FHA loan tips

Featured resources

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4-minute read

FHA non-occupant co-borrowers: Guidelines and how they can help

FHA non-occupant co-borrowers can make a big difference during the qualifying process for an FHA loan. Learn the requirements to best utilize this process.

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5-minute read

FHA adjustable-rate mortgage: What it is and how it works

An FHA adjustable-rate mortgage is designed for borrowers who want to make an easier transition to homeownership. Learn how it works, plus pros and cons.

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5-minute read

FHA minimum property standards checklist: What you should know

Planning on purchasing a home with an FHA loan? Make sure it can be FHA-approved with our useful FHA minimum property standards checklist.

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5-minute read

FHA home loan closing costs: How much should I expect to pay?

FHA closing costs range from 3% to 6% of a home’s price and require a 1.75% payment for the upfront mortgage insurance premium. Learn about FHA closing costs.

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3-minute read

How FHA identity of interest can affect your down payment

FHA identity of interest refers to a pre-existing relationship between a home buyer and seller. Learn how this can affect a borrower getting an FHA loan.

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3-minute read

The FHA's aommercial loan programs: An introductory guide

FHA commercial loans are available for the creation of housing for low-income, elderly or disabled people. Learn more about FHA loans for commercial property.

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3-minute read

Getting an FHA loan while self-employed: Guidelines and tips

Curious if you can get an FHA loan when you're self-employed? Read our article for a breakdown on FHA self-employed guidelines and tips on how to qualify.

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3-minute read

Can you buy a foreclosed home with an FHA loan?

You can buy a foreclosed home with an FHA loan, but there are rules that can make it harder to compete. Learn more about buying foreclosures with FHA loans.

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7-minute read

What is an FHA mortgage insurance premium (MIP)?

Are you applying for an FHA loan? Read on to learn about the FHA mortgage insurance premium (MIP) you’ll need to pay in addition to your mortgage payment.

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10-minute read

FHA appraisal and inspection: Guidelines and requirements

An FHA loan requires an appraisal to ensure a home meets proper standards. Learn how an FHA appraisal works, how to prepare and what to expect afterwards.

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4-minute read

How many FHA loans can you have?

Usually you can have multiple FHA loans over a lifetime, but only one at a time. Yet there are exceptions. Learn how they work along with other options.

An image indicating FHA condos, representing condominiums eligible for FHA loans.

6-minute read

FHA-approved condos: The approval process and where to find them

An FHA-approved condo is a condo that can be purchased with an FHA loan. Learn about eligibility, the approval process and where to find FHA-approved condos.

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4-minute read

A guide to the FHA MIP refund chart

Borrowers who refinance their FHA loan within 3 years may be eligible for a refund. Read here to understand the FHA MIP refund chart and what you may get back.

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5-minute read

FHA down payment assistance: Everything you need to know

Home buyers with an FHA loan can use down payment assistance, but there are restrictions and requirements. Learn more about FHA down payment assistance here.

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7-minute read

What are FHA multifamily loans and who is eligible?

Thinking about buying a multifamily home to become a landlord? The FHA can help. Learn what you need to qualify for FHA multifamily loans.

An image displaying a grey, single-story ranch-style model house with a well-maintained lawn and driveway.

3-minute read

What Is An FHA amendatory clause?

Are you financing your new home with an FHA loan? The FHA amendatory clause is one step to the process. Learn how the clause impacts you as a home buyer.

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5-minute read

FHA mortgage insurance removal: A how-to guide

All FHA loans require a mortgage insurance premium (MIP), no matter what your down payment is. Find out if you qualify for FHA mortgage insurance removal here.

Large mobile home, an image representing a spacious or sizable mobile home.

4-minute read

Can you get an FHA loan on a mobile home?

Can you get an FHA loan on a mobile home? Yes! Let’s discuss the pros and cons and everything you need to know about using an FHA loan on a mobile home.