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A green two-story house by a tree.

Loan Types 7-MINUTE READ

Dan Rafter - Apr 26, 2024

20-Year Vs. 30-Year Mortgage: How To Decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home loan.

A female working at her laptop while petting a cat.

Loan Types 4-MINUTE READ

Victoria Araj - Apr 24, 2024

Silent Second Mortgage: What You Need To Know

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete financing guide.

Young Asian family reviewing real estate paperwork together, possibly discussing or going through documents related to a property.

Loan Types 3-MINUTE READ

Ashley Kilroy - Apr 23, 2024

How FHA Identity Of Interest Can Affect Your Down Payment

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

A red house with a small patio, showcasing a residential property with distinct exterior color and design.

Loan Types 8-MINUTE READ

Kevin Graham - Apr 18, 2024

Land Contracts: What They Are And How They Work

Land contracts are a form of seller financing where the seller holds title while the buyer makes payments. Learn how they work and whether it’s right for you.

Modern residential buildings possible available for sale or rent.

Loan Types 3-MINUTE READ

Victoria Araj - Apr 18, 2024

The FHA’s Commercial Loan Programs: An Introductory Guide

FHA commercial loans are available for the creation of housing for low-income, elderly or disabled people. Learn more about FHA loans for commercial property.

Woman Sitting at desk in striped shirt looking at a laptop and holding a pen.

Loan Types 4-MINUTE READ

Kara Porter - Apr 17, 2024

What Is The Minimum Credit Score For A Home Equity Loan?

Interested in a home equity loan, but unsure your credit score is high enough? Learn the minimum credit score for a home equity loan and other requirements.

Group of business people gather at a table around an open laptop computer.

Loan Types 6-MINUTE READ

Victoria Araj - Apr 12, 2024

How To Use Your Home Equity To Build A Business

Homeowners with enough home equity can leverage those funds to cover business purchases. Learn how and determine if this option suits your financial situation.

A man and women in kitchen discussing their finances.

Loan Types 8-MINUTE READ

Miranda Crace - Apr 12, 2024

What Is An Adjustable-Rate Mortgage (ARM) Loan?

Adjustable-rate mortgages offer low introductory interest rates that can rise over the life of a loan. Find out whether an ARM loan is right for you.

A senior couple enjoying a walk together.

Loan Types 6-MINUTE READ

Lauren Nowacki - Apr 12, 2024

How To Get Out Of A Reverse Mortgage

Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.

Interior of a modern condo, showcasing contemporary design and decor.

Loan Types 7-MINUTE READ

Victoria Araj - Apr 11, 2024

Second Mortgage Vs. Refinance: What’s The Difference?

Not sure whether to take out a second mortgage or refinance? Read our article to learn about the differences, which might be better and how to get started.

A majestic brick house with a towering turret, showcasing timeless architecture and grandeur.

Loan Types 3-MINUTE READ

Scott Steinberg - Apr 10, 2024

Can You Buy A Foreclosed Home With An FHA Loan?

You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.

A contemporary house with a spacious yard and a balcony, showcasing modern architecture.

Loan Types 5-MINUTE READ

Victoria Araj - Apr 10, 2024

Is A USDA Home Loan Right For You?

USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA loans work and their eligibility requirements here. 

A small white and dark blue colored house with indigo colored flowers outside.

Loan Types 8-MINUTE READ

Victoria Araj - Apr 10, 2024

Mobile Home Loans: Your Quick Guide To Financing A Mobile Or Manufactured Home

Manufactured homes can be an affordable option for home buyers as traditional home prices rise. Learn about getting a mobile home loan from Rocket Mortgage.

A couple reading, potentially exploring information related to homeownership or mortgages.

Loan Types 7-MINUTE READ

Scott Steinberg - Apr 10, 2024

A Guide To The Types Of VA Loans

VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available, plus how to apply for a VA home loan.

Military father smiling with his two young sons.

Loan Types 5-MINUTE READ

Molly Grace - Apr 10, 2024

How To Get A VA Certificate Of Eligibility (COE)

Securing a VA Certificate of Eligibility (COE) is the first step in getting a VA home loan. Learn how to get started on the path to homeownership with a VA COE.

Row of new homes in Las Vegas, showcasing a row of newly constructed homes in Las Vegas.

Loan Types 3-MINUTE READ

Ashley Kilroy - Apr 10, 2024

Getting An FHA Loan While Self-Employed: Guidelines And Tips

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

A man checking his phone, possibly related to real estate or mortgage updates.

Loan Types 8-MINUTE READ

Victoria Araj - Apr 10, 2024

Home Equity Line Of Credit (HELOC): Defined And Explained

A home equity line of credit (HELOC) can help you leverage the equity in your home. Learn how they work, their requirements and how to estimate your HELOC.

A couple analyzing mortgage rates, possibly comparing options for home financing.

Loan Types 8-MINUTE READ

Victoria Araj - Apr 10, 2024

Fixed-Rate HELOCs: What Are They?

Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

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