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Couple exploring a new home with a realtor, examining or considering a property.

Home Buying - 6-MINUTE READ

Victoria Araj - May 24, 2024

Pros And Cons Of Buying A House With Cash

Buying a house with cash can streamline the home buying process, but it can also come with a few downsides. Learn how to buy a house with cash here.

Image representing a house in flood zone, potentially relating to real estate or insurance discussions.

Home Buying - 5-MINUTE READ

Molly Grace - May 24, 2024

A Guide To Buying A House In A Flood Zone

If you’re considering buying a house in a flood zone, you should weigh the pros, cons and potential risks. Read on to learn more about moving into a flood zone.

A landlocked property viewed from above, possibly indicating challenges related to access or development.

Real Estate - 5-MINUTE READ

Carla Ayers - May 24, 2024

Buying Landlocked Property: What You Should Know

Landlocked property has no direct access to public roads without crossing neighboring land. Read our article on how to get an easement for your property.

A couple who may have experienced a scam, potentially related to real estate or financial matters.

Mortgage Basics - 7-MINUTE READ

Jamie Johnson - May 24, 2024

7 Dangerous Real Estate Scams And How To Avoid Them

Real estate scams are becoming more sophisticated. Here are 7 of the most common ones, how to spot them and what to do if you fall for one.

Loan officer reviewing mortgage paperwork with smiling couple.

Mortgage Basics - 5-MINUTE READ

Melissa Brock - May 24, 2024

Is A Mortgage Secured Or Unsecured Debt?

Loans can be either secured or unsecured, but which is a mortgage? Find out and learn what it means when your loan is secured or unsecured.

Title endorsement, potentially discussing the process of adding endorsements to a property title.

Mortgage Basics - 5-MINUTE READ

Lauren Nowacki - May 24, 2024

Title Endorsements: What They Are And When You Need Them

A title endorsement is a modification to your title insurance policy that provides additional coverage. Learn more about title insurance endorsements here.

An older couple on a couch with a book, depicting relaxation or leisure time at home.

Loan Types - 5-MINUTE READ

Kevin Graham - May 24, 2024

FHA Minimum Property Standards Checklist: What You Should Know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

Manufactured home in the forest.

Loan Types - 8-MINUTE READ

Kevin Graham - May 23, 2024

Can You Get A Home Equity Loan On A Manufactured Home?

As a manufactured homeowner, you may be wondering if you can tap into your home equity. Learn how to take out a home equity loan on a manufactured home.

A woman managing bills or finances, possibly organizing payments or budgeting.

Home Buying - 9-MINUTE READ

Kevin Graham - May 23, 2024

House Poor: What It Means And How To Avoid It

Being house poor means most of your income goes toward your mortgage. See how people become house poor and learn how to keep it from happening to you.

A foreclosed house for sale, depicting a distressed property.

Mortgage Basics - 5-MINUTE READ

Carla Ayers - May 23, 2024

What Is A Zombie Foreclosure?

Zombie foreclosures demonstrate the risks of leaving before foreclosure ends. Understand these homes and their potential to resurface and create problems later.

A couple possibly putting their credit card or some company card information on a laptop.

Home Buying - 4-MINUTE READ

Victoria Araj - May 21, 2024

What To Bring To Closing: A Buyer's Checklist

Alleviate some of the stress that comes with closing day by preparing the items you’ll need to bring to the closing table ahead of time. Read to learn more.

A woman and child sitting on a couch, engrossed in a laptop.

Mortgage Basics - 6-MINUTE READ

Dan Rafter - May 21, 2024

A Quick Intro To The Floating Interest Rate

A floating interest rate fluctuates over your loan’s term, changing your mortgage payment amount. Read on to learn about floating rates and how they work.

A house with green grass and bushes, indicating a well-maintained property with landscaping.

Real Estate - 4-MINUTE READ

Sa El - May 21, 2024

What Is A Government-Sponsored Enterprise (GSE)?

A government-sponsored enterprise (GSE) is a federally backed entity that boosts credit in the mortgage market. Learn about GSEs and how they work here.

A couple sitting together and looking at documents or paperwork.

Loan Types - 6-MINUTE READ

Sidney Richardson - May 21, 2024

Home Equity Loan Vs. Mortgage: What’s The Difference?

Mortgages are home loans used to purchase property. Home equity loans are a type of second mortgage used to access home equity. Learn more here.

Interior of a wood cabin house, showcasing the interior design of a wooden cabin.

Refinancing - 8-MINUTE READ

Molly Grace - May 21, 2024

Top Reasons Not To Refinance Your Home: When And Why Refinancing Might Be A Bad Idea

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

A man sitting on a chair with his dog in front of a laptop, working comfortably from home.

Mortgage Basics - 11-MINUTE READ

Miranda Crace - May 21, 2024

What Is A Short Sale In Real Estate? A Guide To The Process

A short sale happens when a homeowner in financial trouble sells their home for less than they owe on the mortgage. Learn more about the short-sale process.

A woman using her personal computer with a satisfactory and a confident loon on her face.

Mortgage Basics - 5-MINUTE READ

Sidney Richardson - May 20, 2024

Liens And Encumbrances: What To Know

Liens and encumbrances both relate to legal claims against properties. Learn how they can affect buying, owning and selling your house.

A happy family running near a house with solar panels, indicating an eco-friendly or sustainable home setting.

Real Estate - 5-MINUTE READ

David Collins - May 20, 2024

Energy-efficient Homes: 8 Essential Features

Energy-efficient homes have various appliances and features that result in less energy consumption. Read about how you can create an energy-efficient home.

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