Featured resources
5-minute read
Step-up in basis defined: How does it work?
If you’re deciding between gifting your home or bequeathing it, you may want to weigh the tax implications first. Learn how a step-up in basis benefits...
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6-minute read
Loan principal definition and basics
The principal is the amount you borrowed for your loan, while interest is the fee for use of the loan. Learn how each makes up your monthly payment.
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10-minute read
How to buy a mobile or manufactured home
Manufactured homes can be an affordable option for home buyers as traditional home prices rise. Learn about getting a mobile home loan from Rocket Mortgage.
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3-minute read
Lock today and save tomorrow with Rate Drop Advantage
Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!
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6-minute read
Sweat equity in real estate: What is it and how to leverage it
Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.
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4-minute read
How much house can I afford on $80K?
Starting your home buying journey with a salary of $80,000 a year? Find out your mortgage options and how much house you can afford on $80,000.
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8-minute read
How much does it cost to refinance a mortgage?
The cost to refinance a mortgage depends on your closing fees, which can be 2% – 6% of the loan balance. Learn more about average refinancing costs.
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9-minute read
Refinancing for home improvements: A guide
Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...
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6-minute read
Kit homes: What you should know before buying
Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.
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9-minute read
Closing on a house: Your step-by-step guide
The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.<...
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5-minute read
What is a prefab home?
A prefab home is a home constructed from factory-made pieces. Learn whether or not a prefab home would be a more cost-effective housing option for you.
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5-minute read
Can you get a mortgage without a job?
Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumsta...
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10-minute read
Homeowners association (HOA): What it means and how it works
A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Our guide goes over how HOAs work.
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4-minute read
Real estate broker vs. agent: Differences explained
The main difference between an agent and a broker is the number of responsibilities they’re able to take on. Explore this difference in greater detail.
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11-minute read
What is a rate-and-term refinance?
Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.
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8-minute read
How a mobile home refinance works
A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.<...
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8-minute read
VA loan entitlement: Everything you need to know
VA loan entitlement is the amount of money the VA will pay if a VA loan borrower defaults on their mortgage. Learn about VA loan entitlement and how it works.
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4-minute read
Can I pay off my home equity loan early?
A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.
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