To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it.

Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guide.

Renters insurance is a way for renters to protect themselves and their belongings when renting property. Learn about what’s covered with renters insurance.

A property deed is a legal document signifying proof of ownership for a piece of real estate. Learn more about property deeds and why deeds to property matter.

Zoning laws dictate how a property can or cannot be used within a certain geographical area. Learn about common types of zoning laws and how they work.

Deed restrictions can limit what property owners do on their land. Learn about deed-restricted communities and real estate, what they are and how they work.

Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.

The absorption rate is a measurement used to determine the speed homes are selling. Learn more about how to estimate and calculate the housing market demand.

If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.

Consolidation, Extension and Modification Agreements (CEMA loans) can help New Yorkers save money when refinancing. Get the facts with our CEMA breakdown.

All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.

“Loan term” often refers to how much time it takes a borrower to pay off their mortgage when making regular payments. Learn more about loan term options here.

The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and cons.

Contemporary houses incorporate design elements that are popular at the time when they’re built. Use our guide to learn more about this architectural style.

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn about the CMT rate and how it impacts your monthly payments.

The cost to refinance a mortgage depends on your closing fees, which can be between 2% – 6% of the loan balance. Learn more about average refinancing costs.