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Fork in two sidewalks through a residential neighborhood.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 11, 2024

Easement Appurtenant: What It Means And How It Works

An easement appurtenant creates a right of access for non-owners of one property for another’s benefit. Find out how this easement might affect your property.

A couple discussing finances, real estate investments or taxes on a laptop.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Mar 11, 2024

What is Deed Of Trust?

A deed of trust is an agreement between home buyers and lenders at the closing of a property. Learn about trust deeds and how they differ from mortgages.
A man wearing a headset, likely in a customer service or financial services role.

Mortgage Basics - 4-MINUTE READ

Victoria Araj - Mar 11, 2024

Mortgage Loan Originators: What They Do And How They Can Help You

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

Aerial shot of a neighborhood, showcasing houses, streets, and community living.

Mortgage Basics - 7-MINUTE READ

Victoria Araj - Mar 11, 2024

Deed In Lieu Of Foreclosure: What Is It And Is It Right For You?

If you’re staring down the possibility of foreclosure, you might have options. Learn what a deed in lieu of foreclosure is and whether it’s right for you.

Black woman on patio on laptop smiling, showing a woman on a patio, potentially working on a laptop and smiling.

Home Buying - 7-MINUTE READ

Kevin Graham - Mar 11, 2024

Cost Of Living: What It Is And How To Calculate It

Calculating cost of living can show you how much money you’ll need to live in a certain area. Learn more about calculating your cost of living in a new place.

A white house with a spacious lawn and trees surrounding it.

Home Buying - 5-MINUTE READ

Carla Ayers - Mar 11, 2024

Buying A House With A Septic Tank: Pros And Cons

Buying a house with a septic tank can feel intimidating, but it doesn’t have to be. Read on to learn about the pros and cons of using a home’s septic system.

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Refinancing - 6-MINUTE READ

Victoria Araj - Mar 11, 2024

No-Appraisal Refinance: Should You Do It?

Appraisals are usually required to refinance your mortgage. Getting a refi without an appraisal can be possible, though it may not be your best option. Learn how to get a no-appraisal refinance.
A woman working on her laptop.

Mortgage Basics - 8-MINUTE READ

Miranda Crace - May 1, 2024

Debt-To-Income Ratio (DTI): What Is It And How Is It Calculated?

Your debt-to-income ratio (DTI) measures your total income against any debt you have. Learn what a good DTI is, how to calculate it and how to lower it.

A couple paying their mortgage online using a laptop.

Mortgage Basics - 5-MINUTE READ

Victoria Araj - Mar 11, 2024

When Is Your First Mortgage Payment Due?

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closing.

A family enjoying dinner on dining table.

Mortgage Basics - 9-MINUTE READ

Victoria Araj - Mar 11, 2024

Co-Signing A Mortgage Loan: What Both Parties Need To Know

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to know.

A woman working from home with a Shiba Inu dog next to her, indicating a remote work setup in a comfortable environment.

Home Buying - 4-MINUTE READ

Carla Ayers - Mar 11, 2024

What Does Caveat Emptor Mean In Real Estate?

In real estate, caveat emptor – or "let the buyer beware" – is a concept similar to buying a house as-is. Read more about caveat emptor and how it works.

A woman sitting on a couch talking on the phone about financing.

Mortgage Basics - 12-MINUTE READ

Miranda Crace - Mar 11, 2024

What Is A Mortgage? Loan Basics For Beginners

Mortgages help people buy homes, allowing millions to achieve a coveted milestone. Explore what a mortgage loan is, how it works and how to get one.

Black couple in a kitchen drinking coffee and laughing, depicting a couple enjoying a moment together in a kitchen setting.

News - 2-MINUTE READ

Lauren Nowacki - Mar 11, 2024

Wealth Wednesdays

The Wealth Wednesdays series explores the political and societal forces that have historically kept those in the black community from seeing their light and how, despite these challenges, they can build wealth and achieve their life goals both today and in the future.

A young couple moving boxes into their first home.

Loan Types - 10-MINUTE READ

Hanna Kielar - Mar 11, 2024

5 Types Of Home Loans For All Home Buyers

There are many types of home loans to choose from when buying a house. Learn more about the pros and cons of each type of mortgage to find the best one for you.

Man in suit reviewing stock market charts and numbers.

Mortgage Basics - 12-MINUTE READ

Kevin Graham - Mar 10, 2024

When Will Mortgage Rates Go Down?

Mortgage rates have been moving up for some time, but interest rates are cyclical. Learn about the indicators for when rates might move down again.

A man reviewing paperwork at a laptop, possibly managing real estate or financial documents.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 9, 2024

Mortgage Loan Term: What Is It, And Which Option Is Best For You?

“Loan term” often refers to how much time it takes a borrower to pay off their mortgage when making regular payments. Learn more about loan term options here.

A large white house, possibly a luxurious property or an aspirational home.

Mortgage Basics - 4-MINUTE READ

Carla Ayers - Mar 9, 2024

Property Deed: What Is It And How Does It Work?

A property deed is a legal document signifying proof of ownership for a piece of real estate. Learn more about property deeds and why deeds to property matter.

A row of residential houses, showcasing a neighborhood or housing development.

Real Estate - 3-MINUTE READ

Matt Cardwell - Mar 9, 2024

Absorption Rate: Measuring And Calculating It For Market Demand

The absorption rate is a measurement used to determine the speed homes are selling. Learn more about how to estimate and calculate the housing market demand.

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