Featured resources

A beautiful home set in the desert landscape, showcasing a unique residential setting.

8-minute read

Breaking a fixed-rate mortgage: Can and should you do it?

There are a number of reasons why a borrower might want to break the loan agreement for their fixed-rate mortgage. Learn about whether this is possible here....

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Couple doing financial planning on a laptop, indicating financial management or budgeting.

4-minute read

Understanding the mortgage payment cycle and your statement

You’ve closed on your mortgage. Congratulations! Now learn about the timing of your payments and what’s included in your statement.

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Man on the phone at home, possibly related to communication or home life.

4-minute read

Take your mortgage management mobile with our Rocket Mortgage® app

Our Rocket Mortgage® mobile app is the best way to manage your existing mortgage and handle the application process on the go. Check out the f...

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A happy couple reading and drinking coffee on a couch, likely depicting leisure or relaxation at home.

4-minute read

What Is A YOURgage® and how does it work?

A YOURgage® loan is a custom mortgage that can allow home buyers greater flexibility with their mortgages. Read more about YOURgages and their requiremen...

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A handshake, symbolizing a mortgagor agreement or agreement between parties in a mortgage transaction.

4-minute read

Mortgagor: A definition

A mortgagor is an individual or organization that borrows money to purchase real estate. Learn about mortgagors versus mortgagees and their relationship.

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A large stone house with a stone driveway, showcasing a grand residential property.

3-minute read

How to remove a name from a mortgage

Financial and living situations often change over time. Here are some steps and considerations to keep in mind when trying to remove a name from a mortgage.

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Potentially an image related to subordinate mortgages or financial agreements.

4-minute read

What is a subordinate mortgage?

A subordinate mortgage can be a complex topic with implications for borrowers. Uncover important realities you need to know about mortgage subordination.

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A Black woman with her daughters on a couch, looking at a computer, potentially in a home setting.

3-minute read

What is a dry closing and what states have dry funding?

A dry closing occurs when everything but payment is completed at closing. Find out what a dry closing is and which states allow dry closings.

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Entrance of a building with white and red colors possibly a school or hospital.

4-minute read

Blanket mortgages: Everything you need to know

Blanket mortgages finance multiple properties under one loan. Uncover the pros and cons of blanket loans to see if this type of financing is right for you.

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A family sitting comfortably on a couch, possibly in a home setting.

4-minute read

A guide to understanding bundle of rights in real estate

A bundle of rights describes the legal rights associated with property ownership: the right of possession, control, enjoyment, disposition and exclusion.

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A middle-aged couple at a kitchen island using a computer and calculator, potentially managing finances or planning for a home purchase.

5-minute read

Can you deduct mortgage interest on a second home?

In certain cases, you can use second mortgage interest deductions to reduce the amount you owe when you file taxes. Read our guide to learn if you qualify.

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A blonde woman writing notes while on the phone, potentially related to real estate or work-related tasks.

4-minute read

Mortgagee clause: Definition and how it works

A mortgagee clause protects a lender if a mortgaged property is damaged. Learn the components of a mortgagee clause and how their protections work.

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Low-Interest Rate in Activity Video

10-minute read

How to get a low interest rate

When it comes to buying a home, interest rates are everything. But how are they determined, and how can you find the best one for you? In this episode of The Re...

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Mortgage Insurance in Activity Video

6-minute read

How mortgage insurance works

You might be required to pay mortgage insurance, and this episode of The Red Desk explains how it’s calculated, how much you might pay, and how long you&r...

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A middle aged man working from home on the laptop and talking on the phone.

4-minute read

Mortgage payoff statement: Everything you need to know

A mortgage payoff statement can be a useful piece of documentation for some borrowers to request. Learn about what a payoff statement is and how it works.

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Man working on online banking, indicating financial management or technology use.

3-minute read

Why you shouldn't pay your mortgage with bank bill pay

Using bank bill pay for your mortgage can create problems. Learn about the risks involved and why you may want to start using an alternative payment option.<...

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An African American mother working on finances with her daughter, likely depicting financial education or planning.

3-minute read

Rocket Money℠  simplifies managing your finances

We’re excited to welcome Rocket Money to the Rocket family. Read on to learn about this excellent personal finance app and a special offer for our clie...

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A women possibly calculating her taxes or finances.

7-minute read

The difference between forbearance and foreclosure

The words may sound the same, but there’s a difference between forbearance and foreclosure. Here’s what you need to know.

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