Thanks to community property, any income or property acquired during marriage belongs equally to both spouses. Learn more about how community property works.

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

Unlike a fixed interest rate, a variable interest rate changes over time based on a predetermined index. Learn how these rates work and why you might want one.

Are you required to pay the capital gains tax on your real estate property? Review our guide to learn what the capital gains tax is, when to pay it and more.

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

Ready to find your next home, but not sure where to start? Check out our guide to finding open houses in your area, plus tips on how to prepare for them.

Visiting a local assessor’s office and contacting a real estate agent are just two ways to find out who owns a property you want to buy. Discover several more.  

Considering buying a home with bad credit? Learn about home loans for bad credit, along with tips for improving your credit score to qualify for a mortgage.

 The mortgage constant is the amount paid in debt service each year divided by the amount of a loan, expressed as a percent. Learn more about mortgage constants.

Hiring a qualified home inspector can save you thousands of dollars down the road. Learn what credentials to look for and how to find a good home inspector.

How much homeowners insurance costs depends on the coverage you’re looking for and many other factors. Learn more about the cost of homeowners insurance.

The Fed rate hikes have raised mortgage interest rates in 2022. See how higher Fed interest rates affect home buyers and sellers and what borrowers can do next.

Curious how to buy a manufactured home and land for it? Discover everything you need to know about this real estate purchase and what to expect from a lender. 

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan.

How do you calculate home equity? Learn how to determine how much equity you have in your home and find the best way to convert your home equity into cash.

Living in a great neighborhood can improve your quality of life. Read to learn how to be a good neighbor as well as ways to celebrate and thank your community.

How often can you refinance your home? Technically, you can refinance as many times as you want. Learn about the process of refinancing more than once.