Featured resources

8-minute read
How bankruptcy affects your mortgage: A guide
Wondering how bankruptcy affects a mortgage? Learn what happens to a mortgage if you file for bankruptcy and what it could mean for future home loans.
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6-minute read
How much home equity loan can you get?
How much home equity loan you can get depends on your home’s value and your mortgage balance. Here’s how to find out exactly how much you can take o...
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4-minute read
Paying off your mortgage? Get your quote by phone
Are you looking to finally pay off your mortgage? Congratulations on the achievement! Here’s how you do it.
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3-minute read
Refinancing your house after divorce: What you need to know
Refinancing after divorce is a good way to divide up property and remove one party’s name from the mortgage. Learn more about post-divorce refinances h...
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3-minute read
Escrow fees: What they cost and who pays them
Escrow fees ensure a secure exchange of funds between buyer, seller, lender and other parties. Read on to learn what they cost and who pays for them.
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5-minute read
What is negative equity and how does it work?
Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.
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10-minute read
What is a home equity agreement?
A home equity agreement is a contract that gives homeowners money in exchange for their home equity and future appreciation. Learn more here.
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6-minute read
Loan principal definition and basics
The principal is the amount you borrowed for your loan, while interest is the fee for use of the loan. Learn how each makes up your monthly payment.
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3-minute read
Lock today and save tomorrow with Rate Drop Advantage
Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!
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6-minute read
Sweat equity in real estate: What is it and how to leverage it
Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.
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9-minute read
Refinancing for home improvements: A guide
Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...
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6-minute read
Kit homes: What you should know before buying
Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.
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9-minute read
Closing on a house: Your step-by-step guide
The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.<...
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10-minute read
Homeowners association (HOA): What it means and how it works
A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Our guide goes over how HOAs work.
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4-minute read
Can I pay off my home equity loan early?
A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.
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7-minute read
How soon after I buy a house can I refinance?
Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.
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6-minute read
What happens to my home equity loan if I sell my house?
Borrowing against your home’s equity can help finance large projects. But what happens when you want to sell your home? Read what happens if you sell with...
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11-minute read
Housing market predictions for 2025
High interest rates, rising prices and low inventory made 2024 a tough year for the U.S. housing market. See what housing market predictions Rocket Mortgage exp...
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