Featured resources

View of downtown Charlotte skyline from water.

6-minute read

What is the average mortgage payment in North Carolina?

Discover the average mortgage payment in North Carolina, the factors influencing it, and how mortgage payments in the Tarheel State compare nationally.

Read more

A couple looking at a computer in a kitchen setting.

5-minute read

What is an escrow waiver? Definition, requirements, and pros and cons

Considering an escrow waiver? Learn what it is, how it works, eligibility criteria, potential fees, and the pros and cons to decide if it’s right for you.

Read more

A house ownership certificate.

6-minute read

Mortgage Credit Certificate (MCC): How it can help you afford your mortgage payments

What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...

Read more

A house owner having a conversation with his real estate agent, possibly in a familial or business context.

7-minute read

Escrow refund: What is it and when does it occur?

Not sure what an escrow refund is or even when they occur? Read our article on all things escrow refund related and what to expect when dealing with one.

Read more

Woman reviewing financial graphs on laptop at kitchen table.

4-minute read

How to calculate per diem interest

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....

Read more

A woman working on a computer, possibly related to remote work, finances, or digital activities.

10-minute read

How to get a mortgage when you’re self-employed

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

Read more

Two story brick home on wooded lot.

6-minute read

What’s the average mortgage payment in Michigan?

Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...

Read more

An image showing a woman engrossed in her thoughts possibly related to some real estate investment or work.

6-minute read

Understanding the right of redemption in real estate

A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help....

Read more

Line of houses in a suburban street.

6-minute read

What in the world is an escrow shortage?

Understanding escrow shortages and what causes a negative escrow balance is important for homeowners. Read on to learn how to navigate these situations.

Read more

Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

9-minute read

What parties are Involved when getting a mortgage and buying a house?

Acquiring a mortgage and buying a home involves a variety of parties to complete the process. Learn about the key players in a real estate transaction.

Read more

Family running on the beach with their dog.

7-minute read

What is the average mortgage payment in California?

Discover the average mortgage payment in California and factors that impact it. Learn about real estate trends and resources for aspiring California homeowners.

Read more

A yard with flowers, representing a beautiful home exterior.

6-minute read

What is collateral? Understanding secured loans

Collateral is any asset a lender accepts to secure a loan. Explore different types of collateral loans, their pros and cons, and how to get one.

Read more

A mother and her baby resting together on a cozy couch.

6-minute read

What is a homeowners insurance binder and when do you need one?

Closing on a home requires many signatures from buyers, but this final step also requires that homeowners prove the new home is covered against damages. What...

Read more

Young woman reviewing paperwork and documents online at kitchen table.

5-minute read

A guide to TILA-RESPA Integrated Disclosures (TRID)

Learn how TRID mortgage guidelines, or “Know Before You Owe” rules, protect borrowers, including what they mean for you during the home buying proce...

Read more

Woman working on laptop outside of apartment building, wearing a blazer loosely on shoulders.

8-minute read

Ultimate mortgage preapproval checklist

Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.

Read more

A large house in winter, showcasing a spacious residential property during the winter season.

7-minute read

Who’s responsible for a mortgage after the borrower dies?

Ever wonder what happens to your mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.

Read more

Ingeniux migrated assets Rocket HQ StockImages Folder - https://www.rockomni.com/glc/assets/RocketHQ/StockImages/Stock-Small-Brick-House-Adobe-Stock-200709126-copy-compressor.jpeg

8-minute read

A complete guide to a $100,000 mortgage

Considering a $100,000 mortgage? Learn about a loan this size, including how much you can expect to pay each month, eligibility requirements, and more.

Read more

Two lawyers or real estate agents discussing some documents with a women.

4-minute read

How a prenup agreement might protect your future assets

A prenup outlines how spouses will handle assets and financial matters in case of divorce or death. Learn how to protect your future assets with a prenup her...

Read more

3 of 17

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments