151-168 of 199

Couple signing documents and smiling, indicating a positive real estate transaction.

Loan Types 5-MINUTE READ

Kevin Graham - Feb 22, 2024

7/6 ARM: Definition And How It Works

Are you looking for a lower initial interest rate and not planning on staying in your home long? A 7/6 ARM could be just the ticket for you.

An elegant home featuring a driveway and meticulously designed landscaping.

Loan Types 8-MINUTE READ

Victoria Araj - Feb 21, 2024

5/1 ARM Loan: Everything You Need To Know

A 5/1 ARM offers home buyers a low introductory interest rate for the first 5 years of their loan. Read on to learn how a 5/1 ARM could work for you.

A manufactured home in springtime surroundings, possibly in a suburban area.

Loan Types 7-MINUTE READ

Kevin Graham - Feb 19, 2024

What You Need To Know About Financing Manufactured Homes

Manufactured homes may be the key to affordable homeownership for many. Learn how you can finance one under the favorable terms of conventional loans.

A couple standing outside their house, with a car parked in the driveway.

Loan Types 7-MINUTE READ

Victoria Araj - Feb 15, 2024

Understanding USDA Construction Loans

A USDA construction loan lets you buy and build a home under a single mortgage. Learn about USDA construction loan requirements and how they work.

A white and grey two storey house with a broad driveway.

Loan Types 8-MINUTE READ

Sarah Sharkey - Feb 15, 2024

What Is A 20-Year Mortgage, And Should You Consider One?

A 20-year fixed mortgage is a home loan with monthly payments to a lender over a 20-year term. Learn how 20-year mortgages compare to other loan terms.
A couple sitting on the floor, engrossed in their work on a laptop, possibly related to the renovation of their new house.

Loan Types 6-MINUTE READ

Dan Rafter - Feb 15, 2024

Joint VA Loan: What It Is And How To Apply

A joint VA loan is one type of VA loan for eligible military members and co-borrowers. Let’s look closer at what a joint VA loan is and if it’s right for you.

A military man speaking to an advisor, potentially discussing financial aspects or options related to housing.

Loan Types 4-MINUTE READ

Patrick Russo - Feb 14, 2024

VA Appraisal Fees: What To Expect

Are you considering a VA loan but don’t know what to expect in terms of costs? Learn about the VA appraisal fees you can expect when using this type of loan.

Image depicting a black family of four, possibly emphasizing diversity or representation.

Loan Types 4-MINUTE READ

Scott Steinberg - Feb 14, 2024

Portfolio Loan: What Is It And How Does It Work?

A portfolio loan can help borrowers who don’t qualify for a traditional mortgage loan. Learn how portfolio loans can fund and unlock real estate opportunities.

A cheerful Asian couple discussing the purchase of a new house, suggesting real estate planning or decisions.

Loan Types 4-MINUTE READ

Sarah Sharkey - Feb 14, 2024

Understanding FHA 203(b) Loans And How They Differ From FHA 203(k) Loans

FHA 203(b) loans are intended for move-in ready homes and FHA 203(k) loans are used for homes that require significant repairs. Learn more about these loans.

Exterior of white two-story countryside house with black shutters and roof.

Loan Types 6-MINUTE READ

Scott Steinberg - Feb 14, 2024

FHA 203(k) Loans: A Complete Guide

An FHA 203(k) loan is a type of government loan that can be used to fund a home purchase and renovations under one mortgage. Learn more about 203(k) loans.

Military father walking with his daughter and son.

Loan Types 4-MINUTE READ

Miranda Crace - Feb 14, 2024

VA Funding Fee: What To Expect

The VA funding fee is a one-time charge you pay to help fund the VA loan program and protect your lender and the VA from financial losses if you default. Learn more about this payment.
Small blue house in a backyard, showcasing a compact standalone house in a residential setting.

Loan Types 5-MINUTE READ

Lauren Bowling - Feb 6, 2024

What Is An RHS Loan?

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

Loan Types 3-MINUTE READ

Kevin Graham - Feb 5, 2024

Fannie Mae Credit Scoring Changes Could Help More Borrowers Qualify

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!

A serene landscape with trees and a pond in the background, creating a peaceful and natural setting.

Loan Types 5-MINUTE READ

Molly Grace - Feb 2, 2024

USDA Loan Closing Costs: What They Cover And What Can Be Rolled Into Your Loan

USDA loans require no down payment and offer unique means for covering your closing costs. Read our guide to USDA closing costs and how you can afford them.

A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

Loan Types 5-MINUTE READ

Lauren Nowacki - Feb 2, 2024

What Are Conforming Loans And What Do They Mean To Borrowers?

Conforming loans comply with Fannie Mae and Freddie Mac rules, and are thus eligible for purchase and resale to investors. Find out what that means for you.

A countryside home, showcasing a rural residence with natural surroundings.

Loan Types 7-MINUTE READ

Hanna Kielar - Feb 2, 2024

A Guide To USDA Guaranteed Vs. Direct Loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

A woman enjoying with her child on the balcony.

Loan Types 6-MINUTE READ

Hanna Kielar - Feb 2, 2024

USDA Vs. Conventional Loans: What's The Difference?

To help determine the best mortgage solution for you, we've created a comprehensive guide that compares the pros and cons of USDA vs. conventional loans.

A light tan home with a black roof and stone driveway, showcasing exterior home details.

Loan Types 6-MINUTE READ

Kevin Graham - Feb 2, 2024

VA Jumbo Loan Limits, Rates And Requirements

A VA jumbo loan can help qualifying borrowers buy a more expensive home. Learn how it works and uncover VA jumbo loan rates, limits and requirements.

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