A deed of trust is a legal document used to secure a home loan in some states. Learn how it works, how it compares to a mortgage, and what happens in a default.

Learn what happens to a mortgage when someone dies, including who is responsible for it, how inheriting works, and options like assuming, refinancing, and selli...

See the 30-year fixed mortgage rate history from 1971 to the present, including averages and trends by decade. Learn how rate cycles affect buying and refinanci...

A fixed-rate mortgage has many benefits, including a reliable payment for the entire term. If you want to end your contract prematurely, it may cost you.

The mortgage constant is the annual principal-and-interest cost as a percent of your loan. You can use it to compare fixed-rate loans and debt service costs.

A property title search examines public records to confirm a property’s rightful, legal owner. Learn how it works and what types of issues it can uncover.

A power of sale clause means that the homeowner faces a speedier foreclosure but walks away without a deficiency judgment on their record.

Earnest money can help you bolster a home purchase offer. Learn how much you need to offer and if you can get it back.

Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.

Tenancy by entirety allows married couples to each own 100% of the property as a single entity. Learn more about the pros and cons of this type of ownership.

An appraisal gap happens when a home appraises for less than your offer. Learn how appraisal gap coverage works and options to help keep your deal on track.

Joint tenancy is a way to co-own property with the right of survivorship. Learn how joint tenants share ownership and what happens if one owner dies.

Mortgage forbearance can be a lifeline for many homeowners struggling to make their mortgage payments. Find out whether mortgage forbearance is a good idea.

Real estate scams are becoming more common – and more sophisticated. Learn what to be on the lookout for and how to protect yourself from real estate scam...

A deficiency judgment can leave you owing money after foreclosure. Learn what a deficiency judgment is, when lenders pursue it, and how to avoid one.

Learn what close of escrow means, how it differs from other parts of the closing process, and what home buyers should expect before getting the keys.

Chain of title is a property’s ownership history. Learn what documents it includes, how a title search works, and what can cause title problems.

A subordinate mortgage can have complex financial implications for borrowers. Uncover important realities you need to know about mortgage subordination.