Mortgage guide

Learn how mortgages work and what it will mean for your finances to have one

Mother kissing baby on cheek at home on couch.

Featured resources

Young married couple doing their paperwork together, paying bills online. Focus on the guy. Loving young couple using laptop and analyzing their finances. Writing notes.

7-minute read

Should you prioritize paying off student loans or your mortgage?

Unsure whether to pay extra on your mortgage or federal student loans? We break down the factors you need to consider for making the right financial decision.

The exterior of a white house during the day, showcasing a residential property.

5-minute read

How much can a 1% difference in your mortgage rate save or cost you?

Is saving 1% on your mortgage interest rate worth it? Whether you’re shopping for a mortgage or refinancing your current loan, the savings are significant.

Older couple signing a home contract, potentially finalizing a property transaction.

5-minute read

A guide to real estate closing documents for buyers

Not sure which documents to expect at closing? Learn more about the documents you will need to sign, approve and review to close on a real estate deal.

Loan officer reviewing mortgage paperwork with smiling couple.

5-minute read

Is a mortgage secured or unsecured debt?

A mortgage is a type of secured debt, meaning it’s backed by your home as collateral. Learn how secured loans differ from unsecured ones.

Family moving into a home, unloading boxes and settling into their new living space.

8-minute read

How to get a mortgage in 7 steps

Getting a mortgage can feel daunting if you’re a first-time home buyer. Learn the steps you must take to prepare for and successfully apply for a mortgage.

Man on phone getting mortgage pre-approval.

2-minute read

How long does mortgage preapproval last?

How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals last.