Mortgage terminology
Get clarity on the unique language of mortgage loans
Featured articles:
Fixed- vs. adjustable-rate mortgage: What’s the difference?
While shopping for home loans, you’ll need to decide between a fixed-rate or adjustable-rate mortgage. Learn how they differ, and which is better for you.
Debt-to-income ratio (DTI): What is it and how is it calculated?
Your debt-to-income ratio (DTI) measures your total income against any debt you have. Learn what a good DTI is, how to calculate it and how to lower it.
Featured resources

7-minute read
Eminent domain: What homeowners need to know
Cases of eminent domain have been happening since 1876 and still affect us today. Learn about what they are, how they’re used and eminent domain exampl...
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7-minute read
Government home loans and more: A guide for first-time borrowers
Government home loans offer low interest rates and flexible credit requirements. Here’s what’s available and how you can qualify.
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4-minute read
Easement in gross: Defined and explained
An easement in gross gives a person the right to use a parcel of land owned by someone else. Read more about easements in gross and how they work.
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7-minute read
What is a mortgage rate?
A mortgage interest rate represents how much you’re paying to borrow funds, expressed as a percentage. Learn more about what determines your rate.
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14-minute read
Joint mortgage: A complete guide for borrowers
A joint mortgage involves multiple borrowers who are responsible for paying. Find out how a joint mortgage works and whether it's a good option for your needs.
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5-minute read
Title insurance: What you need to know
A bad title can cause complications and turn your dream home into a nightmare. Use this guide to learn how title insurance can protect your property purchases.
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