Featured resources

5-minute read
What is correspondent lending?
Correspondent lending happens when a lender originates and funds a mortgage, but then sells it. Read more about correspondent lending and how it works.
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8-minute read
Mortgage rate lock: How it works, and when to lock
A mortgage rate lock protects your interest rate before closing. Learn how locks work, what they cost, and when to lock. Get started with Rocket Mortgage today.
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9-minute read
What is a Good Faith Estimate? Loan Estimates explained
A Loan Estimate, or a “good faith estimate,” is a document detailing your loan’s terms that helps you compare your mortgage options. Here&r...
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12-minute read
Closing Disclosure: What it is and how to read the form
Learn what a Closing Disclosure is, how the 3-day rule works and which loan costs to check before closing. Review your form with confidence before you sign.<...
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8-minute read
Mortgage fraud: What it is and what to do about it
Any misrepresentation of information on a mortgage application is considered mortgage fraud. Here’s how to identify, avoid, and report scams.
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10-minute read
How much is title insurance? Costs, requirements, and savings tips
How much does title insurance cost? Break down premiums, closing fees, state rules and discounts before you get to closing.
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6-minute read
When will mortgage rates go down?
Learn what experts expect regarding mortgage rates, what drives rates, and how to decide whether to buy or refinance now.
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8-minute read
What does clear to close mean? What to expect
Clear to close is an important milestone in the mortgage process. Learn what clear to close means, how it fits into underwriting, and what happens next.
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5-minute read
Do you have an underwater mortgage? Here are your options
Learn what an underwater mortgage is, how to tell if you have one, and what options may help if you owe more on your mortgage than your home is worth.
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7-minute read
Mortgage prequalification: What is it and how does it work?
Mortgage prequalification gives you an idea of how much house you can afford without hurting your credit. Learn more about the prequalification process.
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9-minute read
Blanket mortgages: How they work and when to use one
Learn how blanket mortgages finance multiple properties with one loan, review pros and cons, requirements, and alternatives, and decide if one fits your goals.
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12-minute read
Mortgage preapproval: How to get preapproved
Mortgage preapproval helps you set a home budget and strengthen your offer. Learn what you need, how it works and when to apply.
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10-minute read
Title insurance: What you need to know
Tiitle defects can create costly problems long after you've completed your home purchase. Learn how title insurance can help protect you and your lender.
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8-minute read
Property title search: How does it work?
A title search examines public records to confirm a property’s rightful, legal owner. Learn how title searches work and what issues they can uncover.
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5-minute read
Defeasance clause: Definition and overview
In some states, you’re the owner of your home when you close, in other areas, you’re not. This depends on the defeasance clause in your state.
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20-minute read
What is a joint mortgage? A complete guide for borrowers
Learn what a joint mortgage is, how co–borrowers qualify and share responsibility, plus key pros, risks and exit options before you apply with confidence.
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5-minute read
What is a loan-to-value ratio and how is it calculated?
When you buy a home, you may not be able to finance the entire loan. Your loan-to-value ratio, or LTV, determines how much you need to put down in cash.
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8-minute read
What is a mortgage rate?
A mortgage preapproval letter shows you how much a lender has conditionally approved you for. It lasts for a few months and may strengthen your offer.
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