Learn what a Closing Disclosure is, how the 3-day rule works and which loan costs to check before closing. Review your form with confidence before you sign.<...

Any misrepresentation of information on a mortgage application is considered mortgage fraud. Here’s how to identify, avoid, and report scams.

How much does title insurance cost? Break down premiums, closing fees, state rules and discounts before you get to closing.

Learn what experts expect regarding mortgage rates, what drives rates, and how to decide whether to buy or refinance now.

Clear to close is an important milestone in the mortgage process. Learn what clear to close means, how it fits into underwriting, and what happens next.

Learn what an underwater mortgage is, how to tell if you have one, and what options may help if you owe more on your mortgage than your home is worth.

Mortgage prequalification gives you an idea of how much house you can afford without hurting your credit. Learn more about the prequalification process.

Learn how blanket mortgages finance multiple properties with one loan, review pros and cons, requirements, and alternatives, and decide if one fits your goals.

Mortgage preapproval helps you set a home budget and strengthen your offer. Learn what you need, how it works and when to apply.

Tiitle defects can create costly problems long after you've completed your home purchase. Learn how title insurance can help protect you and your lender.

A title search examines public records to confirm a property’s rightful, legal owner. Learn how title searches work and what issues they can uncover.

In some states, you’re the owner of your home when you close, in other areas, you’re not. This depends on the defeasance clause in your state.

Learn what a joint mortgage is, how co–borrowers qualify and share responsibility, plus key pros, risks and exit options before you apply with confidence.

When you buy a home, you may not be able to finance the entire loan. Your loan-to-value ratio, or LTV, determines how much you need to put down in cash.

A mortgage preapproval letter shows you how much a lender has conditionally approved you for. It lasts for a few months and may strengthen your offer.

Mortgages are loans that allow you to purchase a home. The right loan for you may depend on your preferred down payment, interest terms, and more. 

In a dry closing, everything but the payment is completed at closing. Learn how dry closings work, what risks are involved, and what states allow dry funding.

A desktop appraisal is a property valuation that is completed remotely by a professional appraiser. Find out whether a desktop appraisal is right for you.