Featured resources

6-minute read
What is the average mortgage payment in North Carolina?
Discover the average mortgage payment in North Carolina, the factors influencing it, and how mortgage payments in the Tarheel State compare nationally.
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5-minute read
What is an escrow waiver? Definition, requirements, and pros and cons
Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.
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6-minute read
Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments
What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...
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7-minute read
Escrow refund: What is it and when does it occur?
Not sure what an escrow refund is or even when they occur? Read our article on all things escrow refund related and what to expect when dealing with one.
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4-minute read
How to calculate per diem interest
Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....
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10-minute read
How to get a mortgage when you’re self-employed
Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.
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6-minute read
What’s the average mortgage payment in Michigan?
Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...
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6-minute read
Understanding the right of redemption in real estate
A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help....
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6-minute read
What in the world is an escrow shortage?
Understanding escrow shortages and what causes a negative escrow balance is important for homeowners. Read on to learn how to navigate these situations.
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9-minute read
What parties are Involved when getting a mortgage and buying a house?
Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.
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7-minute read
What is the average mortgage payment in California?
Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.
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6-minute read
What is collateral? Understanding secured loans
Collateral is any asset a lender accepts to secure a loan. Explore different types of collateral loans, their pros and cons, and how to get one.
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6-minute read
What is a homeowners insurance binder and when do you need one?
Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What...
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5-minute read
A guide to TILA-RESPA Integrated Disclosures (TRID)
Learn how TRID mortgage guidelines, or “Know Before You Owe” rules, protect borrowers, including what they mean for you during the home buying proce...
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8-minute read
Ultimate mortgage preapproval checklist
Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.
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7-minute read
Who’s responsible for a mortgage after the borrower dies?
Ever wonder what happens to your mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.
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8-minute read
A complete guide to a $100,000 mortgage
Considering a $100,000 mortgage? Learn about a loan this size, including how much you can expect to pay each month, eligibility requirements, and more.
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4-minute read
How a prenup agreement might protect your future assets
A prenup outlines how spouses will handle assets and financial matters in case of divorce or death. Learn how to protect your future assets with a prenup her...
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