Loan Types

Understand the different loan types to figure out which ones might be right for you.

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Featured story - 6-MINUTE READ

15-Year Vs. 30-Year Mortgage Comparison

Adjustable Rate Mortgage Tips

Learn why some buyers opt for a loan with a changing mortgage rate

FHA Loan Tips

Learn how FHA loans can make home buying more affordable

Fixed Rate Mortgage Tips

Learn how this popular loan type works and what to expect

Home Equity Loan Tips

Learn how to leverage your home equity with a home equity loan

Jumbo Loan Tips

Learn about your options for loans that exceed conforming loan limits

VA Loan Tips

Learn about the incredible benefits VA loans offer for service members

Additional Loans

Learn about less common types of mortgages and whether they're right for you

Loan Comparisons

Learn how different types of mortgages stack up

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Small bungalow single story home exterior.

Loan Types 6-MINUTE READ

Sarah Sharkey - Dec 5, 2024

Second Mortgage Vs. Home Equity Loan: What’s The Difference?

Home equity loans are a type of second mortgage, but not the only one. Explore the differences between second mortgages and home equity loans in this article.

Woman laying in hammock hanging in enclosed sun porch surrounded by trees.

Loan Types 5-MINUTE READ

David Collins - Nov 30, 2024

The Complete Guide To Using A HELOC For A Down Payment On A Second Home

Want to use a home equity line of credit (HELOC) for the down payment on a second home? Learn how to use a HELOC and other ways to make your down payment.

A grand house with a huge yard and deck.

Loan Types 4-MINUTE READ

Victoria Araj - Nov 26, 2024

Conforming Loan Limits In 2025

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2025 and more with our guide.

An older man on the phone looking at bills, potentially managing household expenses or discussing financial aspects of homeownership.

Loan Types 8-MINUTE READ

Kevin Graham - Nov 21, 2024

What Is A VA Loan Foreclosure And How Can I Prevent It?

If you’ve fallen behind on your VA loan payments, you may be worried about foreclosure. Learn about your options and how to avoid foreclosure.

Loan Types 12-MINUTE READ

Kevin Graham - Nov 20, 2024

FHA Loans: Requirements, Loan Limits And Rates

An FHA loan is a government-backed loan that allows you to buy a home with less strict financial requirements. Learn more about FHA loans and if you qualify.

A couple at home with a laptop, suggesting online activities related to homeownership or finances.

Loan Types 5-MINUTE READ

Ashley Kilroy - Nov 1, 2024

FHA Gift Funds: Definition And Guidelines

FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.

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