Trying to get approved to buy a house but need a higher loan amount? Explore our guide to learn what might help increase your mortgage preapproval amount.

PMI can raise your mortgage payment, but you may not need it once you own 20% equity in your home. Learn how to get rid of PMI and lower your monthly payment.

Are you a non-citizen U.S. immigrant looking to buy a home? Here’s what you need to know about the process of getting a mortgage as a nonpermanent resident.

If you’re struggling to come up with a down payment, you may still be able to qualify for a home loan. See your options for buying a house with no money down.

The Fed rate hikes have raised mortgage interest rates in 2022. See how higher Fed interest rates affect home buyers and sellers and what borrowers can do next.

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan.

Are you wondering how much your estimated monthly payment would be on a mortgage? Check out our guide and learn how to calculate your mortgage payment.

A homeowners insurance binder is temporary proof of coverage until an official policy is issued. Learn what an insurance binder includes and how to get one.

The Home Mortgage Disclosure Act (HMDA) mandates public reporting around mortgage lending activities. Learn more about the HMDA and how it works.

See how current mortgage rates compare to historical mortgage rates. They’re some of the highest of the 2000s, but relatively low compared to the 1980s.

Lenders use total debt service to measure your ability to repay a mortgage. Learn what a debt service coverage ratio (DSCR) is and how to calculate it yourself.

Selling your home while you’re still paying off your mortgage can be difficult to navigate. Learn how to prepare to sell your house and pay off your mortgage.

Planning to buy a house? One of the first steps in the process is securing a home loan. Learn how to shop for a mortgage and find the best rate here.

Wondering how to get a mortgage when you’re self-employed? Learn what you need to qualify and how to put your best application forward to purchase a home.

Getting a co-signer can help make homeownership possible and can be a great option, but there are some risks to the co-signer. Here’s what you need to know.