Featured Resources

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A two-story suburban house against a sunset sky with a well-maintained front yard.

Real Estate - 8-MINUTE READ

Victoria Araj - Apr 3, 2024

What Is House Hacking And Is It Something You Should Be Doing?

House hacking incorporates a variety of ways you can use your house to pay living expenses. Learn what house hacking is and how you can make it work for you.

An older couple enjoying lunch together, potentially depicting retirement or leisure time at home.

Home Buying - 7-MINUTE READ

Victoria Araj - Apr 3, 2024

How Lenders View Retirement Income

Ready to buy a home you’ve had your eye on? Think it might make a difference if your lender knows you’re retired? Here’s what you need to know.

A couple discussing financial or mortgage related topic on laptop.

Loan Types - 9-MINUTE READ

Victoria Araj - Apr 3, 2024

Home Loans For College Students: A Guide To Student Loans and Mortgages

In this guide, learn how to qualify for mortgage approval with student debt plus the best state and national programs with home loans for college students.

A mother and her baby resting together on a cozy couch.

Mortgage Basics - 6-MINUTE READ

Hanna Kielar - Apr 3, 2024

What Is A Homeowners Insurance Binder And When Do You Need One?

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

Probably a women calculating her taxes or finances.

Home Buying - 15-MINUTE READ

Miranda Crace - Apr 1, 2024

Closing Costs: What Are They, And How Much Will You Pay?

For a home buyer, closing costs are typically 3% – 6% of the loan amount. Learn more about how to calculate your closing costs and what’s included in them.

An elderly couple sitting and reading together having a good time.

Mortgage Basics - 8-MINUTE READ

Victoria Araj - Mar 30, 2024

Mortgage Protection Insurance Explained: Does Every Homeowner Need It?

Mortgage protection insurance is an insurance policy that helps the family of the policyholder make mortgage payments after they die. Read on to learn more.

A young couple sitting on the floor side by side, potentially discussing home-related decisions or planning.

Real Estate - 7-MINUTE READ

Miranda Crace - Mar 29, 2024

Flipping Vs. Renting: Which Is A Better Investment Strategy?

Two common methods of real estate investing are flipping and renting. Read about the pros and cons of flipping vs. renting to determine which is better for you. 

White porch house with land, depicting a house with a white porch and surrounding land area.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Mar 29, 2024

Ginnie Mae (GNMA) Loans: How The Government National Mortgage Association Works

Government agency Ginnie Mae guarantees security on mortgages. Learn how it works, how it benefits the housing market and makes homeownership more affordable.

Remodeled deck, potentially illustrating a renovated outdoor deck space.

Real Estate - 7-MINUTE READ

Jamie Johnson - Mar 29, 2024

Should You Consider A HELOC On Your Investment Property? A Guide

Real estate investors look for ways to use available cash to expand their rental portfolio. Find out if you should consider a HELOC on an investment property.

The front of a rural two story house.

Real Estate - 6-MINUTE READ

Kevin Graham - Mar 29, 2024

Buy And Sell Your Home With Trusted Partners

Whether you’re looking to buy your first or your fifth home, it’s a tough market out there right now. Learn how we can support you.

A family moving into a new home, illustrating a family's relocation or moving process.

Mortgage Basics - 8-MINUTE READ

Hanna Kielar - Mar 29, 2024

Gift Letters For Your Mortgage: A Guide

A gift letter for a mortgage shows your lender that you don’t need to repay money gifts toward your down payment. Learn how to write a mortgage gift letter.

Wooden architecture of a house door leading to a front porch and yard with green landscaping, portraying a welcoming entrance.

Real Estate - 3-MINUTE READ

Melissa Brock - Mar 29, 2024

Understanding Gross Rent Multiplier As An Investment Tool

Whether you’re investing in a duplex or a 400-unit apartment complex, you’ll come across the Gross Rent Multiplier and wonder what it means. Let us explain.

An image depicting digital real estate or virtual property representation.

Real Estate - 6-MINUTE READ

Sam Hawrylack - Mar 29, 2024

What Is Digital Real Estate And Should You Invest In It?

Digital real estate refers to virtual properties or assets that exist online. Learn more about digital real estate, how to invest in it and whether you should.

A house with distinctive red shutters, presenting a quaint residential setting.

Refinancing - 5-MINUTE READ

Kevin Graham - Mar 29, 2024

HIRO Mortgage Program: High LTV Refinance Option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it worked.

Family enjoying a leisure time possibly on a picnic.

Mortgage Basics - 5-MINUTE READ

Sam Hawrylack - Mar 29, 2024

Float-Down Option: Can It Lower Your Mortgage Rate?

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.

The National Mall monument in Washington D.C.

News - 4-MINUTE READ

Kevin Graham - Mar 29, 2024

How Does A Government Shutdown Impact Mortgages?

It looks increasingly likely that federal government funding could lapse at the end of the week. Here’s what the government shutdown would mean for mortgages

A couple discussing finances or mortgages with an agent.

Loan Types - 5-MINUTE READ

Kevin Graham - Mar 29, 2024

Fully Amortized Loan: A Definition

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist of.

Row of three fourplexes in a row.

Real Estate - 3-MINUTE READ

Christa Ross - Mar 29, 2024

Fourplex Basics: What You Should Know Before You Invest

A fourplex is a multifamily home with four separate living spaces. Learn about the pros and cons of investing in a fourplex to make the most of your purchase.

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