FHA loans require a 3.5% down payment with a 580 credit score and 10% down with a 500 score. Explore how FHA loan down payment requirements work.

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

A residential REIT, similar to a mutual fund, is income-producing real estate. Learn more about REITs and how they may be a way to diversify your portfolio.

Discover the average mortgage payment in North Carolina, the factors influencing it, and how mortgage payments in the Tarheel State compare nationally.

Should you refinance your loan with the same lender? It depends on your financial situation and what lenders are offering. Uncover pros and cons to consider....

Conforming loans comply with Fannie Mae and Freddie Mac rules and are thus eligible for purchase and resale to investors. Find out what that means for you.

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

A joint VA loan is a government-backed loan for eligible military members and co-borrowers. Learn more about a joint VA loan to see if it’s right for you.

What is a Mortgage Credit Certificate (MCC)? This federal tax credit can help first-time buyers save money. Learn how MCCs work, who qualifies, and how to apply...

Jumbo loans are designed for high-value homes and differ from conventional loans in size, rates and requirements. Find out which loan type fits your needs.

New to the neighborhood? Being a good neighbor improves quality of life for everyone in an area, and it could even keep your property safer. Here are some ti...

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break...

Cash-on-cash return is a metric used by commercial real estate investors to see how profitable an investment is. Learn how it works and how to calculate it.

Site-built homes are constructed entirely at their final location. Discover how these homes are built, their cost, your financing options and the timeline.

Renovations and home improvement projects can add significant value to your house. Learn more about the best return-on-investment (ROI) improvements for a home.

Interested in multiple mortgages? Discover how many mortgages Fannie Mae allows, the borrowing requirements and alternative lending options to consider.

Learn what an escrow refund is, when it happens, and what to do with it so you can plan ahead and make the most of any surplus in your mortgage account.

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.