How long a mortgage preapproval lasts depends on the lender but is usually around 60 – 90 days. Learn more about how long mortgage preapproval can last.

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

Historical mortgage rates fluctuate, particularly in uncertain and inflationary times. Learn more about historical mortgage rates from the 1970s to the present.

Getting a mortgage with a new job or in between jobs can be challenging, but not impossible. Learn how to approach the mortgage process with confidence.

A gift letter for a mortgage shows your lender that you don’t need to repay money gifts toward your down payment. Learn how to write a mortgage gift letter.

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

With preparation, home buyers can get the lowest mortgage rate available, even as rates rise overall. Read our 10 tips for how to get the best mortgage rate.

Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mortgage.

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

Want to buy a house but worried a preapproval will hurt your credit? Read our article to learn about credit inquiries when it comes to the home buying process.

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to know.

Not sure what to expect at your house closing? Familiarize yourself with these closing documents to prepare yourself and streamline the process.

Mortgage scams impact every aspect of the home buying process. Read our article that goes over common mortgage scams and how you can avoid or spot them.

Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumstances.

Wondering whether itemizing your mortgage interest deduction will lower your tax payment? Find out everything you should know about mortgage interest deduction.