Featured resources

8-minute read

2026 USDA eligibility map: A guide for home buyers

The USDA eligibility map helps home buyers find properties that can be financed with a USDA loan. Learn more about the USDA eligibility loan map and how to use ...

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5-minute read

What is an assumable mortgage and how does it work?

An assumable mortgage lets a buyer take over the owner’s mortgage payments. Learn more about how an assumable mortgage works and if it’s ideal for y...

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8-minute read

Construction loans: Everything you need to know

Have you dreamed of building a custom-tailored home? A construction loan could help to make that a reality. Learn what a construction loan is and how it works.

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11-minute read

What is a reverse mortgage and how does it work?

A reverse mortgage allows older homeowners to turn their home equity into cash they can use to stay in their home. Learn how a reverse mortgage works.

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10-minute read

USDA home loan requirements

USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here...

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5-minute read

Portfolio loans: A complete guide

A portfolio loan can help borrowers who don't qualify for a traditional mortgage. Learn how portfolio loans can fund and unlock real estate opportunities.

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5-minute read

What is a hard money loan?

Hard money loans, unlike traditional loans, require a hard asset like real estate to secure. Learn about the pros and cons of hard money loans.

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7-minute read

HomeReady® mortgage: How to apply for this loan

HomeReady mortgages help low- to moderate-income families buy homes with low down payments. Learn the income limits, eligibility requirements, and how to apply.

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6-minute read

Bridge loan vs. hard-money loan: What's right for you?

Bridge loans and hard-money loans are both short-term financing. Which is right for you? Learn more about the differences between these loan types.

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6-minute read

Super conforming loans: A guide for borrowers

Don't let high-cost housing markets cloud your home buying dreams. Learn about how a super conforming loan could be your key to unlocking homeownership.

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4-minute read

Fannie Mae removes minimum credit score for mortgages

Along with Freddie Mac, Fannie Mae has removed credit score minimums on conforming conventional loans. Learn what it means for mortgage qualification.

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7-minute read

What is Freddie Mac's Home Possible® loan?

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a...

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3-minute read

USDA guarantee fees: What are they and how do they work?

USDA loans may not require a down payment, but they do require guarantee fees. Uncover the meaning and role of a USDA guarantee fee in home buying.

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8-minute read

What is a nontraditional mortgage?

“Nontraditional mortgage” is a broad term for home loans that aren’t a 30-year fixed mortgage. Here’s how they work and how to qualify f...

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4-minute read

Conforming loan limits in 2026

Conforming loan limits update every year to adapt to the change in home prices. Learn how much the conforming loan limit is for 2026 and more with our guide....

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10-minute read

What is an FHA Energy Efficient Mortgage?

Learn how an FHA Energy Efficient Mortgage (EEM) can finance cost‑effective upgrades, lower utility bills, and boost comfort. See requirements and get started.

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4-minute read

Understanding fully amortized loans

A fully amortized loan isn’t as confusing as it may sound. Read about how fully amortized loans work, what they’re for and what the payments consist...

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7-minute read

Non-owner-occupied mortgage rates: What investors need to know

Explore non-owner-occupied mortgage rates, key requirements, and financing options for your investment property goals to determine what’s best for you.

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