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4-minute read

Federal Reserve press release in plain English - January 2024

The Federal Reserve didn’t make any changes to the federal funds rate target range, but there’s lots of detail in here important to know as a mor...

A family happily unpacking boxes in their new home, creating a welcoming atmosphere.

6-minute read

Types of assets to include on your mortgage application

Lenders examine your assets when assessing your mortgage application. Learn which types of assets should be included to improve your chances of approval.

A countryside home, showcasing a rural residence with natural surroundings.

7-minute read

A guide to USDA guaranteed vs direct loans

Wondering about how USDA guaranteed and direct loans compare? Check out our guide to determine which USDA loan product fits your rural housing aspirations.

Aerial view of vibrant and colorful neighborhood, showcasing diverse houses and surroundings.

7-minute read

Types of mortgage refinance: Which option is right for you?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.<...

A girl playing with cardboard boxes during the unboxing of things possibly after shifting into a new home.

9-minute read

Mortgage origination fee: The inside scoop

Ready to apply for a mortgage and wondering if you should pay an origination fee? Find out how this common charge can actually save you money in the long run...

Modular home, an image illustrating a modular home structure.

3-minute read

What is a chattel mortgage and how does it work?

A chattel mortgage is an option for purchasing a manufactured home where the home secures the loan. See how chattel loans differ from traditional mortgages.<...

A large red brick house with a spacious yard, showcasing a substantial residential property.

6-minute read

Is a home equity loan a good idea?

Is a home equity loan a good idea? Whether you should get a home equity loan depends on your situation. Learn the pros and cons along with alternative loan o...

A man seated on a couch with a phone and bluetooth in ear while looking outside the window.

6-minute read

Can I refinance a home equity loan?

Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.<...

A young couple looking for a house, symbolizing the process of home search or property hunting.

5-minute read

Non-conforming loans: What are they and how do they work?

Wondering what a non-conforming loan is and how one works? Learn about your mortgage options and see whether a non-conforming loan is the best option for you...

A houseboat loan, suggesting financing options for a floating residence or houseboat.

6-minute read

Houseboat loans: A complete financing guide

Floating off the beaten path means doing a little extra homework to move into your own dream boat. Read our complete guide to houseboat financing.

A turquoise bicycle on a front porch, adding a decorative element to the entrance of a home.

3-minute read

How low housing inventory impacts the real estate market

A low housing inventory is caused by an increase in demand for houses without the supply to meet it. Understand how this impacts the real estate market.

An image related to the oil industry, possibly indirectly connected to mortgages or finance.

3-minute read

Do oil prices affect mortgage rates?

Oil prices are one of many factors that affect mortgage rates. Learn more about how oil prices indirectly affect mortgage rates in the U.S.

A woman researching and writing on a notepad, potentially related to real estate planning or financial research.

5-minute read

Interest rates are rising. Here's what it means for your transferees and relocation mortgage assistance program

Relocation may be the right move for a company, but they can be harder on team members when interest rates rise. Here’s how to combat the problem.

A man working on calculations with a calculator, possibly related to finances or budgeting.

3-minute read

Interest rate floor: Definition and how it works

An interest rate floor is the lowest agreed-upon rate for floating-rate loan products. Learn how interest rate floors work and uncover some examples.

Two people discussing finances or some sort of payments.

6-minute read

Biweekly mortgage payments: Are they a good choice for you?

Biweekly mortgage payments help pay off your loan faster by applying an extra payment to the principal yearly. Find out if biweekly payments are right for you.

A group of real estate agents and customers having an online meeting.

8-minute read

Everything mobility managers and their transferees need to know about the state of housing

If you’re in mobility management right now, you might wonder what you need to know about the housing market your transferees are entering. We have answ...