Loan term, interest rate and other factors can impact the mortgage payment on a $200K loan. Learn more about the monthly payments on a $200K mortgage.

Getting a mortgage when you have seasonal income can be a bit difficult. Read our latest guide on how to qualify for a mortgage when you have seasonal income.

Manual underwriting is one of the ways a lender can review your loan application for approval. Learn more about what this means for you and your loan.

Regulation Z protects borrowers by requiring that lenders provide important loan information like terms and APR. See how Reg Z works and what it enforces.

Do mortgage myths make buying a home feel out of reach? Read on to learn some truths about the mortgage process. You might be more qualified than you think! 

A quiet title action is a legal process that determines the true owner of a property. Understand when and why you may need to “quiet” challenges to your title.

Making principal-only payments on your mortgage can save you on interest over time. Learn how to make a principal-only payment and pay off your loan faster.

Mortgage servicing rights (MSR) are often transferred to a third-party that takes over the administrative tasks of servicing a mortgage in exchange for a fee.

An interest rate cap limits how much your interest rate will rise on an adjustable-rate mortgage (ARM). Find out more about rate caps and how they work.

Read our guide to find out what deficiency judgments are in real estate, how they work in foreclosures and what mortgage borrowers should know about them.

Ever wonder what happens to a mortgage when you die? Read on to learn what happens to a home when the owner dies and what to do if you inherit a property.

If you owe more than your home is worth, you have an underwater mortgage. Find out the early indicators and what to do if you are underwater on your mortgage.

Owner-occupied investments are properties in which the landlord both owns and lives in a home. Understand the pros and cons of owner occupancy before you buy.

A forbearance agreement allows borrowers to temporarily suspend their mortgage payments during unexpected financial hardship. Read about forbearance agreements.

Loss mitigation is the process in which borrowers and lenders work to create a plan to avoid foreclosure. Learn more about loss mitigation options here.

Seller concessions are closing costs that the seller has agreed to pay, but is it a reasonable request? Learn more about seller concessions and how they work.

Wondering what recording fees are, how much they’ll cost you and what will happen if you don’t pay them? We have all the answers here with our quick guide. 

A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help.