Featured Resources

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An image depicting digital real estate or virtual property representation.

Real Estate - 6-MINUTE READ

Sam Hawrylack - Mar 29, 2024

What Is Digital Real Estate And Should You Invest In It?

Digital real estate refers to virtual properties or assets that exist online. Learn more about digital real estate, how to invest in it and whether you should.

A couple discussing finances or mortgages with an agent.

Loan Types - 5-MINUTE READ

Kevin Graham - Mar 29, 2024

Fully Amortized Loan: A Definition

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist of.

Row of three fourplexes in a row.

Real Estate - 3-MINUTE READ

Christa Ross - Mar 29, 2024

Fourplex Basics: What You Should Know Before You Invest

A fourplex is a multifamily home with four separate living spaces. Learn about the pros and cons of investing in a fourplex to make the most of your purchase.

A view of model well designed kitchen with light blue colored fridge.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Mar 29, 2024

Historical Mortgage Rates: 1971 To The Present

See how current mortgage rates compare to historical mortgage rates. They’re some of the highest of the 2000s, but relatively low compared to the 1980s.

The front of a smaller house, depicting the facade of a relatively smaller residential property.

Home Buying - 5-MINUTE READ

Victoria Araj - Mar 29, 2024

A Guide To Freehold Estates: Different Types And How They Work

A freehold estate is a type of property ownership that can be held indefinitely and passed on forever. Learn more about the types of freehold estates here.

A family moving into a new home, illustrating a family's relocation or moving process.

Mortgage Basics - 8-MINUTE READ

Hanna Kielar - Mar 29, 2024

Gift Letters For Your Mortgage: A Guide

A gift letter for a mortgage shows your lender that you don’t need to repay money gifts toward your down payment. Learn how to write a mortgage gift letter.

Family enjoying a leisure time possibly on a picnic.

Mortgage Basics - 5-MINUTE READ

Sam Hawrylack - Mar 29, 2024

Float-Down Option: Can It Lower Your Mortgage Rate?

Want to protect yourself from higher mortgage rates? Read our article to learn all about the float-down option and how it can work with a mortgage rate lock.

Wooden architecture of a house door leading to a front porch and yard with green landscaping, portraying a welcoming entrance.

Real Estate - 3-MINUTE READ

Melissa Brock - Mar 29, 2024

Understanding Gross Rent Multiplier As An Investment Tool

Whether you’re investing in a duplex or a 400-unit apartment complex, you’ll come across the Gross Rent Multiplier and wonder what it means. Let us explain.

Perfect neighborhood, showcasing an ideal or picturesque neighborhood setting.

Mortgage Basics - 5-MINUTE READ

Dan Rafter - Mar 29, 2024

Freddie Mac: What Is The Federal Home Loan Mortgage Corporation (FHLMC)?

Freddie Mac is a government-sponsored agency charged with keeping mortgage markets liquid. Learn more about FHLMC – and how it impacts home buyers and sellers.

White porch house with land, depicting a house with a white porch and surrounding land area.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Mar 29, 2024

Ginnie Mae (GNMA) Loans: How The Government National Mortgage Association Works

Government agency Ginnie Mae guarantees security on mortgages. Learn how it works, how it benefits the housing market and makes homeownership more affordable.

A black man on the phone, expressing happiness or contentment during a conversation.

Mortgage Basics - 5-MINUTE READ

Kevin Graham - Mar 29, 2024

Get A Leg Up On The Competition With Verified Approval

A Verified Approval allows you to confidently make an offer knowing that your financing is rock solid. Read on for details!

The front of a rural two story house.

Real Estate - 6-MINUTE READ

Kevin Graham - Mar 29, 2024

Buy And Sell Your Home With Trusted Partners

Whether you’re looking to buy your first or your fifth home, it’s a tough market out there right now. Learn how we can support you.

A young couple sitting on the floor side by side, potentially discussing home-related decisions or planning.

Real Estate - 7-MINUTE READ

Miranda Crace - Mar 29, 2024

Flipping Vs. Renting: Which Is A Better Investment Strategy?

Two common methods of real estate investing are flipping and renting. Read about the pros and cons of flipping vs. renting to determine which is better for you. 

Modern woman in coat standing outside on a sunny day

Real Estate - 6-MINUTE READ

Melissa Brock - Mar 29, 2024

Understanding Bird Dogs In Real Estate: What They Are And How To Become One

A bird dog identifies underpriced properties and sells these leads to experienced investors. Learn the role bird dogs play in the larger real estate ecosystem.

Aerial view of a suburb and culdesac in New Jersey.

Home Buying - 3-MINUTE READ

Victoria Araj - Mar 29, 2024

HOA Fees: What Are They And What Do They Cover?

Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn how HOA fees are used and how much they can be.

A condo complex with HOA, indicating community living and homeowners' association in real estate.

Home Buying - 6-MINUTE READ

Victoria Araj - Mar 29, 2024

Homeowners Association (HOA): What It Means And How It Works

A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Learn how HOAs work with our guide. 
A house with distinctive red shutters, presenting a quaint residential setting.

Refinancing - 5-MINUTE READ

Kevin Graham - Mar 29, 2024

HIRO Mortgage Program: High LTV Refinance Option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it worked.

A happy women holding some keys and hugging a person in front of a house.

Home Buying - 6-MINUTE READ

Victoria Araj - Mar 28, 2024

A Guide To First-Time Home Buyer Programs, Loans And Grants

If you’re a first-time home buyer, there are several government programs at the federal and state levels to help you. Discover your options and see if you qualify.

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