Featured Resources

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A couple paying bills at a table, finances.

Home Buying - 8-MINUTE READ

Victoria Araj - Apr 3, 2024

Home Buying Checklist For First-Time Home Buyers

Starting the process of buying your first home? Use our extensive first-time home buyer checklist to help you prepare and ensure you don't miss a step.

Cardboard moving boxes stacked, packing and cleaning.

Loan Types - 7-MINUTE READ

Carla Ayers - Apr 3, 2024

Buying A HomePath Property: Is It Right For You?

Thinking about buying a HomePath Home? Learn everything you need to know about Fannie Mae’s HomePath properties, and whether buying one might be right for you.

A couple discussing underwriting with a lawyer, possibly related to a mortgage process.

Home Buying - 7-MINUTE READ

Miranda Crace - Apr 3, 2024

How Long Does Underwriting Take?

How long is the underwriting process? The process typically takes about 30 – 45 days on average. Learn more about the underwriting timeline.

Family gathered together relaxing in living room of home.

Loan Types - 4-MINUTE READ

Victoria Araj - Apr 3, 2024

How Many Times Can You Use A VA Loan?

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break it down.

A man signing a home document with a broker, depicting a real estate transaction.

Home Buying - 7-MINUTE READ

Miranda Crace - Apr 3, 2024

House Title: What You Need To Know

A house title represents the legal documentation that grants property owners their ownership rights. Learn more about how house titles work.

Two women sitting at a table calculating finances.

Home Buying - 3-MINUTE READ

Carla Ayers - Apr 3, 2024

A Guide To The Housing Expense Ratio

Wondering how mortgage lenders calculate the housing expense ratio? Learn how to find your results by comparing your housing expenses to your pretax income. 

A single storey red brick house with a green front yard.

Loan Types - 4-MINUTE READ

Miranda Crace - Apr 3, 2024

How Many FHA Loans Can You Have?

Usually you can have multiple FHA loans over a lifetime, but only one at a time. Yet there are exceptions. Learn how they work along with other options.
A spacious house with a sizable yard, perfect for outdoor activities and ample space for a large family.

Home Buying - 5-MINUTE READ

Katie Ziraldo - Apr 3, 2024

How Much Above Asking Price Should I Offer?

In a competitive housing market, you may ask, “How much above asking price should I offer?” Read on to learn tips for preparing to offer over asking price.

Colonial-style house in Massachusetts with a white exterior and greenery.

Mortgage Basics - 6-MINUTE READ

Miranda Crace - Apr 3, 2024

House Deed: Defined And Explained

A house deed is a physical document legally transferring ownership of real estate. Learn more about how house deeds affect sellers and buyers.

A blue ranch-style house with white trim, showcasing a residential property.

Refinancing - 5-MINUTE READ

Sam Hawrylack - Apr 3, 2024

How Much Money Can You Borrow With A HELOC?

Are you considering a home equity line of credit (HELOC)? Uncover how much money you can expect to borrow, alternative financing options and more.

Ingeniux migrated assets Rocket HQ StockImages Folder - https://www.rockomni.com/glc/assets/RocketHQ/StockImages/Stock-Farmhouse-Exterior-compressor.jpg

Home Buying - 7-MINUTE READ

Victoria Araj - Apr 3, 2024

How Long It Takes To Buy A House: A Purchase Timeline From Preapproval To Closing

Wondering how long it takes to buy a house? After finding your dream home, you can expect the process to take about 2 – 3 months. Check out this timeline that breaks it down from start to finish.

A family inspecting or looking at a house, potentially in the context of home buying or renting.

Home Buying - 6-MINUTE READ

Michelle Banaszak - Apr 3, 2024

How Big Of A House Do You Need? Tips For Calculating Your Ideal Home Size

How big of a house do you need? Learn about the recommended square footage per person and other important factors to consider during your home search. 

A mother and her baby resting together on a cozy couch.

Mortgage Basics - 6-MINUTE READ

Hanna Kielar - Apr 3, 2024

What Is A Homeowners Insurance Binder And When Do You Need One?

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

A father doing laundry with his sons, representing family life or household activities.

Home Buying - 5-MINUTE READ

Victoria Araj - Apr 3, 2024

What Is A Home Warranty And How Much Does It Cost?

A home warranty is a contract covering the repair or replacement of household appliances and home systems. Learn how it works and average plan prices.

From above, a picturesque small town with neat streets, lined with colorful buildings and surrounded by greenery under a clear sky.

Home Buying - 8-MINUTE READ

Kevin Graham - Apr 3, 2024

Housing Market Inflation: What You Need To Know

Inflation occurs when prices rise relative to the value of the dollar. Learn more about housing market inflation market plus tips for buying.   

Probably a women calculating her taxes or finances.

Home Buying - 15-MINUTE READ

Miranda Crace - Apr 1, 2024

Closing Costs: What Are They, And How Much Will You Pay?

For a home buyer, closing costs are typically 3% – 6% of the loan amount. Learn more about how to calculate your closing costs and what’s included in them.

An elderly couple sitting and reading together having a good time.

Mortgage Basics - 8-MINUTE READ

Victoria Araj - Mar 30, 2024

Mortgage Protection Insurance Explained: Does Every Homeowner Need It?

Mortgage protection insurance is an insurance policy that helps the family of the policyholder make mortgage payments after they die. Read on to learn more.

The National Mall monument in Washington D.C.

News - 4-MINUTE READ

Kevin Graham - Mar 29, 2024

How Does A Government Shutdown Impact Mortgages?

It looks increasingly likely that federal government funding could lapse at the end of the week. Here’s what the government shutdown would mean for mortgages

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