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Rory Arnold

Staff writer

Rory Arnold is a Los Angeles-based writer who has contributed to a variety of publications, including Rocket Mortgage, Quicken Loans, LowerMyBills, Ranker, Earth.com and JerseyDigs. Rory received his Bachelor of Science in Media, Culture and Communication from New York University. He also completed the SoFi/Coursera Fundamentals of Personal Finance Specialization consisting of five courses: Introduction to Personal Finance, Saving Money for the Future, Managing Debt, Fundamentals of Investing, and Risk Management in Personal Finance.

Expertise

Mortgage

Personal Finance

Real Estate

Education

New York University

Recent Articles

Banker discussing paperwork with a client.

9-minute read

Understanding power of sale, mortgage notes, and foreclosure proceedings

A power of sale clause means that the homeowner faces a speedier foreclosure but walks away without a deficiency judgment on their record.

Mother and daughter laughing while baking, depicting a cheerful moment during a baking activity.

7-minute read

FHA down payment assistance: Everything you need to know

FHA down payment assistance comes from state, local, and nonprofit programs, as well as employers and lenders. Learn how it works, and where to find programs.

African American couple meeting with a banker in an office.

9-minute read

Can you refinance after bankruptcy?

Refinancing after bankruptcy may be possible. Learn about typical waiting periods and steps to improve approval odds after Chapter 7 or Chapter 13 bankruptcy.

A woman with glasses using her laptop with some worry.

6-minute read

The ATR/QM rule: What it is and what borrowers should know

Lenders have an obligation to make sure you can repay a mortgage before they give you a loan. The ATR/QM rule helps then evaluate your finances.

Woman drinking coffee and smiling in the kitchen.

6-minute read

Escrow refund: What is it and when does it occur?

An escrow refund is excess money returned by your lender from your mortgage escrow account. Here’s how it works.

Two men reviewing paperwork in a modern office.

7-minute read

10 questions to ask when refinancing your mortgage

While you’re comparing rates, speak with lenders and get answers to your questions. Use our list of questions to help guide your conversation.

Woman bending down next to donkey in field with other farm animals in background.

6-minute read

USDA construction loan requirements: Everything you need to know

A USDA home building loan can help you construct a loan in an approved rural area. If you qualify, this type of loan has many benefits.

Senior couple having coffee in screened in porch at beachhouse.

10-minute read

What is a home equity conversion mortgage (HECM)?

A home equity conversion mortgage (HECM) allows homeowners 62 and older to convert their equity into cash in various ways. Learn if an HECM is right for you....

Couple sitting on a couch, having a conversation or relaxing together while looking at something on the tablet.

7-minute read

Should you pay off your mortgage early?

Thinking about paying off your mortgage early? Learn the pros and cons, how to decide if it’s the right choice for you, and some strategies to make it hap...