How Do You Find Out Who Owns A Property?

Are you interested in learning if a property is currently for sale or soon will be? Or maybe you think there's an issue a mystery property owner would like to know about? You might be able to get in contact with the property’s owner.

But how do you find out who owns a property?

Let’s talk about how to find a property owner and what to do once you find them.

9 Ways To Find Out Who Owns A Property

There are many reasons why you might want to contact the owner of a property you stumble upon.

If the house looks abandoned, you might want to find the owner in order to purchase the building and flip it or use it as an investment property. Perhaps it seems someone is squatting in it illegally and you want to let the owner know. If there’s no house at all, just undeveloped land, you might be curious about finding an owner to see if you could build a home in that perfect location. There are plenty of free and paid possibilities.

Free Or Inexpensive Ways To Find Out Who Owns A Property

Finding out who owns a property doesn’t need to be expensive. Here are a few ways to find out.

1. Visit the local assessor’s office

If you’re scouting out a property, one of the first places you can try for owner information is your local tax assessor’s office.

You may be able to look up a property there and find out not only who owns it, but how much they pay in property taxes — which is useful to know if you’re interested in buying the house or another property in the same area. You may have to pay a small amount to access documents.

2. Check with the county recorder

A county recorder keeps track of lots of information, from records of births and deaths to deeds and other property ownership records. Another place you may be able to check is the county recorder or clerk’s office.

Property information is public record, so you may be able to find out not just who owns the property in question, but also some of the history of the home or land and who owned it prior.

3. Search the internet

If you don’t want to contact an attorney, agent, or government official, you could also attempt to simply search the internet to find a property owner. At a minimum, you can find out more information about the property.

There are plenty of websites that may share public property information if available, but keep in mind that this won’t always be accurate. Internet search results could be outdated or unreliable compared to some of the other methods of obtaining information in this list.

4. Visit your local library

If your local library has public records or archives of local information, you could also search there for property ownership information. You may also be able to access your state or county’s property or land records online at a library.

5. Knock on the door

If you don’t want to go digging around for records, there is one very simple solution that you could be overlooking – you can just go knock on the door. If there’s a house on the property, you might be able to get in contact with the owner if they’re home.

Keep in mind that many property owners may not enjoy a stranger approaching their home. Consider leaving a note or letter explaining your situation and any potential offer you’d like to make, along with your contact information.

6. Ask the neighbors

If you want to contact a property owner and they’re away for an extended period, you will have to find another way to get in touch. One way to do so is by contacting the neighbors.

They may have a way for you to contact the owner or might be able to provide useful information about the property in general. As this roundabout manner might be an uncomfortable situation for both the neighbor and the owner were they to find out, it’s best to only do this when it comes to undeveloped land or a home that is clearly not regularly occupied by the owner.

Paid Ways to Find Out Who Owns a Property

Sometimes you can’t find a property’s owner with public resources. Here’s how to do it with private resources.

1. Speak with a real estate agent

A real estate agent can also potentially help you find a property’s owner. Real estate agents have access to not only public property data that you could access yourself but also a database called the multiple listing service (MLS).

Through the MLS, your agent might be able to find out if the home you’re interested in is for sale (or has been recently). Should the property be available, a real estate agent will also be useful in walking you through the home buying process.

2. Contact a real estate attorney

If none of the above options have yielded results for you, you could also consider contacting a real estate attorney. An attorney may not have the records you need, but they could have ideas or information on how to find a property owner.

3. Ask a title company

You could also check with a title company to inquire about the current ownership of a property. Title companies have the power to perform title searches, which can allow them to learn more information about the property than just the owner, such as whether there are liens on the property or other issues.

A title search is not free and will generally cost you $75 to $200 or more depending on your area. These searches are generally done as part of the process of closing a home loan to ensure the home’s title is clear of issues, but you could also use a title search to learn the true owner of a home and whether the property has any liens against it.

Next Steps After You Find The Owner Of A Property

If you manage to track down the owner of a property you’re interested in and the owner is currently selling or is interested in selling, the next step is finding out how you’re going to finance the purchase, assuming they accept your offer. 

At this point, it’s a good idea to make sure your credit is in order and you have the funds to make a down payment. You may want to start the mortgage process and get preapproved to find out how much you can borrow. Once that’s done, to solidify your offer to the seller, you may also want to offer earnest money.

The Bottom Line On Finding a Property’s Owner

When searching for a home, you may assume that the only places you can look are listing sites, but that’s not true. Sometimes if an owner is willing and you make a good enough offer, you can purchase a property that you find on the street.

Ready to buy a home of your own? Get started with us online now to see what you can qualify for.