Lenders sometimes offer HELOC borrowers a choice between fixed-rate HELOCs and variable-rate HELOCs. Learn how fixed-rate options work and how to choose.

Wondering about the guarantee fee on a USDA loan? Uncover the meaning of a guarantee fee, how it works and more about its role in the home buying process.

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payment.

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

In this guide, learn how to qualify for mortgage approval with student debt plus the best state and national programs with home loans for college students.

If you’ve built equity in your home, you can fund a remodel with a home equity loan. Learn the pros and cons of using a home equity loan for a remodel.

Thinking about buying a HomePath Home? Learn everything you need to know about Fannie Mae’s HomePath properties, and whether buying one might be right for you.

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break it down.

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist of.

FHA loan limits are designed to cap how much you can borrow with an FHA loan. Learn more about how these loan limits work and what the limits are for 2024.

Your first mortgage decision will likely be whether to apply for an FHA versus a conventional loan. Learn the differences between these two types of home loans.

Borrowers who refinance their FHA loan within 3 years may be eligible for a refund. Read here to understand the FHA MIP refund chart and what you may get back.

An FHA-approved condo is a condo that can be purchased with an FHA loan. Learn about eligibility, the approval process and where to find FHA-approved condos.

Home buyers with an FHA loan can use down payment assistance, but there are restrictions and requirements. Learn more about FHA down payment assistance here.

Thinking about buying a multifamily home to become a landlord? The FHA can help. Learn what you need to qualify for FHA multifamily loans.

Depending on how you use the loan, home equity loan interest can be tax deductible. Learn more about the requirements for tax-deductible mortgage interest.