A woman wearing glasses working on a laptop, indicating digital work or studying.

Get Questions Answered And Take Action With Self-Service Options Available 24/7 With No Wait

Sep 5, 2024

3-MINUTE READ

Share:

When you want to manage your loan or learn more about the mortgage process, you don’t want to wait around for someone to assist you. Self-service options put the power in your hands, enabling you to find the information you need and take action on your loan on your schedule, not anyone else’s.

We know your time’s important, so we’ve created a couple of interactive options that are available to you by phone or online, without the need to speak to a live person. Learn more about these self-service options that are available anytime with no wait.

Try Our Automated Phone System

An automated phone system, also known as Interactive Voice Response (IVR), is a feature that allows you to get certain information or take certain actions on your loan over the phone, without having to wait for and speak to a live person. This self-service feature is the quickest way to get things done over the phone.

How Can The Automated Phone System Help?

There are several different options available to get information fast, have your questions answered and complete specific tasks.

Payment option: Find out when your last payment was made, when your next payment is due and your current principal balance with our payment option. You’ll be able to make a same-day payment or set up a future payment using this feature. Finally, you can make payments only toward the principal balance or escrow account if you choose. There's also an option for a custom payment amount.

The payment option can walk you through setting up autopay, too. Autopay will automatically make a payment by withdrawing money from a designated account on a specific day of the month that you choose. The withdrawal is made every month to ensure you pay your mortgage on time, every time – without having to check your calendar or do the work to make a manual payment.

To set up automatic payments, you’ll need the routing number and account number of the bank account you’d like to use to pay your mortgage. You’ll also want to decide ahead of time what day of the month you’d like to have the money withdrawn. You can choose a date between the 1st and 16th.

Escrow option: Get past and upcoming property tax and homeowners insurance information, including disbursement amounts and dates.

Payoff option: Thinking about paying off your loan? Use this option to request a payoff for your loan or find out how much you have left to pay to satisfy the terms of your loan.

Seasonal 1098 option: When it’s time to file your taxes, you can hear all of the information on your 1098, also known as your Mortgage Interest Statement, through this seasonal option. 

How To Access The Automated Phone System

If you’re a client currently serviced by Rocket Mortgage®, you can access the system whenever you need it. To do so, simply call (800) 508-0944 and follow the prompts. To reach the payment option directly to make a payment, set up a future payment, get account information or set up auto pay, dial (800) 646-2133.

See What You Qualify For

Get Started

Chat With Rocket Assist

Rocket Assist is the name of our Rocket Mortgage support bot that makes your mortgage journey easier. Providing instantaneous, 24/7 assistance via webchat, the chat bot helps you take action on your loan and learn more at your own pace, without needing a live person.

How Can Rocket Assist Help?

Rocket Assist can answer questions, offer personalized information, help you make payments and assist you in navigating the Rocket Mortgage® Servicing site.

Here are some ways to use the system, whether you currently have a loan with us or are considering purchasing a home.

Make payments: Rocket Assist can help you make your monthly mortgage payment today, or schedule this for the future. You can also use it to make a one-time principal payment, or to set up monthly autopay.

Get personalized information: The bot can notify you of pending payments you have or your next payment due date. You can also find answers to FAQs from our Client Relations and Servicing teams and request to opt out of marketing and promotional communication.

Get answers to your questions: The system can help you find answers to frequently asked questions about documents, 1098, escrow and homeowners insurance, for example.

How To Access Rocket Assist

You can access Rocket Assist by clicking the “Chat Now” feature on the bottom right corner on RocketMortgage.com. To better serve you, the system will ask if you’re looking for a new loan, have a servicing question or are trying to get to the Payment Center.

From there, you can ask a question or make a short statement regarding your issue. Rocket Assist's intelligent routing will help point you in the right direction and help you take an action or learn more based on what you want to do.

Take the first step toward the right mortgage.

Apply online for expert recommendations with real interest rates and payments.

What Are The Benefits Of Using The Automated Phone System Or Rocket Assist?

The automated phone system and Rocket Assist allow you to get your questions answered or take action on your loan without having to speak with a team member. That means assistance is available 24 hours per day, 7 days per week, 365 days per year with no hold times. It’s fast, safe and convenient. With these self-service options, you can get your questions answered on your time.

Ready to give these features a try? To get started with our automated phone system, simply call (800) 646-2133. To start chatting with Rocket Assist, visit RocketMortgage.com and look for the “Chat Now” icon at the bottom of the page.

Headshot of a man with glasses smiling.

Kevin Graham

Kevin Graham is a Senior Blog Writer for Rocket Companies. He specializes in economics, mortgage qualification and personal finance topics. As someone with cerebral palsy spastic quadriplegia that requires the use of a wheelchair, he also takes on articles around modifying your home for physical challenges and smart home tech. Kevin has a BA in Journalism from Oakland University. Prior to joining Rocket Mortgage he freelanced for various newspapers in the Metro Detroit area.