Featured resources

Mixed race couple diligently working while standing on personal finances and budgeting documents.

5-minute read

What is considered debt when applying for a mortgage?

When applying for a mortgage, what is considered debt? Take a look at our guide to what monthly debt payments lenders consider when approving a mortgage.

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A couple holding cups looking outside the glass window.

8-minute read

What is real estate? A definition and a guide

Interested in learning more about real estate? Learn all about what real estate is, how the real estate industry works and how to begin real estate investing.

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Exterior view of distressed grey ranch-style family house with an unkempt overgrown lawn in disrepair.

7-minute read

Understanding real estate owned (REO) properties as investment opportunities

Real estate owned (REO) properties are often overlooked investment opportunities. Learn why buying a home from a lender may be the right strategy for you.

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Five houses lined up, showing different architectural styles or options for residential properties.

8-minute read

What is a wholesale real estate contract?

Wondering if wholesale real estate is the right path for you? We’re here to break down what you need to know about wholesale real estate contracts.

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Man and woman embracing one another, with backs toward camera, looking at a home.

6-minute read

Are home buyers reframing their preferences in this housing market?

Home sale prices are high and real estate inventory is low. Are buyers reframing their preferences on their “dream home?”

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A woman smiling at a desk, radiating positivity and contentment.

8-minute read

8 great tips for refinancing your mortgage

Not sure what to look for or expect when refinancing your mortgage loan? Discover eight valuable refinancing tips to guide you through the process.

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A young couple reviewing paperwork together, possibly related to a mortgage or property.

8-minute read

What types of mortgage lenders are there, and how do I choose the right one?

There are several types of mortgage lenders you can work with when buying a house. From traditional banks to credit unions, discover which one is right for you.

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Suburban blue home exterior, displaying a residential property in a suburban setting.

3-minute read

Solid offers come with a Verified Approval Letter

A Verified Approval Letter shows the seller that your offer should be taken seriously. Learn how a VAL can be an advantage that gets your home offer accepted.

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A banker discussing a loan with a couple.

4-minute read

What is a mortgage banker? Services, responsibilities and more

A mortgage banker is an individual or entity that originates, services and sells mortgages. Read on to learn more about their responsibilities to borrowers.

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A large brick house in the countryside at dusk.

4-minute read

What is a mortgage rate?

When you get a mortgage, you pay your lender interest based on your mortgage rate. Learn what a mortgage rate is, what determines it and how to get a good one.

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Family Moving Into New House

9-minute read

What does it mean to lease a house?

Not ready to buy your next home, yet tired of renting? You have other options available. Read further to understand the key components of leasing a house.

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A young woman sitting at a desk, possibly managing bills or finances using a digital tablet.

7-minute read

What is a good debt-to-income ratio?

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.

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Street view of a development, showing urban or suburban development projects.

5-minute read

What in the world is an escrow shortage?

Understanding escrow shortages and what causes a negative escrow balance is important for homeowners to know. Read on to learn how to navigate these situations.

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Beautiful similar apartments with a great garden area right in front.

7-minute read

Affordable housing investment pros and cons

Demand for affordable housing is surging, supply is low and tax credits can sweeten the deal. Find out if an affordable housing investment is right for you.

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White couch on a porch, creating a cozy outdoor space.

9-minute read

What is a condo? Condominiums defined

A condo, also known as a condominium, is a housing or residential complex where individuals own their units. Learn more about this affordable path to homeownership.

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A modular home on a semi-truck, showcasing the transportation of a modular house.

6-minute read

Everything you should know about financing a modular home

A modular home is a type of prefabricated, manufactured home. Here’s what you should know if you’re considering financing a modular home.

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Yellow and white multifamily home.

5-minute read

What is a multifamily home and is it right for you?

A multifamily home is a residential property with more than one housing unit. Learn everything about the ins and outs of multifamily real estate investments.

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A female working at her laptop while petting a cat.

4-minute read

Silent second mortgage: What you need to know

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete financing guide.

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