Featured resources

4-minute read

What is a mortgagee? Definition, rights, and role when buying a house

A mortgagee is a financial institution that offers mortgages. Learn more about how it differs from a mortgagor and what you need to know about working with o...

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5-minute read

$350,000 mortgage: Total cost and how to manage it

The cost of a $350,000 loan depends on your interest rate, homeowners insurance premiums, and more. Here’s how to figure out what you can afford.

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7-minute read

How long does it take to refinance a house?

Understanding how long it takes to refinance your house can help you plan and prepare. Explore how the process works.

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5-minute read

What is correspondent lending?

Correspondent lending happens when a lender originates and funds a mortgage, but then sells it. Read more about correspondent lending and how it works.

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7-minute read

12 questions to ask when buying a house

It may be hard to know what questions to ask when buying a house. Use this checklist to make sure you get all the important information you need.

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7-minute read

Mobile home prices: How much does a manufactured home cost?

The cost of a manufactured home depends on where you buy it and choose to live. There are additional costs to consider before you finance your new home.

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7-minute read

Can you buy a house after bankruptcy? What you need to know

If you're wondering if you can buy a house after bankruptcy, the answer is yes. Learn more about how long it takes and how to get started with this process.<...

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8-minute read

Mortgage recasting: What you should know before you reamortize

A mortgage recast is when you make a lump-sum payment toward your principal balance to reduce your monthly payments. Learn how mortgage recasting works.

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7-minute read

Should I lock in my mortgage rate today?

Are you unsure whether you should lock in your mortgage rate today or wait? Learn more about how a mortgage rate lock works and why you may want to consider it.

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6-minute read

How much is a mortgage on an $800K house?

A mortgage on an $800,000 home could cost you between $5.1k and $6.6k a month, but there's more to account for. Here's how to determine if you can afford it.

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7-minute read

What is the process for mortgage underwriting?

Underwriting is when your lender reviews your finances to determine if you qualify for a mortgage. Learn how it works and tips for a smooth experience.

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5-minute read

Earnest money and VA loans: What you need to know

Discover the role of earnest money deposits with VA loans. Learn how earnest money affects your VA loan offer so you can make informed decisions when buying a h...

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6-minute read

Biweekly mortgage payments: Are they a good choice for you?

Making biweekly mortgage payments can result in getting your mortgage paid off earlier.

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8-minute read

How to get a mortgage without 2 years of work history

Getting a mortgage without 2 years of work history is possible – but will involve extra paperwork. Learn everything you need to know to qualify for a home...

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6-minute read

How to get rid of PMI

PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.

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7-minute read

How much house can you afford with a VA loan?

Are you wondering how much house you can afford with a VA loan? Use our VA loan affordability calculator and take a look at a few of the determining factors....

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8-minute read

Capital gains tax on real estate and home sales: A guide

Selling your home? Learn how capital gains tax on real estate works, how much you might owe, and strategies to reduce or avoid taxes when selling your home.

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6-minute read

A complete guide to property tax benefits for veterans

Do veterans pay property taxes? It depends on where you live and your disability status. Learn more with the Rocket Mortgage guide.

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