Proof of funds (POF) is a document that shows how much money a person or entity has available. Learn more about POF letters when getting a mortgage.

Your first mortgage payment is always due to your lender within 60 days of your closing date. Get more details about your first mortgage payment after closin...

Mortgage loan originators (MLOs) guide borrowers through the home loan process, from application to closing. Learn what an originator can do for you.

Carrying costs in real estate are ongoing expenses property owners must budget for. Learn more about which carrying costs to expect and how much they are.

Renters insurance is a way for renters to protect themselves and their belongings when renting property. Learn about what’s covered with renters insura...

If you’re a property owner with big plans for your home or land, you may need a variance to make changes. Learn what a variance is and how to get one.<...

Deed restrictions can limit what property owners do on their land. Learn about deed-restricted communities and real estate, what they are and how they work.

To qualify for some mortgages, your lender may need a letter of your intent to occupy the property. Learn what the letter should include and how to write it....

Contemporary houses incorporate design elements that are popular at the time when they’re built. Use our guide to learn more about this architectural styl...

A conditional approval means your lender expects to approve your mortgage once you meet certain conditions. Discover how conditional approval works.

Close of escrow is the point in the real estate transaction when all parties have fulfilled their responsibilities. Read on to learn how close of escrow work...

When you buy a home with a co-borrower, you typically share ownership of the loan and the home. Let’s explore the pros and cons of having a co-borrower...

A convertible ARM loan allows a borrower to change from adjustable to fixed rates after a set time. Discover how this mortgage type works and its pros and co...

Chain of title represents the complete and unbroken ownership of a property. Learn more about chain of title in real estate and why it’s important.

Cap rate is a handy tool for estimating the rates of return on multiple commercial real estate properties. Learn how to calculate cap rates using our guide.<...

Are you interested in building a house on a budget? Learn about the 10 cheapest places to build a house in 2023 and other factors to consider when building.

Being clear to close on a mortgage means you're almost done with the mortgage process. Learn how to become clear to close and what happens after.

Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.