All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.

To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it.

Zoning laws dictate how a property can or cannot be used within a certain geographical area. Learn about common types of zoning laws and how they work.

Consolidation, Extension and Modification Agreements (CEMA loans) can help New Yorkers save money when refinancing. Get the facts with our CEMA breakdown.

A property deed is a legal document signifying proof of ownership for a piece of real estate. Learn more about property deeds and why deeds to property matter.

The absorption rate is a measurement used to determine the speed homes are selling. Learn more about how to estimate and calculate the housing market demand.

Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.

If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.

Deed restrictions can limit what property owners do on their land. Learn about deed-restricted communities and real estate, what they are and how they work.

Your Closing Disclosure is an important mortgage document, but it can be difficult to interpret. We broke down the essential components in this complete guide.

Close of escrow is the point in the real estate transaction when all parties have fulfilled their responsibilities. Read on to learn how close of escrow works.

Condemnation in real estate occurs when the government uses its eminent domain authority to take property. Learn what condemnation can mean for homeowners.

Planning to purchase a condominium? Discover how condo loans may differ from conventional home mortgages so you can have a smooth home buying experience.

Multiple listing services (MLS) in real estate are tools REALTORS^® use to view and share property listings. Learn how MLSs can benefit you in this guide.

Contemporary houses incorporate design elements that are popular at the time when they’re built. Use our guide to learn more about this architectural style.

The Constant Maturity Treasury rate plays a key role in determining adjustable-rate mortgage interest rates. Learn about the CMT rate and how it impacts your monthly payments.

A comparative market analysis (CMA) is a tool real estate agents use to estimate the value of a property. Learn what goes into a comparative market analysis.