A mortgage amortization schedule shows a breakdown of your monthly mortgage payment over time. Figure out how to calculate your mortgage amortization.

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

Learn how mortgage and finance regulatory agencies use the Nationwide Mortgage Licensing System (NMLS) to maintain national licensing requirements.

Not ready to buy your next home, yet tired of renting? You have other options available. Read further to understand the key components of leasing a house.

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible. 

A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.

When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.    

Your monthly mortgage payment has two parts: principal and interest. Learn the difference between the two, plus what else is included in your mortgage payment.

Mortgage default can occur if you stop making payments, and it can lead to foreclosure. See how to avoid delinquency and what to do with a mortgage in default.

Getting a mortgage commitment letter is an important first step in the home buying process. Read on to find out how you can get a loan commitment letter.

Mortgage fraud occurs when someone lies or omits information to get loan approval or favorable loan conditions. Learn about different types of mortgage fraud.

A mortgage processor guides borrowers through the loan application process by collecting documents and information. Learn how they help secure mortgage loans.

It’s a misconception that a house’s title and deed are the same, but they aren’t. Learn the differences to be prepared for your home sale or purchase.

A mortgage lien gives a lender or creditor the ability to claim a property to pay off a debt. Learn how they work and about other types of property debt.

The Federal National Mortgage Association (FNMA), or Fannie Mae, purchases and backs mortgage loans for borrowers. Learn more about how Fannie Mae works.

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.

A joint mortgage is a home loan that multiple borrowers are responsible for paying. Learn more about joint mortgages, including their pros and their cons.