Featured resources

10-minute read

Foreclosure: What it means and how to avoid it

If you’re behind on your mortgage and facing foreclosure, you still have ways to avoid losing your home. Learn how to confidently navigate this legal proc...

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4-minute read

What is a mortgage reinstatement?

Mortgage reinstatement can be a vital lifeline for borrowers who have missed payments and want to avoid foreclosure. Learn more about how it works here.

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6-minute read

Buying by state: This is the average mortgage payment in Pennsylvania

The average mortgage payment varies by state. What is the average mortgage payment in Pennsylvania? Estimate what you might pay for a home in Pennsylvania.

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7-minute read

What is considered ‘debt’ when applying for a mortgage?

What is considered ‘debt’ when applying for a mortgage? Our guide describes what monthly debt payments lenders consider when approving a mortgage.

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5-minute read

Solid offers come with a Verified Approval Letter

A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.

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5-minute read

Title endorsements: What they are and when you need them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

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8-minute read

Why does my mortgage keep going up?

An unexpected change to your mortgage payment can be frustrating, especially if you don’t know why it happened. Find out some possible reasons for the cha...

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9-minute read

Energy-efficient mortgage: A guide for borrowers

An energy-efficient mortgage can help you finance home upgrades that may save you money on utilities. Learn how it works and explore loan options and rules.

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9-minute read

Preforeclosure: How it works and what you can do

Preforeclosure is the first legal step toward foreclosure. Learn about how the process works and what options you have for keeping or letting go of your home.

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8-minute read

The hidden costs of late mortgage payments

Are you worried about the effects of making a late mortgage payment? Learn more about missing a mortgage payment, including how it affects your credit and more.

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6-minute read

Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments

What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...

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4-minute read

How to calculate per diem interest

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....

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6-minute read

What’s the average mortgage payment in Michigan?

Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...

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6-minute read

What in the world is an escrow shortage?

Understanding escrow shortages and what causes a negative escrow balance is important for homeowners. Read on to learn how to navigate these situations.

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9-minute read

What parties are Involved when getting a mortgage and buying a house?

Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.

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7-minute read

What is the average mortgage payment in California?

Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.

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6-minute read

What is a homeowners insurance binder and when do you need one?

Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What...

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5-minute read

A guide to TILA-RESPA Integrated Disclosures (TRID)

Learn how TRID mortgage guidelines, or “Know Before You Owe” rules, protect borrowers, including what they mean for you during the home buying proce...

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