Featured resources

Women in office setting looking at documents together.

5-minute read

What is a warranty deed?

When you buy a home, you want to be sure that no one but you and your lender hold claim to the property. Find out how a warranty deed protects you.

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Couple reviewing bills on laptop and papers nearby.

6-minute read

First lien vs. second lien: What’s the difference?

Second lienholders agree to be subordinate to the first if a borrower defaults or files for bankruptcy. Understanding this can help you manage your finances.

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Family Moving Into New House

9-minute read

What does it mean to lease a house?

Renting a house is different from renting an apartment. If you aren’t ready to buy, here’s what you should know before leasing a house.

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Young couple sitting in front of a couch and excitedly looking over paperwork.

8-minute read

How to pay off a home loan in 5 years: Best practices

You can pay off a mortgage more quickly by making extra payments, refinancing to a shorter term, or using a HELOC. Here’s how to accelerate your payoff...

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An image highlighting a kitchen mosaic tile design.

8-minute read

Mortgage insurance: Your quick guide to different types and cost

Mortgage insurance protects lenders against default on home loans. Learn about the different types of mortgage insurance, typical costs, and ways to avoid this ...

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Financial meeting, depicting discussions or planning regarding finances.

5-minute read

The benefits of home loan servicing with Rocket Mortgage®

Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.

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A woman looking at mail, potentially in a home or personal finance context.

5-minute read

Regulation Z, or the Truth in Lending Act (TILA): Explained

Regulation Z, or the Truth in Lending Act, requires lenders to disclose key loan details like terms, interest rates, and annual percentage rates (APRs).

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An upscale kitchen with a white island bar and wall shelving, potentially depicting interior design or real estate features.

4-minute read

Understanding appraisal vs. assessment

If you're preparing to buy a home, it's important to understand the difference between an appraisal and an assessment. Read on to learn how they compare.

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A woman using her personal computer with a satisfactory and a confident look on her face.

6-minute read

Liens and encumbrances: What to know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning, and selling your house.

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A row of townhomes, illustrating residential complexes or real estate developments.

7-minute read

Can the 30% rule help you budget for housing?

How much should you spend on housing? A general guideline says you should spend 30% of your income on housing. Is the 30% rule for housing true for you?

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A blonde woman writing notes while on the phone, potentially related to real estate or work-related tasks.

5-minute read

Mortgagee clause: Definition and how it works

A mortgagee clause protects the lender if a mortgaged property is damaged. Learn the components of a mortgagee clause and how their protections work.

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A beautiful red brick house representing good architectural design.

4-minute read

Mortgage loan limits are on the rise

The Federal Housing Finance Agency updated conforming loan limits, which are rising 3.25% in 2026. Read on for details as well as FHA and VA loan limits...

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A person using a leaf blower outdoors, representing home maintenance and property care.

6-minute read

How to get a mortgage with a seasonal income

Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.

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A couple looking at a computer in a kitchen setting.

5-minute read

What is an escrow waiver? Definition, requirements, and pros and cons

Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.

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Large white two story house with porch atop a vast green lawn.

9-minute read

How to get out of a mortgage loan

Whether you’re facing financial issues or major life changes, knowing how to get out of a mortgage loan the right way is important. Learn about your optio...

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Young man filling out paperwork, possibly for mortgage prequalifiastion.

5-minute read

Mortgage prequalification: What is it and how does it work?

Mortgage prequalification gives you an idea of how much house you can afford. Learn more about the loan prequalification process here.

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Young couple sitting on couch in sunny living room reading over their mortgage preapproval paperwork.

9-minute read

How to get a mortgage preapproval

Mortgage preapproval is an important step in your home-buying journey that helps you understand your borrowing ability. Find out what the process involves.

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Young woman at desk in studio apartment searching for a home on her laptop.

8-minute read

How to buy a house with no money down

Some mortgages allow you to buy a house with no money down. Learn how to buy a house with n...

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