New construction phase inspections can help ensure your new home is built to last. Explore the three phases, their costs and why they’re important.

Wondering if a home equity line of credit (HELOC) is a good idea for you? Find out what you should consider before choosing this financing option.

What’s the impact on home buyers and sellers when the federal funds rate drops? Learn how a Fed rate drop impacts interest rates and home loans.

The Truth iokay now let's see if that worked n Lending Act (TILA) protects consumers from unfair lending practices. Find out what TILA requires and how it ca...

The Fed rate hikes of 2023 have slowed while rate drops dominate the 2024 market. Explore how the rate hikes and changes affect home buyers.

FHA gift funds are a way borrowers can get some outside help with a down payment. Explore FHA gift funds guidelines and best practices.

Debating if you have the funds to purchase a home? Learn how much income you’ll need to buy a house and what lenders consider when reviewing applications.

A drive-by appraisal is a type of home appraisal that only inspects a property’s exterior. See when and why drive-by appraisals are used and how they work...

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

In a buyer consultation, you’ll meet your potential real estate agent to discuss your needs and review the buying process. Learn what to expect.

With a HELOC, you can tap into your equity in an investment property. Explore whether getting a HELOC on an investment property is the strategy for you.

Is a HELOC or personal loan right for you? Compare the key differences and analyze the strengths and weaknesses of both options before deciding.

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...

Modular and manufactured homes are both factory-built, but they have some key differences. Uncover the distinctions between modular and manufactured homes.

A second mortgage is a lien taken out against a property that already has a home loan on it. Figure out how this type of mortgage works.

Prescriptive easements are held by people who gain a right to use someone else’s property. Find out if you should buy property encumbered with easement...

Real property is any land or anything attached to it that gives it value. Here’s how this concept works and why it matters to homeowners.

Inspections verify the safety and integrity of a buyer’s future home. Here’s a buyer’s home inspection checklist with all the key informati...