Featured resources

7-minute read
What is a mortgage rate?
A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.
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6-minute read
What is the secondary mortgage market and how does it work?
The secondary mortgage market is a financial exchange where banks and investors buy and sell mortgages. Learn how it may affect your home loan.
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6-minute read
VA jumbo loan limits, rates, and requirements
A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits, and requirements. &nbs...
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5-minute read
How to determine a good investment property: Here’s what to look for
It’s essential to know how to identify a good investment property before choosing one. Read our helpful guide to know what to look for during your hunt...
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6-minute read
Tenancy in common vs. joint tenants
What is the difference between joint tenancy and tenants in common? Learn about the legal differences between these two ownership designations and underst...
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7-minute read
Smart home: Definition, benefits, and the best smart home devices
Smart home technology lets you remotely control devices and systems in your home. Discover the advantages of a smart home and explore the top devices.
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4-minute read
Should you use your 401(k) to pay off your mortgage?
You can borrow or withdraw 401(k) retirement funds to pay off your mortgage. Learn the pros and cons of this approach, as well as a few alternatives.
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7-minute read
The costs of buying a house that first-time home buyers should prepare for
There are many ongoing and up-front costs associated wit...
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7-minute read
A guide to gifts of equity: What taxes to expect, how to write a gift letter, and more
A gift of equity is used to help secure financing for a family member’s home. Here’s how it works and what to expect when using one.
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5-minute read
Single-family vs. multifamily homes: What’s the difference?
Single-family homes are detached from other homes, while multifamily homes are connected to other units. Here are the differences between these properties.
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6-minute read
Energy-efficient home: What it is and how to create one
An energy-efficient home has various appliances and features that reduce energy consumption and offer potential savings. Learn about how you can create one.
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7-minute read
Your guide to debt-to-income (DTI) ratio for VA loans
Applying for a VA loan? Your debt-to-income ratio will be an important factor. Learn how to calculate your DTI ratio and what to do if your DTI is too high.<...
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6-minute read
States without property taxes: Unpacking the myth
There aren’t any states with no property taxes. However, there are some places with low taxes or exemptions for certain homeowners. Here are the facts.
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7-minute read
Disaster preparedness plan and checklist
A natural disaster can destroy years of hard work in seconds. Prepare for the unexpected with an emergency plan for home to help minimize destruction.
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13-minute read
What is affordable housing? How to find and qualify for it
Affordable housing is defined as an occupant paying no more than 30% of their income to housing. Here’s how it works and how to qualify for affordable ...
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14-minute read
Joint mortgage: A complete guide for borrowers
A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.
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7-minute read
Buying a new-construction home
Buying a new-construction home can help you get the place of your dreams. Learn about the process, costs, benefits, and drawbacks so you know what to expect.
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5-minute read
Condo vs. house: Which is best for you?
Trying to decide between buying a condo or a house? Learn the key differences in cost, maintenance, lifestyle, and more to make the right choice for you.
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