Loan Types

Featured Resources

A family happily looking at home improvements online, exploring renovation options or planning upgrades.

9-minute read

What Can You Use A Home Equity Loan For?

A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.

White ranch-style house with solar panels, showcasing a ranch-style home with solar energy installations.

11-minute read

A Quick Guide To Solar Loans

Solar loans provide financing for solar panels and solar installations. Learn more about solar loans and whether one can make solar affordable for you.

An elderly couple sitting on couch possibly calculating taxes or investments.

5-minute read

How To Recognize A Reverse Mortgage Scam

You or a loved one could be at risk for falling for a reverse mortgage scam. Learn about the most common scams and where to look for red flags.

Veteran couple working on a laptop, possibly discussing real estate or financial matters.

7-minute read

VA Cash-Out Refinance: What It Is And How It Works

Wondering how a VA cash-out refinance works? Check out our guide on the VA cash-out refi including rates, requirements and more to see if it’s right for you.

A couple signing final real estate documents, marking the completion of a property transaction.

4-minute read

Fannie Mae Vs Freddie Mac: What’s The Difference?

If you’re wondering what the difference is between Fannie Mae and Freddie Mac, you’re not alone. We broke down the similarities and differences for you here.

A line of houses set against a backdrop of clear blue sky and fluffy white clouds.

6-minute read

How To Get A VA Loan After Bankruptcy

It’s possible to get a VA loan after bankruptcy, but borrowers may have to endure a waiting period and improve credit factors. Learn how the process works.

Individuals at a bank discussing a loan or financial matter.

5-minute read

A Complete Guide To Short-Term Mortgages

Not excited about the idea of paying off your home loan for the next 30 years? Check out our guide to short-term mortgages to explore alternative options.

A couple smiling and talking while sitting on the couch in their house.

5-minute read

What Are The VA Loan Spouse Requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.

Man working a laptop, drinking coffee at a cafe with a living wall behind him.

6-minute read

Home equity loans and no-doc HELOC options when self-employed

Getting approved for a home equity loan looks a little different when you're self-employed. Explore options when no-income verification HELOC issues arise.

New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA Home Loan Closing Costs: How Much Should I Expect To Pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing costs.

5-minute read

20-year vs. 30-year mortgage: How to decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home loan.

A female working at her laptop while petting a cat.

4-minute read

Silent Second Mortgage: What You Need To Know

Using a “silent” second mortgage to cover your down payment is illegal. Learn what assistance programs you can use instead with our complete financing guide.

Young Asian family reviewing real estate paperwork together, possibly discussing or going through documents related to a property.

3-minute read

How FHA Identity Of Interest Can Affect Your Down Payment

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

A red house with a small patio, showcasing a residential property with distinct exterior color and design.

8-minute read

Land Contracts: What They Are And How They Work

Land contracts are a form of seller financing where the seller holds title while the buyer makes payments. Learn how they work and whether it’s right for you.

Modern residential buildings possible available for sale or rent.

3-minute read

The FHA’s Commercial Loan Programs: An Introductory Guide

FHA commercial loans are available for the creation of housing for low-income, elderly or disabled people. Learn more about FHA loans for commercial property.

Woman Sitting at desk in striped shirt looking at a laptop and holding a pen.

4-minute read

Minimum requirements for a HELOC or home equity loan

Interested in a home equity loan or HELOC, but unsure if you qualify for one? Learn what the minimum credit score is to meet the requirements.

A man and women in kitchen discussing their finances.

8-minute read

What Is An Adjustable-Rate Mortgage (ARM) Loan?

Adjustable-rate mortgages offer low introductory interest rates that can rise over the life of a loan. Find out whether an ARM loan is right for you.

Group of business people gather at a table around an open laptop computer.

6-minute read

How To Use Your Home Equity To Build A Business

Homeowners with enough home equity can leverage those funds to cover business purchases. Learn how and determine if this option suits your financial situation.

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