Featured resources

Ranch house with bay window and basketball hoop in driveway.

5-minute read

How much house can I afford on $80K?

Starting your home buying journey with a salary of $80,000 a year? Find out your mortgage options and how much house you can afford on $80,000.

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Woman opening door smiling with small child in background.

7-minute read

Clear to close meaning: What to expect and what happens next

Clear to close is an important milestone in the mortgage process. Learn what clear to close means, how it fits into underwriting, and what happens next.

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Woman paddling her canoe down a river.

6-minute read

How to buy a home in Utah

Are you ready to buy a house in Utah? Navigating the process can be hard, but it’s easier with the Rocket Mortgage guide.

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Man in kitchen drinking coffee and smiling while looking at smart phone.

7-minute read

Understanding Basic Allowance for Housing (BAH)

The Basic Allowance for Housing (BAH) helps offset housing costs for active-duty service members. We'll go over eligibility and how rates are calculated.

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Pastel painted homes in the town of Kahului, Maui, Hawaii with the West Maui Mountains in the background.

10-minute read

How to buy a house in Hawaii

Are you thinking of buying a house in the Aloha State? Learn about Hawaii's current real estate market, the home buying process, and top cities to live in.

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A couple of new construction homes along a suburban street.

5-minute read

Average closing costs in Texas

Average closing costs when buying a home in Texas are higher the national average. Learn what you can expect to pay when you close on your new home...

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Couple on laptop.

7-minute read

Mortgage transfers: A complete guide

If you want to hand your mortgage over to someone else, you’ll need to apply for a mortgage transfer. Learn more about transfers, who qualifies, and more.

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Large houses on the New Jersey beachfront.

6-minute read

Average closing costs in New Jersey

Average closing costs in New Jersey are higher than in many other states. Find out how much you can expect to pay in closing costs on your New Jersey home.

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Aerial view of Vail Colorado with mountains in background.

3-minute read

Average closing costs in Colorado

Closing costs in Colorado are lower than the national average but will vary depending on the price of the home. Learn more about who pays closing costs.

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Residential building in Clinton Hill, Brooklyn, NYC.

11-minute read

How to buy a house in New York

Are you considering buying a home in the Empire State? Learn about the current New York housing market, popular cities, and how the buying process works.

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Small Norwegian-style cabin with front porch.

8-minute read

How much house can I afford on $50K?

Are you wondering if it's possible to buy a house on a $50,000 yearly salary? Learn more about how much house you can afford and what affects that amount.

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Man standing outside of garage with motorcycle.

5-minute read

Debt-to-income ratio (DTI): What is it and how is it calculated?

Your debt-to-income ratio measures the difference between your obligations and your income. Learn how to calculate DTI and what it means for mortgages.

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White two story home with large grassy yard and big trees in autumn.

6-minute read

What is a zombie foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.

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A couple sitting on a couch shaking hands, possibly symbolizing agreement or partnership in a home-related context.

4-minute read

Real estate broker vs. agent: Differences explained

Real estate agents and brokers differ in licensing requirements and key responsibilities. Learn more about the differences, their pay, and when to work with eac...

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Middle-aged couple creating a budget, possibly discussing refinancing costs or financial planning.

8-minute read

How much does it cost to refinance a mortgage?

The cost to refinance a mortgage depends on your closing fees, which typically total 3% - 6% of the loan balance. Learn more about average refinancing costs....

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Woman standing kitchen holding coffee cup.

8-minute read

How can I use my 401(k) for a down payment?

Want to borrow or withdraw funds from a 401(k) for a down payment? See the pros and cons here.

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A couple on a couch looking at a laptop, possibly researching or managing their mortgage online.

8-minute read

Reverse mortgage vs. home equity loan vs. HELOC: How to choose

You can use your home's equity through a reverse mortgage, home equity loan, or HELOC. Take a look at our guide to learn the pros and cons of each.

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Two people laying on plastic covered furniture hugging.

8-minute read

Co-signing a mortgage loan: What both parties need to know

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to kno...

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