Mortgage Basics

Learn about general mortgage topics and terms.

Featured story 12-MINUTE READ

What Is A Mortgage? Loan Basics For Beginners

Mortgage Guide

Learn how mortgages work and what it will mean for your finances to have one

Mortgage Terminology

Get clarity on the unique language of mortgage loans

Servicing

Answer your questions about escrow, extra payments, and more

Featured Resources

Man in suit reviewing stock market charts and numbers.

11-minute read

When will mortgage rates go down?

Mortgage rates tend to fluctuate, but certain indicators can signal they’re going to drop. Learn when experts predict home interest rates to go down.

A couple standing in front of a house, possibly homeowners.

6-minute read

How to beware of mortgage wire fraud during closing

Wiring money for closing costs can leave you vulnerable to fraud and scams. Learn how you can protect yourself from bank wire transfer scams.

A couple looking at a computer in a kitchen setting.

7-minute read

What Is An Escrow Waiver? Requirements, Fees, Pros And Cons

When you make your mortgage payment, you may be paying extra into escrow for your insurance and taxes. Find out if an escrow waiver is right for you.

8-minute read

Escrow: What Is It And How Does It Work?

Escrow is important to estate transactions, but what is it? Read our deep dive into escrow, how it works and why it matters when buying or selling a home.

A middle aged man working from home on the laptop and talking on the phone.

6-minute read

Mortgage Payoff Statement: Everything You Need To Know

A mortgage payoff statement can be a useful piece of documentation for some borrowers to request. Learn about what a payoff statement is and how it works.

Image of a pensive woman, possibly considering real estate or financial decisions.

8-minute read

How Bankruptcy Affects Your Mortgage: A Guide

Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.

Take the first step toward the right mortgage.

Apply online for expert recommendations with real interest rates and payments.

I want to buy a home

I’d like to refinance