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A fashionable women sitting on a stool looking outside, possible posing for a photo.

Mortgage Basics - 4-MINUTE READ

Dan Rafter - Mar 26, 2024

Fee Simple: What Is It In Real Estate And How Does It Work?

Fee simple refers to a landowner’s absolute ownership of real property. Read our article to learn about how fee simple determines real estate or land ownership.

An image capturing a father and his child huddled closely together, both focused intently on a piece of paper laid out before them. The father, pencil in hand, is writing on the paper, while the child watches with interest.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Mar 25, 2024

What Is The Power Of Sale In A Mortgage Note, And How Does It Affect Foreclosure Proceedings?

The power of sale allows a lender to sell a home – without judicial review – if a borrower defaults on a mortgage. Learn more about how the power of sale works.

Large house with a long driveway in autumn.

Mortgage Basics - 9-MINUTE READ

Victoria Araj - Mar 22, 2024

How To Get A Mortgage Preapproval

A mortgage preapproval determines how much you can borrow for your mortgage. Here’s what to expect from your lender and how to navigate the preapproval process. 

Small vivid red brick house with white door/window trim and lush green lawn.

Mortgage Basics - 7-MINUTE READ

Kevin Graham - Mar 20, 2024

CARES Act Mortgage Forbearance: FAQs And Updates

The CARES Act provides mortgage forbearance and other relief to those suffering from the effects of the COVID-19 pandemic. Read on for updates on the CARES Act.

Couple in Modern House

Mortgage Basics - 6-MINUTE READ

Lauren Nowacki - Mar 15, 2024

Tenancy By Entirety: Defined And Explained

Tenancy by entirety allows married couples to each own 100% of the property – as one entity. Learn more about the benefits and drawbacks of this type of ownership.

A small indigo colored house with a red door and green front yard.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Mar 15, 2024

Mortgage Rate Lock: A Guide To Protect You From Rate Fluctuations

A mortgage rate lock prevents changes to your interest rate as you prepare to close. Learn about the steps you can take to lock in your mortgage rate.
A man working on a laptop in a modern indoor setting.

Mortgage Basics - 5-MINUTE READ

Dan Rafter - Mar 13, 2024

Understanding Tri-Mortgage Credit Reports: Here’s What You Should Know

Tri-merge credit reports help mortgage lenders determine the size and type of your loan. Learn more about the role this report plays in your application.

Large regal brick home with white columns and stone stairway.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 12, 2024

Property Title Search: What It Is And How It Works

A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them.
A residential neighborhood with multiple houses, showing a suburban or urban living environment.

Mortgage Basics - 7-MINUTE READ

Jamie Johnson - Mar 12, 2024

What Are Easements And How Can They Affect My Property?

Easements grant non-property owners limited access to a part of your property. Learn the different types of easements and how they can affect your property.

Three people working together at a table, surrounded by papers.

Mortgage Basics - 9-MINUTE READ

Victoria Araj - Mar 12, 2024

What Is PMI? Private Mortgage Insurance Defined And Explained

Private mortgage insurance (PMI) can be a tricky subject, so we broke down what PMI insurance is, how much it costs and whether it’s the right option for you.

People walking through a large park on a sunny day.

Mortgage Basics - 10-MINUTE READ

Dan Rafter - Mar 12, 2024

Eminent Domain, Defined And Explained

Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain examples.

A man researching on a computer, likely conducting real estate or financial research online.

Mortgage Basics - 8-MINUTE READ

Victoria Araj - Mar 12, 2024

What Is PITI? Its Meaning And What It Stands For

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.

A luxury mountain home in the Pacific Northwest, highlighting a high-end residence in a scenic location.

Mortgage Basics - 5-MINUTE READ

Emma Tomsich - Mar 12, 2024

Encumbrance: Definition And Examples

An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.

Fork in two sidewalks through a residential neighborhood.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 11, 2024

Easement Appurtenant: What It Means And How It Works

An easement appurtenant creates a right of access for non-owners of one property for another’s benefit. Find out how this easement might affect your property.

Aerial shot of a neighborhood, showcasing houses, streets, and community living.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Mar 11, 2024

Deed In Lieu Of Foreclosure: What Is It And Is It Right For You?

If you’re staring down the possibility of foreclosure, you might have options. Learn what a deed in lieu of foreclosure is and whether it’s right for you.

A Black man's hands signing a document on a desk at home, potentially related to paperwork or contracts.

Mortgage Basics - 5-MINUTE READ

Hanna Kielar - Mar 11, 2024

Deed Of Reconveyance: Definition, Process And FAQs

A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.

A woman in middle of call or meeting talking with either colleague or customer.

Mortgage Basics - 7-MINUTE READ

Lauren Nowacki - Mar 11, 2024

Cybersecurity Best Practices To Keep You Safe Online

How can you stay safe from cyber threats? Start with these 7 tips.

A woman sitting on a couch talking on the phone about financing.

Mortgage Basics - 12-MINUTE READ

Miranda Crace - Mar 11, 2024

What Is A Mortgage? Loan Basics For Beginners

Mortgages help people buy homes, allowing millions to achieve a coveted milestone. Explore what a mortgage loan is, how it works and how to get one.