A mortgage credit certificate (MCC) is a tax credit that can help homeowners save on their tax bill. Learn if you’re eligible for an MCC and how to apply.

An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.

Collateral means any asset that a lender accepts to secure a loan. Learn about the different types of collateral loans, how they work, and their pros and cons.

Joint tenancy is a legal agreement where two or more people have equal rights and ownership interests in a property. Learn how it works and the pros and cons.

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes work.

A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.

Don’t get lost in a legal maze trying to detangle the ins and outs of foreclosure. Use our guide to confidently navigate the process and steer clear of scams.

Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run.

Earnest money protects buyers and sellers in a real estate transaction. Learn how an earnest money deposit works and how it can also make your offer stand out.

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.

An interest rate floor is the lowest agreed-upon rate for floating-rate loan products. Learn how interest rate floors work and uncover some examples.

Manual underwriting is one of the ways a lender can review your loan application for approval. Learn more about what this means for you and your loan.

What is TILA? The Truth in Lending Act protects consumers from unfair lending practices. Find out what TILA requires and how it can protect you.

Regulation Z protects borrowers by requiring that lenders provide important loan information like terms and APR. See how Reg Z works and what it enforces.

A quiet title action is a legal process that determines the true owner of a property. Understand when and why you may need to “quiet” challenges to your title.

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

Read our guide to find out what deficiency judgments are in real estate, how they work in foreclosures and what mortgage borrowers should know about them.