Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

What is SOFR, and how does it affect your mortgage interest rate? Learn more about how lenders use the Secured Overnight Financing Rate to set interest rates.

Considering buying a home with bad credit? Discover the lowest credit score to buy a house, learn about home loans for bad credit, and find credit score tips.

How long a mortgage preapproval lasts will depend on the lender, but it’s usually 60 – 90 days. Uncover more about how long mortgage preapprovals la...

There are many unfamiliar terms to learn when you’re buying a home and need to apply for a mortgage. Here’s a list of common mortgage terms and what...

A mentor can show you the ins and outs of real estate investing, from finding properties to closing deals. Learn more about how to find a real estate mentor....

Discover what determines interest rates with our in-depth analysis. Explore how economic trends, credit scores, and more impact mortgage rate decisions.

An acceleration clause in a mortgage means that your mortgage balance becomes due if you default on payments. Learn how a mortgage acceleration clause works.

From shorter loan terms to monthly savings, there are several benefits of refinancing your mortgage. Learn whether you should refinance a home loan.

Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guid...

A prequalification estimates how much you can afford, while a preapproval gives a better estimate and verifies your financial info for a loan. Learn more.

If you’re refinancing a home in New York state, a CEMA loan may save you thousands of dollars in mortgage taxes. Learn more about CEMA loans and how th...

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

See how current mortgage rates compare to historical mortgage rates. Rates are among the highest of the decade but relatively low compared to the 1980s.

What is condemned property? Condemnation occurs when the government uses eminent domain to take property. Learn what condemnation can mean for homeowners.

Thinking about selling your home but unsure if now is the right time? Learn the key factors to consider before deciding whether you should sell your home.

Mortgage fraud occurs when someone lies or omits information to get loan approval or favorable loan conditions. Learn about common types of mortgage fraud here.