Samantha Hawrylack is a full-time personal finance and real estate writer with seven years of experience. She has a bachelor's degree in finance and an MBA from West Chester University. She writes for publications like BiggerPockets, Angi, Well Kept Wallet, Crediful, Clever Girl Finance, AllCards, InvestingAnswers, and many more.

Sam Hawrylack

Contributing writer

Samantha Hawrylack is an SEO Strategist and Content Writer specializing in finance and real estate with seven years of experience in the industry. After earning her Bachelor's in Finance and Master's of Business Administration from West Chester University of Pennsylvania, she began her career holding Series 7 and 63 licenses at Vanguard, helping clients optimize their investments. In 2019, she transitioned to full-time entrepreneurship as the CEO and Founder of SJ Digital Solutions, a digital marketing agency focused on creating content that converts.
Samantha's unique background combines financial expertise with powerful digital marketing strategies, making her content both technically accurate and highly engaging for readers seeking mortgage, real estate, and personal finance guidance. Through her work with major financial institutions and real estate platforms, she has developed a talent for explaining complex financial concepts in accessible terms that empower readers to make informed decisions about home buying, mortgage options, and real estate investments.

Expertise

Mortgage
PersonalFinance
RealEstate

Education

Bachelors of Science in Finance and Masters of Business Administration from West Chester University of Pennsylvania, previously Series 7 and 63 Certified

Recent Articles

A street of well constructed brick houses.

7-minute read

Government home loans and more: A guide for first-time borrowers

Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.

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Raised house on sandy beach in Alabama with heron on roof.

6-minute read

States without property taxes: Unpacking the myth

There aren’t any states with no property taxes. However, there are some places with low taxes or exemptions for certain homeowners. Here are the facts.

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Country cottage, showcasing a cozy rural dwelling with natural surroundings in snowy weather.

4-minute read

Do USDA loans require mortgage insurance?

For USDA loans, mortgage insurance isn’t technically required, but there are similar fees. Find out about these attractive mortgage deals for rural hom...

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Rows of homes along lakefront.

3-minute read

What is flood insurance and do you need it?

Flood insurance is a policy that provides comprehensive coverage for losses caused by flooding. Find out why you need flood insurance.

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A diverse group of children sitting attentively in a classroom, engaged in learning and interacting with their teacher and peers.

5-minute read

A guide to the many meanings of ‘homes for heroes’

“Homes for heroes” refers to cause-related companies that help provide housing for various heroes. Keep reading to understand these companies and th...

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Row of upscale condos, showcasing modern residential buildings or properties.

8-minute read

The hidden costs of late mortgage payments

Are you worried about the effects of making a late mortgage payment? Learn more about missing a mortgage payment, including how it affects your credit and more.

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Illustration of a field side with a road beside and stream flowing.

5-minute read

2025 USDA eligibility map: What it is and how to use it

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

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Multiple houses in a row, representing a residential area or neighborhood.

7-minute read

Real estate investing: How many mortgages can you have?

Interested in multiple mortgages? Discover how many mortgages Fannie Mae allows, the borrowing requirements and alternative lending options to consider.

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A breathtaking aerial view of lush green fields and gently rolling hills in the serene countryside.

6-minute read

What is adverse possession in real estate?

Adverse possession can give trespassers the legal right to claim ownership of your property. Learn more about adverse possession and how to prevent it.

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