Featured resources

Graphic with the words "Today's topic: The Federal Reserve".

4-minute read

Federal Reserve press release in plain English - May 2024

The Federal Reserve didn’t change the target for the federal funds rate, but the details matter. Here’s a full breakdown!

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A couple enjoying with their daughter who is holding a book.

10-minute read

FHA cash-out refinance: A how-to guide

Considering an FHA cash-out refinance? Check out our guide to the FHA cash-out refi, including requirements and an explanation of how the process works.

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A women working from home on her laptop with her kid nearby.

8-minute read

What is the refinance break-even point?

The break-even point for a refinance tells homeowners how long it will take to recoup refinance costs. Learn how to calculate your potential savings here.

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Man working a laptop, drinking coffee at a cafe with a living wall behind him.

6-minute read

Home equity loan approval when you're self-employed

Getting approved for a home equity loan looks a little different when you’re self-employed. Learn what lenders look for and explore some alternative op...

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Grandparents enjoying breakfast together, portraying family moments in a home setting.

9-minute read

Senior refinance programs for mortgages, and who qualifies

Americans 65+ can save money on their mortgage with options like rate and term refinances. Explore senior refinance programs to make it easier to qualify.

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A woman smiling while looking at her laptop possibly chatting to someone.

4-minute read

Understanding principal reduction: What it is and how it helps homeowners

Principal reductions lower the total balance on a home loan. Learn more about how these programs worked and what options are still available.

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New condos in autumn, showcasing residential properties in an autumnal setting or season.

5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing co...

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Blue and Gray Two Story Home

7-minute read

Your guide to a $450,000 mortgage: Costs and requirements to consider

Ready for a $450,000 mortgage to buy a home? Read our guide to understand the costs and requirements that come with taking out a $450,000 loan.

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A white brick house in winters under snowy weather.

8-minute read

When is the best time of year to buy a house?

Wondering about the best time of year to buy a house? We’ve broken down all of the factors to consider, including the season, weather, price and more.

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Image of a newly constructed home with white bricks and a black roof, showcasing modern residential architecture.

4-minute read

What is mortgage curtailment?

Interested in shortening the life of your mortgage loan? Consider how a mortgage curtailment could benefit you in reducing your debt.

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Man and woman embracing one another, with backs toward camera, looking at a home.

6-minute read

Are home buyers reframing their preferences in this housing market?

Home sale prices are high and real estate inventory is low. Are buyers reframing their preferences on their “dream home?”

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A couple holding cups looking outside the glass window.

8-minute read

What is real estate? A definition and a guide

Interested in learning more about real estate? Learn all about what real estate is, how the real estate industry works and how to begin real estate investing.

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An asian couple discussing their future plans or real estate investment with an agent.

7-minute read

What to do if you're applying for a mortgage and a business loan

Follow these quick tips if you have no choice but to go “all in” on both a mortgage loan and a business loan at once.

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A green two-story house by a tree.

7-minute read

20-year vs. 30-year mortgage: How to decide

Think it might be nice to knock an entire decade off your 30-year mortgage? Here’s what you need to know to decide between a 20-year vs. 30-year home l...

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Yellow and white multifamily home.

5-minute read

What is a multifamily home and is it right for you?

A multifamily home is a residential property with more than one housing unit. Learn everything about the ins and outs of multifamily real estate investments....

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A modular home on a semi-truck, showcasing the transportation of a modular house.

6-minute read

Everything you should know about financing a modular home

A modular home is a type of prefabricated, manufactured home. Here’s what you should know if you’re considering financing a modular home.

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A young woman sitting at a desk, possibly managing bills or finances using a digital tablet.

7-minute read

What is a good debt-to-income ratio?

What is a good debt-to-income ratio and why does it matter when getting a mortgage loan? Explore the details to help get the best loan terms possible.

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White couch on a porch, creating a cozy outdoor space.

9-minute read

What is a condo? Condominiums defined

A condo, also known as a condominium, is a housing or residential complex where individuals own their units. Learn more about this affordable path to homeowners...

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