The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.

Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.

Whether you’re facing financial issues or major life changes, knowing how to get out of a mortgage loan the right way is important. Learn about your optio...

Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.

Some mortgages allow you to buy a house with no money down. Learn how to buy a house with n...

Mortgage preapproval is an important step in your home-buying journey that helps you understand your borrowing ability. Find out what the process involves.

A prepayment penalty is a fee some lenders charge when you pay all or part of your loan off early. Find out what triggers the fee and how to avoid it.

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.<...

The best way to pinpoint the right mortgage lender for you is to ask plenty of questions. Read through these 14 essential ones to get you started.

Paying off your mortgage early reduces the amount that you’ll pay over time, but is it a good idea? Figure out if paying your mortgage early is worth i...

Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decision.

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

As you learn more about mortgage insurance, you’re likely to encounter two acronyms: MIP and PMI. We'll break down how they each work and their key dif...

Buying your first home? Don’t let outdated mortgage myths hold you back. Discover the...

Mortgage servicing companies handle daily administrative tasks related to your loan. Learn all about what they do and how they differ from your lender.

Amortization is the gradual, scheduled repayment of a loan over time. Learn here why it’s important to know how amortization works.