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A black man on the phone, expressing happiness or contentment during a conversation.

Mortgage Basics - 5-MINUTE READ

Kevin Graham - Mar 29, 2024

Get A Leg Up On The Competition With Verified Approval

A Verified Approval allows you to confidently make an offer knowing that your financing is rock solid. Read on for details!

A condo complex with HOA, indicating community living and homeowners' association in real estate.

Home Buying - 6-MINUTE READ

Victoria Araj - Mar 29, 2024

Homeowners Association (HOA): What It Means And How It Works

A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Learn how HOAs work with our guide. 
A view of model well designed kitchen with light blue colored fridge.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Mar 29, 2024

Historical Mortgage Rates: 1971 To The Present

See how current mortgage rates compare to historical mortgage rates. They’re some of the highest of the 2000s, but relatively low compared to the 1980s.

Aerial view of a suburb and culdesac in New Jersey.

Home Buying - 3-MINUTE READ

Victoria Araj - Mar 29, 2024

HOA Fees: What Are They And What Do They Cover?

Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn how HOA fees are used and how much they can be.

Perfect neighborhood, showcasing an ideal or picturesque neighborhood setting.

Mortgage Basics - 5-MINUTE READ

Dan Rafter - Mar 29, 2024

Freddie Mac: What Is The Federal Home Loan Mortgage Corporation (FHLMC)?

Freddie Mac is a government-sponsored agency charged with keeping mortgage markets liquid. Learn more about FHLMC – and how it impacts home buyers and sellers.

The front of a smaller house, depicting the facade of a relatively smaller residential property.

Home Buying - 5-MINUTE READ

Victoria Araj - Mar 29, 2024

A Guide To Freehold Estates: Different Types And How They Work

A freehold estate is a type of property ownership that can be held indefinitely and passed on forever. Learn more about the types of freehold estates here.

Modern woman in coat standing outside on a sunny day

Real Estate - 6-MINUTE READ

Melissa Brock - Mar 29, 2024

Understanding Bird Dogs In Real Estate: What They Are And How To Become One

A bird dog identifies underpriced properties and sells these leads to experienced investors. Learn the role bird dogs play in the larger real estate ecosystem.

A lady drinking coffee at home, representing relaxation or daily routines at home.

Loan Types - 10-MINUTE READ

Hanna Kielar - Mar 28, 2024

FHA Vs. Conventional Loan: Definition And Differences

Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.

A well-lit living room with tasteful grey furniture and green plants.

Refinancing - 8-MINUTE READ

Katie Ziraldo - Mar 28, 2024

FHA Loan Refinances: Requirements, Pros And Cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.

A happy African-American family unpacking, portraying diversity in the context of homeownership and moving into a new house.

Home Buying - 7-MINUTE READ

Patrick Russo - Mar 28, 2024

2023 First American Home Warranty Reviews And Coverage

Looking for coverage options for your home appliances? Explore the reviews to see whether First American Home Warranty is the best company for your new home.

Young Family

Home Buying - 6-MINUTE READ

Jamie Johnson - Mar 28, 2024

First-Time Home Buyer Qualifications: What To Know

First-time home buyers may be eligible for special incentives. Learn about the qualifications you must meet in order to be considered a first-time home buyer.

A young happy family with a little baby and boxes, likely in a new home, indicating a move or relocation.

Home Buying - 4-MINUTE READ

Hanna Kielar - Mar 28, 2024

Is There A First-Time Home Buyer Tax Credit?

Presently, there is no federal first-time home buyer tax credit available. Learn when that may change and explore other tax breaks you can benefit from.

Mixed race couple shaking hands with real estate agent.

Home Buying - 5-MINUTE READ

Victoria Araj - Mar 28, 2024

Grantor Vs. Grantee: What’s The Difference?

The transfer of ownership from a grantor to a grantee is an important part of many real estate transactions. Learn more about grantors vs. grantees here.

A close-up of a stylish fixture of a kitchen or home decor element, showcasing its design and details, possibly used to enhance interior aesthetics.

Home Buying - 6-MINUTE READ

Sidney Richardson - Mar 28, 2024

What Is A Fixture In Real Estate, And How Is It Determined?

Knowing what is and isn't a fixture in real estate can help you avoid disputes during a sale. Learn how a fixture is determined and about common gray areas.

A couple engaged with a computer in their home, likely researching or managing aspects related to their property or residence.

Loan Types - 4-MINUTE READ

Ashley Kilroy - Mar 28, 2024

FHA Loan Limits: How Much Can You Borrow In 2024?

FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2024.

A thoughtful-looking woman outside a coffee shop, potentially pondering or contemplating something.

Loan Types - 4-MINUTE READ

Dan Rafter - Mar 28, 2024

A Guide To The FHA MIP Refund Chart

Borrowers who refinance their FHA loan within 3 years may be eligible for a refund. Read here to understand the FHA MIP refund chart and what you may get back.

A couple at home with a laptop, suggesting online activities related to homeownership or finances.

Loan Types - 4-MINUTE READ

Ashley Kilroy - Mar 28, 2024

FHA Gift Funds: Definition And Guidelines

FHA gift funds are a way borrowers can get some outside help with a down payment. Learn more about FHA gift funds and the guidelines around using them now.

An image indicating FHA condos, representing condominiums eligible for FHA loans.

Loan Types - 6-MINUTE READ

Carla Ayers - Mar 28, 2024

FHA-Approved Condos: The Approval Process And Where To Find Them

An FHA-approved condo is a condo that can be purchased with an FHA loan. Learn about eligibility, the approval process and where to find FHA-approved condos.

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