FHA loan tips

Featured resources

A realtor speaking with a client, potentially discussing property options or real estate transactions.

7-minute read

Can a seller refuse an FHA loan offer?

A seller can refuse an FHA-loan backed offer and might do so to avoid FHA appraisal and repair requirements. Learn more on why sellers often refuse FHA loans.

A cheerful Asian couple discussing the purchase of a new house, suggesting real estate planning or decisions.

4-minute read

Understanding FHA 203(b) loans and how they differ from FHA 203(k) loans

FHA 203(b) loans are intended for move-in ready homes and FHA 203(k) loans are used for homes that require significant repairs. Learn more about these loans.

Exterior of white two-story countryside house with black shutters and roof.

6-minute read

FHA 203(k) loans: A complete guide

An FHA 203(k) loan is a type of government loan that can be used to fund a home purchase and renovations under one mortgage. Learn more about 203(k) loans.

Boston's Back Bay apartment buildings in spring, showcasing urban residential areas.

3-minute read

Can FHA loans be used for investment properties?

Want to use an FHA loan for investment property? Occupancy requirements for FHA loans can make it challenging. Learn how to invest with an FHA loan.

A financial meeting or discussion, potentially related to mortgage planning or financial decisions.

5-minute read

Upfront Mortgage Insurance Premiums (UFMIP): What you need to know

If you have an FHA loan, you’ll encounter something called an upfront mortgage insurance premium (UFMIP). Uncover the facts about what it is and how it works.

A happy young couple holding paper cups and looking at a smartphone, potentially depicting a lifestyle or social setting around a home.

4-minute read

FHA flipping rules: Guidelines and exceptions

FHA flipping rules restrict a borrower from financing a recently sold home with an FHA loan. Learn the current constraints and exceptions of FHA flipping rules.

Aerial view of Dupont Circle in DC, possibly showcasing a location or neighborhood for real estate discussions.

2-minute read

FHA announces lower mortgage insurance premiums for FHA loans

Learn more about the FHA reducing Mortgage Insurance Premiums and how it affects you.