Featured resources

9-minute read

Reverse mortgage requirements: A complete eligibility guide

Understand reverse mortgage requirements for age, equity, residency, counseling and property standards. See who may qualify and what to do next today.

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4-minute read

What is Freddie Mac's Home Possible® loan?

Home Possible® loans help low- to mid-income borrowers buy a home with a minimum down payment of 3%. Learn how it works, and how it compares with FHA loa...

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7-minute read

CEMA mortgage in New York: How it works and saves money

Learn how a CEMA mortgage works in New York, who qualifies, and how it may reduce mortgage recording tax when refinancing. Rocket Mortgage offers CEMA loans....

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9-minute read

What are hard money loans and how do they work?

Learn how hard money loans work, what they cost, and when they may make sense for real estate investors. Compare risks and alternatives before you apply.

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11-minute read

Reverse mortgage scams: How to spot and avoid fraud

Learn how reverse mortgage scams work, the warning signs to watch for and steps to protect your home equity. Spot fraud before you sign any paperwork.

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9-minute read

I own my house outright and want a loan: What are my options?

You can still obtain home equity loans if your home is paid off. If you want to tap into your home’s equity, here’s what your options are.

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8-minute read

What is Fannie Mae HomePath?

If you’re open to buying a home that needs some work, the HomePath marketplace may be for you. This Fannie Mae program helps you buy an as-is property.

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10-minute read

Construction loans: How they work and how to qualify

Construction loans can finance a custom home build. Learn how they work, requirements, loan types and steps to compare options before you apply.

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13-minute read

A guide to solar loans

A solar loan provides financing for solar panels and solar installations. Learn more about solar loans and whether they can make solar affordable for you.

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9-minute read

What is a bridge loan and how does it work?

A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.

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6-minute read

What is a physician mortgage loan?

Physician mortgage loans or doctor mortgage loans are no- to low-down-payment mortgages targeted at doctors. Are they right for you? Learn how to decide.

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10-minute read

The pros and cons of bridge loans

A bridge loan is a short-term loan that lets a homeowner use the equity in their home when buying a new home. Learn about the pros and cons of bridge loans.

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7-minute read

Land contracts: What they are and how they work

Land contracts are a form of seller financing where the seller holds the title while the buyer makes payments. Learn how they work and whether they're right for...

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7-minute read

Native American home loans: What you need to know

Native Americans looking to buy a home on tribal land may qualify for specialized government loan programs. Explore these and other mortgage financing options.

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6-minute read

40-year mortgage: An explanation and the pros and cons

A 40-year mortgage can lower monthly payments, but it costs more and isn’t widely available. Learn how a 40-year home loan works, pros and cons, and al...

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4-minute read

Wraparound mortgages explained: Everything you need to know

Wraparound mortgages offer the convenience of seller-backed financing, but they aren’t without risk. Learn more about this mortgage loan type here.

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5-minute read

A complete guide to short-term mortgages

A short-term mortgage lets you pay off your home much faster, but it comes with higher payments. If you can afford it, though, you'll save huge on interest.

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10-minute read

What is a purchase-money mortgage?

This type of financing is unique because a purchase-money loan allows the buyer to finance the seller. Her...

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