Today’s Mortgage Rates

Rates aren’t one size fits all. The best way to get your current mortgage rate is to let us estimate it based on your unique details.

See Rates For

Buying A Home Refinancing

30-Year Fixed

Rate%

/

APR%

Points

()

Apply To Prequalify
Learn About 30-Year Fixed Loans

20-Year Fixed

Rate%

/

APR%

Points

()

Apply To Prequalify
Learn About 20-Year Fixed

30-Year FHA

Rate%

/

APR%

Points

()

Apply To Prequalify
Learn About FHA Loans

30-Year Jumbo Fixed

Rate%

/

APR%

Points

()

Apply To Prequalify
Learn About Jumbo Loans

30-Year VA

Rate%

/

APR%

Points

()

Apply To Prequalify
Learn About VA Loans

We help make home more affordable.

Rate%

/

APR%

Points

()

Research Our Affordable Loans
A happy thirty-something Black man and his wife just made an offer on a gray home with white trim with help from Rocket Mortgage and their Rocket Homes real estate agent.

We help make home more affordable.

Learn about loans we offer with down payments as low as 1%.
Research Our Affordable Loans

Rates are current as of [TIME] on [DATE]

Explore the connection between rate and monthly payment.

Home Affordability Calculator
Estimate your budget for a home, and the loan amount, monthly payment and interest rate you could prequalify for.
Go To Affordability Calculator
Mortgage Calculator
Try different loan amounts, down payments, and interest rates to see how it changes monthly mortgage payments.
Go To Mortgage Calculator
A white woman in her 30s with dark hair and wearing a dark gold satin shirt who’s planning to buy a home studies Rocket Mortgage interest rates.

What’s your personalized mortgage rate?

Home loan interest rates are calculated using details unique to everyone. They include your loan amount, how much debt you have compared to your income and your credit profile.

Our experts use this info to find the best rate for you – and the best way to reach your home buying goals.

Don’t wait on rates.

You could be missing out if you’re basing your next step on rates alone.
Know the difference.
A .25% rate change roughly equals a $30 difference in your monthly payment.
Your rate is unique.
Your loan amount, your credit profile, your financial picture = your rate.
Your rate is temporary.
You’re never stuck with a rate forever. Take your goals off hold, discover what’s possible.

Join our clients who give us 5 stars for rates and service.

"Best rate by far … Fewest hoops to jump through … We shopped a bunch of lenders and they were the best!"

-BEN

"We got great, attentive service, and importantly, a very competitive rate that we were happy with."

-Elise

"was easy to upload documentation, i got a great rate, and am extremely happy with the service."

-Mr. Brink

"This was my first real mortgage … the interest rate was way better than anyone else could offer and the process … was so fluid."

-Shawn Yarber

TrustPilot
1 of 4

Mortgage Interest Rate Frequently Asked Questions

Don't see your question here? We love helping people understand how rates work and what yours could be. Just talk to us.

Search Our Learning Center