Mortgage Guide

Learn how mortgages work and what it will mean for your finances to have one
Couple meeting with agent, about to sign documents.

Featured Articles:

Mortgage Preapprovals Vs. Prequalifications: Which Should You Get?

A prequalification estimates how much house you can afford, while a preapproval verifies your financial information for a loan. Learn more about these terms.

 Read More Understanding The Mortgage Loan Process

The mortgage loan process consists of eight important steps. Learn each step of the mortgage process from start to finish for a smooth path to homeownership.

 Read More

1-6 of 93

A beautiful red brick house representing good architectural design.

Mortgage Basics - 4-MINUTE READ

Kevin Graham - Sep 13, 2024

Mortgage Loan Limits Are On The Rise

Rocket Mortgage has updated conventional loan limits. Mortgage limits have gone up for most. Read on for details as well as FHA and VA loan limits.

Image illustrating a business handshake, potentially representing a financial agreement or collaboration.

Mortgage Basics - 8-MINUTE READ

Victoria Araj - Sep 12, 2024

What Parties Are Involved When Getting A Mortgage And Buying A House?

A variety of parties are involved when it comes to acquiring a mortgage and buying a home. Learn about the key players in a real estate transaction.

 

A pregnant Asian woman browsing or working on a computer, possibly researching or organizing information online.

Mortgage Basics - 3-MINUTE READ

Jamie Johnson - Sep 7, 2024

Applying For A Home Loan While On Maternity Leave: A Guide

Wondering if maternity leave will affect your ability to get a mortgage? Learn what to expect when applying for a home loan while on maternity leave.
Two women looking over mortgage documents together at signing.

Mortgage Basics - 7-MINUTE READ

Ashley Kilroy - Sep 6, 2024

How Does Mortgage Interest Work? Everything You Need To Know

If you’re buying a home, you’ll need to know how mortgage interest will work with the loan you choose. Learn the basics of mortgage interest and why it matters.

A woman enjoying a cup of coffee while thinking about something.

Mortgage Basics - 4-MINUTE READ

Ashley Kilroy - Aug 27, 2024

Adjustable-Rate Mortgage: The Pros And Cons To Consider

Adjustable-rate mortgages come with pros and cons, the primary tradeoff being a lower initial interest rate that increases later. Find out more here.
An image possibly related to the LIBOR (London Interbank Offered Rate) financial concept.

Mortgage Basics - 6-MINUTE READ

Kevin Graham - Aug 9, 2024

The London Interbank Offered Rate (LIBOR), Defined And Explained

Until recently, LIBOR was a longstanding benchmark interest rate for adjustable-rate mortgages and other loans. Learn about LIBOR and its replacement.