Are you a non-citizen U.S. immigrant looking to buy a home? Here’s what you need to know about the process of getting a mortgage as a nonpermanent resident.

Refinancing to a 15-year mortgage can lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.

Wondering about the guarantee fee on a USDA loan? Uncover the meaning of a guarantee fee, how it works and more about its role in the home buying process.

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

VA loans offer low-cost mortgages to veterans and active-duty service members. Discover the types of VA loans available, plus how to apply for a VA home loan.

Securing a VA Certificate of Eligibility (COE) is the first step in getting a VA home loan. Learn how to get started on the path to homeownership with a VA COE.

Special-purpose credit programs allow borrowers from underserved populations a chance for certain benefits in qualifying for a mortgage. Read on for details!

If you’re struggling to come up with a down payment, you may still be able to qualify for a home loan. See your options for buying a house with no money down.

The Federal National Mortgage Association (FNMA), or Fannie Mae, purchases and backs mortgage loans for borrowers. Learn more about how Fannie Mae works.

A joint mortgage is a home loan that multiple borrowers are responsible for paying. Learn more about joint mortgages, including their pros and their cons.

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.

Paying off your mortgage early reduces the amount that you’ll pay over time, but is it a good idea? Figure out if paying your mortgage early is worth it or not.

Mortgage refinancing works by trading your mortgage for a newer one, ideally with a lower balance and interest rate. Learn why and how to refinance a mortgage.

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payment.

Wondering what the difference is between a buyer’s market and a seller’s market? Learn how they differ and how these market states affect buyers and sellers.

While having multiple home equity loans is uncommon, you can have as many as you qualify for. Learn how it works when you have more than one home equity loan.

Thanks to community property, any income or property acquired during marriage belongs equally to both spouses. Learn more about how community property works.

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.