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A Black man's hands signing a document on a desk at home, potentially related to paperwork or contracts.

Mortgage Basics - 5-MINUTE READ

Hanna Kielar - Mar 11, 2024

Deed Of Reconveyance: Definition, Process And FAQs

A deed of reconveyance is a document that transfers the property title from the mortgage lender to the borrower. Learn more about how a reconveyance works here.

A woman in middle of call or meeting talking with either colleague or customer.

Mortgage Basics - 7-MINUTE READ

Lauren Nowacki - Mar 11, 2024

Cybersecurity Best Practices To Keep You Safe Online

How can you stay safe from cyber threats? Start with these 7 tips.

A woman sitting on a couch talking on the phone about financing.

Mortgage Basics - 12-MINUTE READ

Miranda Crace - Mar 11, 2024

What Is A Mortgage? Loan Basics For Beginners

Mortgages help people buy homes, allowing millions to achieve a coveted milestone. Explore what a mortgage loan is, how it works and how to get one.

Possibly an image depicting occupancy or preparations related to property intent.

Mortgage Basics - 3-MINUTE READ

Carla Ayers - Mar 9, 2024

Intent To Occupy Letter: What It Is And How To Write One

To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it.

A man reviewing paperwork at a laptop, possibly managing real estate or financial documents.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 9, 2024

Mortgage Loan Term: What Is It, And Which Option Is Best For You?

“Loan term” often refers to how much time it takes a borrower to pay off their mortgage when making regular payments. Learn more about loan term options here.

A large white house, possibly a luxurious property or an aspirational home.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 9, 2024

Property Deed: What Is It And How Does It Work?

A property deed is a legal document signifying proof of ownership for a piece of real estate. Learn more about property deeds and why deeds to property matter.

A woman wearing glasses stands at a desk, working on a laptop computer and looking on a piece of paper.

Mortgage Basics - 12-MINUTE READ

Victoria Araj - Mar 9, 2024

Closing Disclosure: What It Is And How To Read The Form

Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guide.

Couple discussing a CMT loan or adjustable-rate mortgage with a financial advisor.

Mortgage Basics - 4-MINUTE READ

Scott Steinberg - Mar 8, 2024

How The Constant Maturity Treasury Rate Affects Your Mortgage

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn about the CMT rate and how it impacts your monthly payments.

A brick olive-colored house, depicting a residential property.

Mortgage Basics - 4-MINUTE READ

Miranda Crace - Mar 8, 2024

Contingent Vs. Pending: What’s The Difference?

Home buyers sometimes confuse contingent versus pending. Learn the difference between pending and contingent and what the two statuses mean in real estate.

A rural cottage nestled in the mountains, suggesting a serene and remote living environment.

Mortgage Basics - 7-MINUTE READ

Andrew Dehan - Mar 8, 2024

Co-Borrower Vs. Co-Signer: What’s The Difference?

Trying to decide between using a co-borrower vs. a co-signer for your mortgage loan application? See the key differences between a co-signer and a co-borrower.

Two women looking at different paint colors for their house.

Mortgage Basics - 4-MINUTE READ

Kevin Graham - Mar 8, 2024

What Is A Co-Borrower? A Beginner’s Guide

When you buy a home with a co-borrower, you typically share ownership of the loan and the home. Let’s explore the pros and cons of having a co-borrower.

A beautiful brick home, showcasing real estate or homeownership.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Mar 7, 2024

Clear To Close: What To Expect And What Happens Next

Being clear to close on a mortgage means you're almost done with the mortgage process. Learn how to become clear to close and what happens after.

The front door of a suburban home with flowers, showcasing curb appeal and home aesthetics.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Mar 7, 2024

What Is Chain Of Title And Why Is It Important?

Chain of title represents the complete and unbroken ownership of a property. Learn more about chain of title in real estate and why it’s important.
A woman working from home on her laptop with her pet cat sitting in front of her.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Mar 6, 2024

A Guide To TILA-RESPA Integrated Disclosures (TRID)

Learn how TRID mortgage guidelines, or “Know Before You Owe” rules, protect borrowers, including what they mean for you during the home buying process.

A home exterior with red shutters on a sunny summer day, portraying a residential property's facade.

Mortgage Basics - 4-MINUTE READ

Lauren Bowling - Mar 6, 2024

Defeasance Clause: Definition And Overview

Defeasance clauses assure buyers that they’ll get the title once they meet all payment conditions. Learn more about the impact of defeasance on your mortgage.

A backyard villa, showcasing an outdoor residential space or vacation property.

Mortgage Basics - 5-MINUTE READ

Sarah Sharkey - Feb 29, 2024

Assessed Value Vs. Market Value: Your Questions Answered

What’s the difference between assessed value and market value? One is the home’s tax-assessed value; the other is what buyers are willing to pay. Learn more.

Aerial view of row houses, showcasing a neighborhood or residential area with row-style housing.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Feb 29, 2024

A Complete Guide To Basis Points (BPS)

Basis points are units of measurement that assess percentages. Learn how this financial tool can determine your mortgage cost and its potential monthly changes.

An image highlighting a kitchen mosaic tile design.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Feb 29, 2024

Mortgage Insurance: Your Quick Guide To Different Types And Cost

Mortgage insurance protects lenders against default on home loans. Learn more about the different types of mortgage insurance, how much it costs and more.