Featured resources

Afro American woman watering her flowers and plants with her daughter.

3-minute read

Is a USDA streamline ssist refinance right for you?

A USDA streamline assist refinance helps eligible homeowners refinance their mortgage with low out-of-pocket costs. See if this is the best program for you.

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A large section of undeveloped land, potentially discussing land investments or development opportunities.

6-minute read

Buying undeveloped land: The pros and cons

So you’ve developed an idea for your dream home. Buying undeveloped land can be a cheap start to your long-term goals. Learn what to look for before you buy.

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A house at dusk, depicting a home during twilight or evening.

6-minute read

40-year mortgage: An explanation, the pros and cons

You may decide to pursue a 40-year mortgage term. Make sure you understand the benefits and drawbacks when considering your options.

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A cozy living room with a fireplace and elegant wood flooring, creating a warm and inviting atmosphere.

5-minute read

Holding a mortgage: Defined and explained

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

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An illustration indicating hard money loans, suggesting loans secured by real estate property.

6-minute read

Hard money loan: Definition and what to watch out for

Hard money loans, unlike traditional loans, are based on the collateral that secures the loan. Learn about hard money loans and the drawbacks for borrowers.

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A manufactured home in springtime surroundings, possibly in a suburban area.

10-minute read

The basics behind financing a mobile or manufactured home

Manufactured or mobile homes may be the key to affordable homeownership. Learn how you can finance one under the favorable terms of conventional loans.

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A couple standing outside their house, with a car parked in the driveway.

7-minute read

Understanding USDA construction loans

A USDA construction loan lets you buy and build a home under a single mortgage. Learn about USDA construction loan requirements and how they work.

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Image depicting a black family of four, possibly emphasizing diversity or representation.

4-minute read

Portfolio loan: What is it and how does it work?

A portfolio loan can help borrowers who don’t qualify for a traditional mortgage loan. Learn how portfolio loans can fund and unlock real estate opportunities.

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Small blue house in a backyard, showcasing a compact standalone house in a residential setting.

5-minute read

What is an RHS loan?

An RHS loan can help rural families bypass the down payment requirement and get the boost they need to qualify for a mortgage. Learn more about RHS loans.

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Young man sitting on a floor in the living room, depicting a young man seated on the floor in a living room setting.

3-minute read

Fannie Mae credit scoring changes could help more borrowers qualify

Fannie Mae will now use the average of the median credit scores for all clients on a mortgage. If you’ve been denied in the past, you may now qualify!

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A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A guide to USDA guaranteed vs direct loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

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A serene landscape with trees and a pond in the background, creating a peaceful and natural setting.

5-minute read

USDA loan closing costs: What they cover and what can be rolled into your loan

USDA loans require no down payment and offer unique means for covering your closing costs. Read our guide to USDA closing costs and how you can afford them.

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A picturesque neighborhood with a row of charming houses, creating a cozy and inviting atmosphere.

5-minute read

What are conforming loans and what do they mean to borrowers?

Conforming loans comply with Fannie Mae and Freddie Mac rules, and are thus eligible for purchase and resale to investors. Find out what that means for you.

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A houseboat loan, suggesting financing options for a floating residence or houseboat.

6-minute read

Houseboat loans: A complete financing guide

Floating off the beaten path means doing a little extra homework to move into your own dream boat. Read our complete guide to houseboat financing.

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Country cottage, showcasing a cozy rural dwelling with natural surroundings in snowy weather.

4-minute read

Do USDA loans require mortgage insurance?

For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural home buyers.

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A family looking at a house possibly their own resident.

5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

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Exterior view of a stucco home with architectural details and landscaping.

4-minute read

How do super conforming loans work?

Don't let high-cost housing markets stop your home buying dreams. See if a super conforming loan could be your key to unlocking homeownership.

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A large brick home with a sprawling green lawn and well-tended landscaping.

5-minute read

USDA streamline refinance: Everything you need to know

A USDA Streamline Refinance lets eligible borrowers with little or no home equity refinance when interest rates fall. See the other benefits.

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