Featured resources

8-minute read

Home appraisal amount vs. loan amount

Understanding home appraisals is critical because they guide how much your home can be sold for or the amount of your mortgage loan.

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3-minute read

What is an FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step in the process. Learn how the clause impacts you as a home buyer.

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8-minute read

How many home equity loans can I have?

While it's rare to have more than one home equity loan, nothing prevents you from having as many as you can qualify for. Learn when and how you can do this.<...

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6-minute read

75% of Americans would rather renovate their home than take a dream vacation

A Rocket Mortgage survey reveals that, given the option, 75% of U.S. homeowners would rather renovate their home than spend that money on a dream vacation.

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8-minute read

ARM vs. fixed-rate mortgage: What’s the difference?

ARMs (adjustable-rate mortgages) and fixed-rate mortgages have distinct pros and cons depending on your goals. Learn the key differences and how to decide.

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5-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

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4-minute read

Basis points (BPS): A complete guide

Basis points are units of measurement that assess percentages. Learn how this financial tool can determine your mortgage cost and potential monthly changes.

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4-minute read

What Is A YOURgage® and how does it work?

If you'd like more choices than a 15- or 30-year mortgage, a YOURgage may be the solution. This Rocket Mortgage program lets you choose a custom loan term.

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8-minute read

What does pending mean in real estate?

If you’ve been house hunting, you might have wondered what “pending” means on a real estate listing. Read on to decode this real estate listin...

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11-minute read

How to choose the best mortgage for you

Are you thinking about buying a home, but aren't sure about the right mortgage? Learn about your options and choose the best mortgage home loan for your needs.

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13-minute read

What does it mean to be house poor and how can you avoid it?

Being house poor means most of your income goes toward your mortgage. Learn about how people often become house poor and how you can avoid or escap...

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8-minute read

Top 10 US cities for veteran home buyers

VA loans are a key home buying tool for veterans, and over 7% of homes were financed with them in 2025. Here are the top U.S. cities for veteran home buyers.

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5-minute read

Distressed property: Everything you need to know

A distressed property is a house that’s on the verge of foreclosure or has been reclaimed by a lender. Learn more about investing in distressed homes h...

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6-minute read

Encroachment: Definition and what it means in real estate

Encroachment happens when a neighbor’s property crosses onto another owner’s land. Learn how it works, some issues it can cause, and how to resol...

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12-minute read

FHA vs. conventional loan: Which should you choose?

Conventional mortgages and FHA loans have many similarities and differences. Learn how each loan type works to decide which one is most affordable for you.

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6-minute read

How much are closing costs on a VA loan?

VA loans have reduced fees, but you still need some cash to close. VA loan closing costs depend on your down payment and whether it's your first loan.

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4-minute read

VA loan down payment requirements

VA loans have different down payment terms compared to other types of mortgage loans. Use this guide to learn about the requirements for VA loan down payment...

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7-minute read

Should you make or accept a backup offer on a home sale?

A backup offer on a home guarantees you a contract with the seller if the first offer fails. Find out if buyers and sellers should try this home sale strateg...

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