couple on a couch with a laptop, potentially engaging in real estate-related activities or discussions.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Sep 9, 2024

What Is Fannie Mae’s Community Seconds Program?

Need a little extra help covering your down payment or closing costs? A program like Fannie Mae's Community Seconds might be able to help.
Young family moving into a new home, carrying boxes and household items.

Mortgage Basics - 9-MINUTE READ

Rachel Burris - Aug 26, 2024

Buydown: A Way To Reduce Interest Rates

Buydowns are methods used by buyers and sellers to lower interest rates in the early years of a new mortgage. Find out if a buydown is right for you.

Woman looking over a bill in her kitchen.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Aug 15, 2024

Mortgage Forbearance Vs. Deferment: What’s The Difference?

For homeowners dealing with financial hardship, relief options include forbearance and deferment. Learn more about mortgage forbearance versus deferment.

A young couple inspecting a house, potentially considering it for purchase.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Aug 9, 2024

How Does A Mortgage Contingency Work?

A mortgage contingency is a clause that sets up certain conditions for a real estate transaction. Learn how this can protect both home buyers and home.

A family walking by a house, suggesting a family near or approaching a residential property.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Aug 2, 2024

Mortgage Recasting: What You Should Know Before You Reamortize

A mortgage recast is when you make a lump-sum payment toward your principal balance to reduce your monthly payments. Learn how mortgage recasting works.
A beautiful house near woods, portraying a serene setting with nature in the background.

Mortgage Basics - 6-MINUTE READ

Scott Steinberg - Jul 30, 2024

Appraised Value Vs. Market Value: Knowing The Difference

Knowing the difference between appraised value vs. market value is key when purchasing a home. Learn more about the role each plays in real estate transactions.

Windowed Interior

Mortgage Basics - 6-MINUTE READ

Victoria Araj - Jul 30, 2024

The Appraisal Waiver: What Home Buyers Should Know

Some buyers are able to skip the appraisal process when purchasing their home. Learn more about appraisal waivers and their benefits with our complete guide.

A couple reviewing documents with an advisor or financial professional.

Mortgage Basics - 5-MINUTE READ

Sarah Sharkey - Jul 25, 2024

What Is A Mortgage Maturity Date And How Does It Work?

A mortgage maturity date indicates when you’re expected to make your last mortgage payment. Learn more about how maturity dates work and how to find yours.
A woman standing in front of a window, engrossed in her phone.

Mortgage Basics - 6-MINUTE READ

Hanna Kielar - Jul 25, 2024

What Are Mortgage Points And Should You Buy Them?

A mortgage point is a fee you pay to help lower the interest rate on a mortgage. Using this guide, learn more about discount points and how they work.
A woman on the phone reviewing a document, potentially related to financial or property matters.

Mortgage Basics - 3-MINUTE READ

Victoria Araj - Jul 25, 2024

What Is An Abstract Of Title In Real Estate?

An abstract of title shows all legal documentation associated with a property. Learn why an abstract of title is important in real estate.
A man speaking to a financial advisor, potentially discussing financial planning related to real estate or homeownership.

Mortgage Basics - 5-MINUTE READ

Kevin Graham - Jul 25, 2024

What Is Correspondent Lending?

Correspondent lending happens when a lender originates and funds a mortgage, but then sells it. Read more about correspondent lending and how it works.