Featured resources

10-minute read

What is a short sale in real estate? A guide to the process

A short sale may be a solution when a homeowner is in a dire financial situation and needs to sell their home for less than they owe. Learn about this option.

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9-minute read

Manual underwriting: How it works for mortgages

Manual underwriting allows lenders to consider borrowers with thin credit, a high DTI, or unique finances. Learn how it works and what documents to prepare.

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9-minute read

Mortgage protection insurance: What it is and how it works

Mortgage protection insurance can help pay your home loan after death or certain other hardships. Learn costs, pros, cons and alternatives before you buy.

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8-minute read

House deed: What it is, types, and how to get a copy

Learn what a house deed is, how it’s different from a title, common deed types, how to record a deed, and how to get a copy. Review key steps before closi...

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7-minute read

What is chain of title in real estate?

Learn what chain of title in real estate means, why it matters, which documents it includes, and how title issues get fixed. Read before you close.

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8-minute read

Warranty deed: What it is, and how it protects home buyers

Learn what a warranty deed is, how it protects home buyers from title claims and liens, and how to get one before closing. Start your next step.

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7-minute read

Should I buy mortgage points? Learn about costs, savings, and the break-even point

Buying mortgage points can reduce your interest rate, but is it worth the up-front cost? Learn how points work, the break-even point, and compare your option...

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5-minute read

What is correspondent lending?

Learn how correspondent lending works, how it compares with brokers and portfolio lenders, and what loan sales mean for your mortgage. Explore your options.

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8-minute read

Mortgage rate lock: How it works, and when to lock

A mortgage rate lock protects your interest rate before closing. Learn how locks work, what they cost, and when to lock. Get started with Rocket Mortgage today.

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9-minute read

What is a Good Faith Estimate? Loan Estimates explained

A Loan Estimate, or a “good faith estimate,” is a document detailing your loan’s terms that helps you compare your mortgage options. Here&r...

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12-minute read

Closing Disclosure: What it is and how to read the form

Learn what a Closing Disclosure is, how the 3-day rule works and which loan costs to check before closing. Review your form with confidence before you sign.<...

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8-minute read

Mortgage fraud: What it is and what to do about it

Any misrepresentation of information on a mortgage application is considered mortgage fraud. Here’s how to identify, avoid, and report scams.

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10-minute read

How much is title insurance? Costs, requirements, and savings tips

How much does title insurance cost? Break down premiums, closing fees, state rules and discounts before you get to closing.

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6-minute read

When will mortgage rates go down?

Learn what experts expect regarding mortgage rates, what drives rates, and how to decide whether to buy or refinance now.

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8-minute read

What does clear to close mean? What to expect

Clear to close is an important milestone in the mortgage process. Learn what clear to close means, how it fits into underwriting, and what happens next.

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5-minute read

Do you have an underwater mortgage? Here are your options

Learn what an underwater mortgage is, how to tell if you have one, and what options may help if you owe more on your mortgage than your home is worth.

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7-minute read

Mortgage prequalification: What is it and how does it work?

Mortgage prequalification gives you an idea of how much house you can afford without hurting your credit. Learn more about the prequalification process.

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12-minute read

Mortgage preapproval: How to get preapproved

Mortgage preapproval helps you set a home budget and strengthen your offer. Learn what you need, how it works and when to apply.

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