Featured resources

7-minute read

Rolling student loans into a mortgage: The pros, cons and alternatives

Rolling your student loans into a mortgage can make it easier to manage your finances. Learn your options for reducing or consolidating student debt.

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9-minute read

How to get a mortgage when you’re self-employed

You can still get a mortgage when self-employed. Learn how lenders verify income, what documents you need, and tips to improve your odds before you apply.

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11-minute read

Escrow holdback: Repair rules, costs, and closing steps

Learn how an escrow holdback works, which home repairs qualify, who funds the account, and what happens after closing. Keep your home closing right on track.

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12-minute read

Getting a mortgage with a new job: What to know

Getting a mortgage with a new job or while in between jobs can be challenging, but it’s not impossible. Learn what lenders look for and how to proceed ...

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15-minute read

Can you get a mortgage without a job?

Can you get a mortgage without a job? Learn what lenders review, which income sources may count and steps to improve approval odds.

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7-minute read

Mortgage reinstatement: What it is and how it works

Have you missed mortgage payments? Learn how mortgage reinstatement can bring your loan current, what you need to pay for, and when deadlines may apply.

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8-minute read

Is mortgage forbearance a good idea?

Mortgage forbearance can be a lifeline for many homeowners struggling to make their mortgage payments. Find out whether mortgage forbearance is a good idea.

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10-minute read

30% rule: How much of your income should go to your mortgage?

How much of income should go toward a mortgage? Learn the 30% rule, compare three common budgeting methods, and estimate what you can comfortably afford.

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14-minute read

What's the mortgage payment on a $400K loan?

The monthly mortgage payments on a $400K loan vary based on factors such as term length and interest rate. Learn more about the payments on a $400K mortgage.

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14-minute read

How to get the best mortgage rates: 9 tips

Learn how to get the best mortgage rates by improving credit, lowering DTI, comparing Loan Estimates, and reviewing fees. Use these tips to save on your loan...

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10-minute read

How a Fed rate hike affects home buyers

Learn how a Fed rate hike affects home buyers across three major affordability factors. We’ll explain mortgage rates, payments, and overall buying powe...

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12-minute read

How to buy down an interest rate on a mortgage

Learn how to buy down interest rate with points, compare temporary and permanent buydowns, calculate break-even timing and decide if it fits. Start here.

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6-minute read

What are lender credits?

What are lender credits? Learn how they can lower closing costs, raise your mortgage rate, and affect long-term costs before you apply for a home loan.

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12-minute read

Mortgage recasting: What to know before you reamortize

Mortgage recasting can lower your monthly payment without refinancing. Learn how a recast works, what it costs, and when to ask your servicer. Start here.

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7-minute read

Owner-occupied properties: What investors should know

Learn what owner-occupied properties are, how loan rules work, and the pros and cons for investors. We'll help you compare financing options before you buy.<...

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7-minute read

Appraisal vs. inspection: What home buyers should know

Understand appraisal vs. inspection differences, when each happens, and what to do if issues come up. Learn what buyers should expect before mortgage closing.

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5-minute read

How to understand your mortgage statement

Your mortgage statement includes important information like due dates and your loan balance...

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5-minute read

The benefits of home loan servicing with Rocket Mortgage®

Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.

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