Featured resources

4-minute read
What a forbearance agreement means for you
A forbearance agreement allows borrowers to temporarily suspend mortgage payments during unexpected financial hardship. Learn if it’s the right option for...
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6-minute read
What is a floating interest rate?
A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they wo...
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9-minute read
What does it mean to lease a house?
Renting a house is different from renting an apartment. If you aren’t ready to buy, here’s what you should know before leasing a house.
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8-minute read
How to pay off a home loan in 5 years: Best practices
You can pay off a mortgage more quickly by making extra payments, refinancing to a shorter term, or using a HELOC. Here’s how to accelerate your payoff...
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4-minute read
Understanding appraisal vs. assessment
If you're preparing to buy a home, it's important to understand the difference between an appraisal and an assessment. Read on to learn how they compare.
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5-minute read
Regulation Z, or the Truth in Lending Act (TILA): Explained
Regulation Z, or the Truth in Lending Act, requires lenders to disclose key loan details like terms, interest rates, and annual percentage rates (APRs).
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6-minute read
Liens and encumbrances: What to know
Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning, and selling your house.
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5-minute read
Mortgagee clause: Definition and how it works
A mortgagee clause protects the lender if a mortgaged property is damaged. Learn the components of a mortgagee clause and how their protections work.
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9-minute read
How to get out of a mortgage loan
Whether you’re facing financial issues or major life changes, knowing how to get out of a mortgage loan the right way is important. Learn about your optio...
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6-minute read
How to get a mortgage with a seasonal income
Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.
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5-minute read
Can you make principal-only payments on your mortgage?
Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...
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7-minute read
Mortgage insurance premium (MIP) vs. private mortgage insurance (PMI): How do they differ?
As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...
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5-minute read
Amortization: What is it and how does it work?
Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.
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4-minute read
Interest rate caps: What are they and how do they work?
An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.
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7-minute read
Eminent domain: What homeowners need to know
Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain exampl...
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4-minute read
How long should you keep your mortgage statements?
Wondering how long to keep your mortgage statements? Learn what to save, what...
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7-minute read
Government home loans and more: A guide for first-time borrowers
Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.
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4-minute read
Easement in gross: Defined and explained
An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.
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