Featured resources

8-minute read
The pros and cons of buying a lake house
Before you buy a lake house, you should understand the financial implications of owning one. Here’s a comprehensive list of pros and cons to help you.
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6-minute read
When is the best part of the month to close on a house?
The day of the month you close affects when your first payment is due, how much interest you pay at closing, and your taxes. Learn about the best time to clo...
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4-minute read
How often can you refinance your home?
How often can you refinance your mortgage? Technically, you can refinance as many times as you want. Learn the pros and cons of refinancing more than once.
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4-minute read
What is a kick-out clause and should you include one?
A kick-out clause allows sellers who’ve accepted an offer to continue showing their home. Learn about other features of a kick-out clause in real estat...
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7-minute read
Buying a house with low income: Loan options, assistance programs, and tips
Becoming a homeowner is still possible with a low income. See what low-income house buying programs and strategies can help when applying for a mortgage.
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4-minute read
What is the loan-to-value ratio and how is it calculated?
Your loan-to-value ratio measures your loan amount against the value of the home you’re buying. Figure out how your LTV ratio is calculated.
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6-minute read
What are jumbo loans and how do they work?
A jumbo loan is a mortgage that exceeds current conforming mortgage limits set by the Federal Housing Finance Agency. Learn more about how jumbo loans work.
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8-minute read
How to get a mortgage in 7 steps
Getting a mortgage can feel daunting if you’re a first-time home buyer. Learn the steps you must take to prepare for and successfully apply for a mortgage...
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7-minute read
How to avoid capital gains taxes on real estate
There are several ways to defer capital gains taxes on real estate investments. The right one for you depends on your situation. Learn about your options.
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10-minute read
What is a real estate purchase agreement, and why is it important?
A real estate purchase agreement is a contract covering the details of a real estate transaction. Learn more about purchase agreements and their key componen...
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3-minute read
Utility easements, explained
A utility easement is what allows public utilities like sewage, electricity, water and more to exist. Learn about how utility easements can impact homeowners.
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5-minute read
What is a down payment and how does it work?
A down payment is the percentage of a home's purchase price you pay up front. Learn how down payments work and how much you should put down on a house.
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9-minute read
FSBO meaning: Buying a house that’s for sale by owner
Buying a house that's listed as for sale by owner (FSBO) is different from buying through a real estate agent. Discover the process of buying a FSBO home.
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5-minute read
These are the 6 top tax benefits of owning rental property
If you’ve invested in rental property, you may enjoy some tax benefits. Learn the top 6 tax benefits of owning rental property from deduction to depreciat...
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9-minute read
How much house can you afford on $100K?
Starting your home buying journey with a salary of $100,000 a year? Find out your mortgage options and how much house you can afford with $100K.
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4-minute read
Can I look at a house without mortgage preapproval?
While you can tour homes without it, mortgage preapproval makes it easier to find a real estate agent and it can persuade sellers to take your offer seriously.
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6-minute read
A guide to buying a house in a flood zone
If you’re considering buying a house in a flood zone, you should weigh pros, cons, and potential risks. Read on to learn more about moving into a flood zo...
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6-minute read
Restrictive covenants explained
Restrictive covenants are rules in the deed that limit how the homeowner can use their property. Learn more about these rules and how they may affect you.
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