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A Scandinavian-style dining area, showcasing interior design or home decor ideas.

Loan Types - 5-MINUTE READ

Ashley Kilroy - May 28, 2024

FHA Adjustable-Rate Mortgage: What It Is And How It Works

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

An older couple on a couch with a book, depicting relaxation or leisure time at home.

Loan Types - 5-MINUTE READ

Kevin Graham - May 24, 2024

FHA Minimum Property Standards Checklist: What You Should Know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

New condos in autumn, showcasing residential properties in an autumnal setting or season.

Loan Types - 5-MINUTE READ

Victoria Araj - May 2, 2024

FHA Home Loan Closing Costs: How Much Should I Expect To Pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing costs.

Young Asian family reviewing real estate paperwork together, possibly discussing or going through documents related to a property.

Loan Types - 3-MINUTE READ

Ashley Kilroy - Apr 23, 2024

How FHA Identity Of Interest Can Affect Your Down Payment

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

Modern residential buildings possible available for sale or rent.

Loan Types - 3-MINUTE READ

Victoria Araj - Apr 18, 2024

The FHA’s Commercial Loan Programs: An Introductory Guide

FHA commercial loans are available for the creation of housing for low-income, elderly or disabled people. Learn more about FHA loans for commercial property.

A majestic brick house with a towering turret, showcasing timeless architecture and grandeur.

Loan Types - 3-MINUTE READ

Scott Steinberg - Apr 10, 2024

Can You Buy A Foreclosed Home With An FHA Loan?

You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.

Row of new homes in Las Vegas, showcasing a row of newly constructed homes in Las Vegas.

Loan Types - 3-MINUTE READ

Ashley Kilroy - Apr 10, 2024

Getting An FHA Loan While Self-Employed: Guidelines And Tips

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

A woman looking at a phone screen, possibly browsing or engaging in real estate-related activities.

Loan Types - 8-MINUTE READ

Victoria Araj - Apr 9, 2024

What Is An FHA Mortgage Insurance Premium (MIP)?

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payment.

Contractor writing inspection checklist while renovating a bathroom.

Loan Types - 10-MINUTE READ

Kevin Graham - Apr 8, 2024

FHA Appraisal And Inspection: Guidelines And Requirements

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

A single storey red brick house with a green front yard.

Loan Types - 4-MINUTE READ

Miranda Crace - Apr 3, 2024

How Many FHA Loans Can You Have?

Usually you can have multiple FHA loans over a lifetime, but only one at a time. Yet there are exceptions. Learn how they work along with other options.
A thoughtful-looking woman outside a coffee shop, potentially pondering or contemplating something.

Loan Types - 4-MINUTE READ

Dan Rafter - Mar 28, 2024

A Guide To The FHA MIP Refund Chart

Borrowers who refinance their FHA loan within 3 years may be eligible for a refund. Read here to understand the FHA MIP refund chart and what you may get back.

A couple at home with a laptop, suggesting online activities related to homeownership or finances.

Loan Types - 4-MINUTE READ

Ashley Kilroy - Mar 28, 2024

FHA Gift Funds: Definition And Guidelines

FHA gift funds are a way borrowers can get some outside help with a down payment. Learn more about FHA gift funds and the guidelines around using them now.

An image indicating FHA condos, representing condominiums eligible for FHA loans.

Loan Types - 6-MINUTE READ

Carla Ayers - Mar 28, 2024

FHA-Approved Condos: The Approval Process And Where To Find Them

An FHA-approved condo is a condo that can be purchased with an FHA loan. Learn about eligibility, the approval process and where to find FHA-approved condos.

Mother and daughter laughing while baking, depicting a cheerful moment during a baking activity.

Loan Types - 5-MINUTE READ

Kevin Graham - Mar 28, 2024

FHA Down Payment Assistance: Everything You Need To Know

Home buyers with an FHA loan can use down payment assistance, but there are restrictions and requirements. Learn more about FHA down payment assistance here.

The front porch of a duplex with two doors, illustrating a multi-unit residential property.

Loan Types - 9-MINUTE READ

Kevin Graham - Mar 28, 2024

What Are FHA Multifamily Loans And Who Is Eligible?

Thinking about buying a multifamily home to see if you’re cut out for landlording? The FHA can help. Learn what you need to qualify for FHA multifamily loans.

An image displaying a grey, single-story ranch-style model house with a well-maintained lawn and driveway.

Loan Types - 3-MINUTE READ

Melissa Brock - Mar 26, 2024

What Is An FHA Amendatory Clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step to the process. Learn how the clause impacts you as a home buyer.
A financial advisor shaking hands with clients, possibly illustrating a successful financial consultation or agreement.

Loan Types - 5-MINUTE READ

Victoria Araj - Mar 9, 2024

FHA Mortgage Insurance Removal: A How-To Guide

All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.

Large mobile home, an image representing a spacious or sizable mobile home.

Loan Types - 4-MINUTE READ

Sarah Sharkey - Mar 6, 2024

Can You Get An FHA Loan On A Mobile Home?

Can you get an FHA loan on a mobile home? Yes! Let’s discuss the pros and cons and everything you need to know about using an FHA loan on a mobile home.