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Couple in Modern House

Mortgage Basics - 6-MINUTE READ

Lauren Nowacki - Mar 15, 2024

Tenancy By Entirety: Defined And Explained

Tenancy by entirety allows married couples to each own 100% of the property – as one entity. Learn more about the benefits and drawbacks of this type of ownership.

A man working on a laptop in a modern indoor setting.

Mortgage Basics - 5-MINUTE READ

Dan Rafter - Mar 13, 2024

Understanding Tri-Mortgage Credit Reports: Here’s What You Should Know

Tri-merge credit reports help mortgage lenders determine the size and type of your loan. Learn more about the role this report plays in your application.

A luxury mountain home in the Pacific Northwest, highlighting a high-end residence in a scenic location.

Mortgage Basics - 5-MINUTE READ

Emma Tomsich - Mar 12, 2024

Encumbrance: Definition And Examples

An encumbrance is a claim against a property by someone who isn’t the property owner. Discover how encumbrances can affect how you can use your property.

People walking through a large park on a sunny day.

Mortgage Basics - 10-MINUTE READ

Dan Rafter - Mar 12, 2024

Eminent Domain, Defined And Explained

Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain examples.

Three people working together at a table, surrounded by papers.

Mortgage Basics - 9-MINUTE READ

Victoria Araj - Mar 12, 2024

What Is PMI? Private Mortgage Insurance Defined And Explained

Private mortgage insurance (PMI) can be a tricky subject, so we broke down what PMI insurance is, how much it costs and whether it’s the right option for you.

A residential neighborhood with multiple houses, showing a suburban or urban living environment.

Mortgage Basics - 7-MINUTE READ

Jamie Johnson - Mar 12, 2024

What Are Easements And How Can They Affect My Property?

Easements grant non-property owners limited access to a part of your property. Learn the different types of easements and how they can affect your property.

A man researching on a computer, likely conducting real estate or financial research online.

Mortgage Basics - 8-MINUTE READ

Victoria Araj - Mar 12, 2024

What Is PITI? Its Meaning And What It Stands For

PITI stands for principal, interest, taxes and insurance. Learn how each component of PITI affects your mortgage payment, and how to calculate each factor.

Large regal brick home with white columns and stone stairway.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 12, 2024

Property Title Search: What It Is And How It Works

A property title search examines public records to confirm a property’s rightful, legal owner. See how title searches work and reasons to be aware of them.
A woman in middle of call or meeting talking with either colleague or customer.

Mortgage Basics - 7-MINUTE READ

Lauren Nowacki - Mar 11, 2024

Cybersecurity Best Practices To Keep You Safe Online

How can you stay safe from cyber threats? Start with these 7 tips.

A Black man's hands signing a document on a desk at home, potentially related to paperwork or contracts.

Mortgage Basics - 5-MINUTE READ

Hanna Kielar - Mar 11, 2024

Deed Of Reconveyance: Definition, Process And FAQs

A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.

A document showing goods sold, income and other things in different years.

Mortgage Basics - 8-MINUTE READ

Victoria Araj - Mar 11, 2024

Proof Of Funds: What Is A POF Letter In Real Estate?

Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.

A woman sitting on a couch talking on the phone about financing.

Mortgage Basics - 12-MINUTE READ

Miranda Crace - Mar 11, 2024

What Is A Mortgage? Loan Basics For Beginners

Mortgages help people buy homes, allowing millions to achieve a coveted milestone. Explore what a mortgage loan is, how it works and how to get one.

A man wearing a headset, likely in a customer service or financial services role.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Mar 11, 2024

Mortgage Loan Originators: What They Do And How They Can Help You

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

Fork in two sidewalks through a residential neighborhood.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 11, 2024

Easement Appurtenant: What It Means And How It Works

An easement appurtenant creates a right of access for non-owners of one property for another’s benefit. Find out how this easement might affect your property.

A couple discussing finances, real estate investments or taxes on a laptop.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Mar 11, 2024

What is Deed Of Trust?

A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.
Aerial shot of a neighborhood, showcasing houses, streets, and community living.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Mar 11, 2024

Deed In Lieu Of Foreclosure: What Is It And Is It Right For You?

If you’re staring down the possibility of foreclosure, you might have options. Learn what a deed in lieu of foreclosure is and whether it’s right for you.

Man in suit reviewing stock market charts and numbers.

Mortgage Basics - 12-MINUTE READ

Kevin Graham - Mar 10, 2024

When Will Mortgage Rates Go Down?

Mortgage rates have been moving up for some time, but interest rates are cyclical. Learn about the indicators for when rates might move down again.

Possibly an image depicting occupancy or preparations related to property intent.

Mortgage Basics - 3-MINUTE READ

Carla Ayers - Mar 9, 2024

Intent To Occupy Letter: What It Is And How To Write One

To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it.