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A modern house in twilight, showcasing the architectural design of a modern residence.

Mortgage Basics - 3-MINUTE READ

Miranda Crace - Nov 11, 2023

What Is Real Property?

What is real property? It’s the land and structures attached to it that would factor into the property value. Learn more about what is considered real property.

A beautiful house with a green front yard.

Mortgage Basics - 6-MINUTE READ

Patrick Chism - Nov 9, 2023

Do You Have An Underwater Mortgage? Here Are Your Options

If you owe more than your home is worth, you have an underwater mortgage. Find out the early indicators and what to do if you are underwater on your mortgage.

A couple looking at documents, possibly related to real estate or financial decisions.

Mortgage Basics - 5-MINUTE READ

Sarah Sharkey - Oct 31, 2023

Understanding Owner-Occupied Properties: What Investors Should Know

Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy.

A couple discussing terms and condition possible for mortgage or related to real estate with an agent.

Mortgage Basics - 5-MINUTE READ

Kevin Graham - Oct 27, 2023

Forbearance Agreement: What It Means For Your Mortgage

A forbearance agreement allows borrowers to temporarily suspend their mortgage payments during unexpected financial hardship. Read about forbearance agreements.

A family in a living room, with an old man holding a clipboard, possibly discussing or organizing something.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Oct 24, 2023

What Are Seller Concessions?

Seller concessions are closing costs that the seller has agreed to pay, but is it a reasonable request? Learn more about seller concessions and how they work.

Real estate agent presenting paper documents to a couple on a couch, potentially discussing property details.

Mortgage Basics - 3-MINUTE READ

Sarah Sharkey - Aug 30, 2023

Recording Fees, Defined And Explained

Wondering what recording fees are, how much they’ll cost you and what will happen if you don’t pay them? We have all the answers here with our quick guide. 

An image showing a woman engrossed in her thoughts possibly related to some real estate investment or work.

Mortgage Basics - 5-MINUTE READ

Dan Rafter - Aug 29, 2023

Understanding The Right Of Redemption In Real Estate

A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help.

An illustration of a mortgage discussion and signing between a couple and an agent.

Mortgage Basics - 3-MINUTE READ

Hanna Kielar - Jul 12, 2023

Who Is A Mortgagee, And What Does It Mean When Buying A House?

If you’re considering buying a home, you’ve probably seen the term “mortgagee.” Learn who a mortgagee is, and what role they play in the home buying process.

A handshake, symbolizing a mortgagor agreement or agreement between parties in a mortgage transaction.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Mar 31, 2023

Mortgagor: A Definition

A mortgagor is an individual or organization that borrows money to purchase a piece of real estate. Learn all about mortgagors and how mortgage loans work.

Potentially an image related to subordinate mortgages or financial agreements.

Mortgage Basics - 4-MINUTE READ

Sarah Sharkey - Mar 14, 2023

What Is A Subordinate Mortgage?

A subordinate mortgage can be a complex topic with implications for borrowers. Uncover important realities you need to know about mortgage subordination.

Entrance of a building with white and red colors possibly a school or hospital.

Mortgage Basics - 4-MINUTE READ

Lauren Nowacki - Feb 27, 2023

Blanket Mortgages: Everything You Need To Know

Blanket mortgages finance multiple properties under one loan. Uncover the pros and cons of blanket loans to see if this type of financing is right for you.

A Black woman with her daughters on a couch, looking at a computer, potentially in a home setting.

Mortgage Basics - 3-MINUTE READ

Scott Steinberg - Feb 27, 2023

What Is A Dry Closing And What States Have Dry Funding?

A dry closing occurs when everything but payment is completed at closing. Find out what a dry closing is and which states allow dry closings.

A family sitting comfortably on a couch, possibly in a home setting.

Mortgage Basics - 4-MINUTE READ

Molly Grace - Feb 26, 2023

A Guide To Understanding Bundle Of Rights In Real Estate

A bundle of rights describes the legal rights associated with property ownership: the right of possession, control, enjoyment, disposition and exclusion.

A blonde woman writing notes while on the phone, potentially related to real estate or work-related tasks.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Feb 24, 2023

Mortgagee Clause: Definition And How It Works

A mortgagee clause protects a lender if a mortgaged property is damaged. Learn the components of a mortgagee clause and how their protections work.
A women with glasses working on something on her laptop.

Mortgage Basics - 4-MINUTE READ

Sarah Sharkey - Feb 14, 2023

Primary Mortgage Market Explained

Not sure what the primary mortgage market is? Check out our guide to learn all about the primary mortgage market and how to navigate it successfully.

A women possibly calculating her taxes or finances.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Jan 11, 2023

The Difference Between Forbearance And Foreclosure

The words may sound the same, but there’s a difference between forbearance and foreclosure. Here’s what you need to know.

What is Escrow in Activity Video

Mortgage Basics - 8-MINUTE READ

Jan 6, 2023

The Red Desk: What Is Escrow?

In this episode, we're going in-depth on everything you need to know about this critical, yet confusing, part of the home buying process -- what escrow is and how it works.