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Mortgage Basics - 9-MINUTE READ

Hanna Kielar - Jul 24, 2024

Government Home Loans And More: A Guide For First-Time Borrowers

Need a mortgage with a low interest rate and credit requirement? Government home loans may be an option. See what government-backed loans are available.
An image showing balcony of a house with a green view suggesting good real estate investment.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Jul 23, 2024

Everything You Need To Know About Loan Estimates Or ‘Good Faith Estimates’

A Loan Estimate lists the key details of a mortgage, like closing costs and interest rates. Find out what other critical loan terms and costs are in the form.

A picturesque home with a spacious front yard, showcasing its beauty and inviting ambiance.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Jul 19, 2024

What Is The Alienation Clause In Real Estate And How Does It Work?

The alienation clause, or due-on-sale clause, requires all mortgage payments be made at the time of sale. Learn how it impacts borrowers and real estate.
Couple going through a list, potentially related to a property checklist or planning details.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Jul 19, 2024

What Is An Appraisal Contingency And When Should I Use It?

An appraisal contingency can give home buyers peace of mind about a home's purchase price. Learn how appraisal contingencies work and when to use one.
A man in green sitting at a counter with a French press and a laptop.

Mortgage Basics - 4-MINUTE READ

Erin Gobler - Jul 19, 2024

What Are eMortgages And How Do They Work?

Electronic mortgages are a convenient option for some home buyers. Explore eMortgages, including how they work and whether you’re a good candidate for one.
A red brick colonial home in fall, depicting a colonial-style house in an autumnal setting.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Jul 19, 2024

What Is A Warranty Deed?

When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.
A man carefully reviewing documents related to real estate or financial matters.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Jul 16, 2024

How Much Does Title Insurance Cost? Estimates, Requirements And Savings Tips

How much does title insurance cost? It varies, but the cost is generally 0.5% – 1% of the home’s sale price. Learn more about the cost of title insurance.

A handshake between two individuals, indicating a successful agreement or deal.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Jul 16, 2024

Community Seconds And Affordable Seconds: How They Can Help Finance Your Home Loan

Need a little extra help covering your down payment or closing costs? A program like Fannie Mae's Community Seconds might be able to help. Here's how it works.

Father spending quality time with his daughter, possibly engaged in a learning or creative session.

Mortgage Basics - 3-MINUTE READ

Kevin Graham - Jul 16, 2024

Freddie Mac BorrowSmart® Access℠ Expands Home Affordability

Freddie Mac BorrowSmart® Access℠ offers a credit toward the down payment or closing costs of qualified buyers in certain areas. Read on for details!

A man working on multiple computers simultaneously, indicating multitasking or tech-related work.

Mortgage Basics - 3-MINUTE READ

Sarah Sharkey - Jul 3, 2024

What Is An Automated Valuation Model (AVM)?

An automated valuation model (AVM) is a data-based tool real estate sites use to offer estimated property value on searched properties. Explore how it works.

A woman looking possibly looking at her good investments in real estate on laptop.

Mortgage Basics - 7-MINUTE READ

Hanna Kielar - Jun 27, 2024

How Are Mortgage Rates Determined? A Comprehensive Look At Mortgage Interest Rates

How are mortgage rates determined? A combination of the economic climate and personal factors. Learn how you can make the most of the current rates.
A man potentially explaining real estate or taxes to a female from an iPad.

Mortgage Basics - 4-MINUTE READ

Miranda Crace - Jun 18, 2024

What Title Fees Will You Pay At Your Closing?

Most home buyers and sellers should anticipate title fees as a part of closing costs. Estimate the title-related expenses you’ll have to pay with our help.

A foreclosed house for sale, depicting a distressed property.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Jun 18, 2024

What Is A Zombie Foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.
Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

Mortgage Basics - 8-MINUTE READ

Victoria Araj - Jun 8, 2024

What Parties Are Involved When Getting A Mortgage And Buying A House?

A variety of parties are involved when it comes to acquiring a mortgage and buying a home. Learn about the key players in a real estate transaction.

 

An upscale kitchen with a white island bar and wall shelving, potentially depicting interior design or real estate features.

Mortgage Basics - 3-MINUTE READ

Scott Steinberg - Jun 2, 2024

Understanding Appraisal Vs. Assessment

If you’re preparing to buy a home, it’s important to understand the difference between an appraisal and an assessment. Read on to learn how they compare.

Husband and wife working on taxes together, indicating financial management or tax preparation.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Jun 2, 2024

APR Vs. Interest Rate: What’s The Difference?

Interest rate and APR are terms you'll often see when comparing loans. Let's explore the details of APR vs. interest rate and why the difference matters.

Image indicating a worried couple possibly by taxes or some other information written on the paper.

Mortgage Basics - 4-MINUTE READ

Scott Steinberg - Jun 2, 2024

What Is Mortgage Delinquency?

Concerned that you’re falling behind on your mortgage payments? Learn how to avoid mortgage delinquency, plus how to get out of it with help from your lender.

A young cozy couple enjoying a comfortable and intimate moment together.

Mortgage Basics - 7-MINUTE READ

Kevin Graham - May 30, 2024

Need Mortgage Help? Here Are Your Options

If you think you may need help with your mortgage payments, it’s good to be proactive. Find out what options you have and what to do next to protect your home.

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