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A street of well constructed brick houses.

Mortgage Basics - 9-MINUTE READ

Hanna Kielar - Jul 24, 2024

Government Home Loans And More: A Guide For First-Time Borrowers

Need a mortgage with a low interest rate and credit requirement? Government home loans may be an option. See what government-backed loans are available.
An image showing balcony of a house with a green view suggesting good real estate investment.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Jul 23, 2024

Everything You Need To Know About Loan Estimates Or ‘Good Faith Estimates’

A Loan Estimate lists the key details of a mortgage, like closing costs and interest rates. Find out what other critical loan terms and costs are in the form.

A red brick colonial home in fall, depicting a colonial-style house in an autumnal setting.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Jul 19, 2024

What Is A Warranty Deed?

When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.
A man in green sitting at a counter with a French press and a laptop.

Mortgage Basics - 4-MINUTE READ

Erin Gobler - Jul 19, 2024

What Are eMortgages And How Do They Work?

Electronic mortgages are a convenient option for some home buyers. Explore eMortgages, including how they work and whether you’re a good candidate for one.
A picturesque home with a spacious front yard, showcasing its beauty and inviting ambiance.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Jul 19, 2024

What Is The Alienation Clause In Real Estate And How Does It Work?

The alienation clause, or due-on-sale clause, requires all mortgage payments be made at the time of sale. Learn how it impacts borrowers and real estate.
Couple going through a list, potentially related to a property checklist or planning details.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Jul 19, 2024

What Is An Appraisal Contingency And When Should I Use It?

An appraisal contingency can give home buyers peace of mind about a home's purchase price. Learn how appraisal contingencies work and when to use one.
A man carefully reviewing documents related to real estate or financial matters.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Jul 16, 2024

How Much Does Title Insurance Cost? Estimates, Requirements And Savings Tips

How much does title insurance cost? It varies, but the cost is generally 0.5% – 1% of the home’s sale price. Learn more about the cost of title insurance.

A man working on multiple computers simultaneously, indicating multitasking or tech-related work.

Mortgage Basics - 3-MINUTE READ

Sarah Sharkey - Jul 3, 2024

What Is An Automated Valuation Model (AVM)?

An automated valuation model (AVM) is a data-based tool real estate sites use to offer estimated property value on searched properties. Explore how it works.

A foreclosed house for sale, depicting a distressed property.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Jun 18, 2024

What Is A Zombie Foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.
Image indicating a worried couple possibly by taxes or some other information written on the paper.

Mortgage Basics - 4-MINUTE READ

Scott Steinberg - Jun 2, 2024

What Is Mortgage Delinquency?

Concerned that you’re falling behind on your mortgage payments? Learn how to avoid mortgage delinquency, plus how to get out of it with help from your lender.

An upscale kitchen with a white island bar and wall shelving, potentially depicting interior design or real estate features.

Mortgage Basics - 3-MINUTE READ

Victoria Araj - Jun 2, 2024

Understanding Appraisal Vs. Assessment

If you’re preparing to buy a home, it’s important to understand the difference between an appraisal and an assessment. Read on to learn how they compare.

Husband and wife working on taxes together, indicating financial management or tax preparation.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Jun 2, 2024

APR Vs. Interest Rate: What’s The Difference?

Interest rate and APR are terms you'll often see when comparing loans. Let's explore the details of APR vs. interest rate and why the difference matters.

Title endorsement, potentially discussing the process of adding endorsements to a property title.

Mortgage Basics - 5-MINUTE READ

Lauren Nowacki - May 24, 2024

Title Endorsements: What They Are And When You Need Them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

A foreclosed house for sale, depicting a distressed property.

Mortgage Basics - 5-MINUTE READ

Carla Ayers - May 23, 2024

What Is A Zombie Foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.

A man sitting on a chair with his dog in front of a laptop, working comfortably from home.

Mortgage Basics - 11-MINUTE READ

Miranda Crace - May 21, 2024

What Is A Short Sale In Real Estate? A Guide To The Process

A short sale happens when a homeowner in financial trouble sells their home for less than they owe on the mortgage. Learn more about the short-sale process.

A woman and child sitting on a couch, engrossed in a laptop.

Mortgage Basics - 6-MINUTE READ

Dan Rafter - May 21, 2024

A Quick Intro To The Floating Interest Rate

A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they work.

A woman using her personal computer with a satisfactory and a confident loon on her face.

Mortgage Basics - 5-MINUTE READ

Sidney Richardson - May 20, 2024

Liens And Encumbrances: What To Know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.

Asian couple going over compound interest, potentially discussing financial investment or mortgage details.

Mortgage Basics - 6-MINUTE READ

Ashley Kilroy - May 15, 2024

What Is Compound Interest And How Is It Calculated? A Guide

Compound interest is the money you earn on the interest that accrues on an account, investment or loan. Learn how to calculate compound interest and more here.