Mortgage Basics

Learn about general mortgage topics and terms.

A woman sitting on a couch talking on the phone about financing.
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What Is A Mortgage? Loan Basics For Beginners

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Mortgage Guide

Learn how mortgages work and what it will mean for your finances to have one

Mortgage Terminology

Get clarity on the unique language of mortgage loans

Servicing

Answer your questions about escrow, extra payments, and more

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What Is Loan-To-Value Ratio (LTV) And How Is It Calculated?

Your loan-to-value ratio (LTV) measures your loan amount against the value of the home you're buying. Figure out how your LTV ratio is calculated.

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How The Federal Funds Rate Affects Mortgage Rates

The federal funds rate helps regulate the U.S. economy, but it can also affect mortgage rates. Learn how it can affect you as a home buyer and homeowner.
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What Is The Prime Rate And How Does It Work?

The prime rate is an index that helps determine rates on loans. But how does that work? In our guide, you’ll learn how the prime rate affects your wallet.

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Kevin Graham - Nov 12, 2024

When Will Mortgage Rates Go Down?

Mortgage rates tend to fluctuate, but certain indicators can signal they’re going to drop. Learn when experts predict home interest rates to go down.
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How to find liens on a property: a home buyer's guide

 Looking to find liens on a property you want to buy? Discover how title searches and combing through county records can help.

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