Featured resources

8-minute read
Jumbo loan vs. conventional loan: What’s the difference?
Compare jumbo loan vs. conventional loan limits, rates and requirements so you can choose the right mortgage for your budget. Explore your options today.
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10-minute read
Types of home loans and how they work
Compare types of home loans, from conventional and FHA to VA, USDA, and jumbo loans. Learn how each works, down payments, and how to choose. Start here.
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10-minute read
FHA Streamline refinance: How it works, requirements and costs
Learn how an FHA Streamline refinance works, who qualifies, what it costs and how to compare rates. See if refinancing makes sense and apply today.
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7-minute read
FHA gift funds: Guidelines, donors, and documentation
Learn FHA gift funds guidelines for donors, gift letters, paper trails, and eligible uses so you can document your funds with confidence. Get started.
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12-minute read
Mortgage qualification: Requirements and tips
Learn mortgage qualification basics, including credit score, income, DTI, assets, and down payment requirements. See how to prepare and apply.
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9-minute read
Types of VA loans: A guide to your options
Compare the different types of VA loans, eligibility, benefits, and fees so you can choose the right purchase, refinance, or renovation option. Learn more.
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7-minute read
Dual agency in real estate: Pros, cons, and considerations
Learn how dual agency in real estate works, including pros, cons, commissions, state restrictions, and questions to ask before you consent. Start here.
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8-minute read
What does a title company do?
What does a title company do in home buying? Learn how title search, insurance, escrow, and closing protect your purchase, then start your mortgage application.
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7-minute read
What to bring to closing as a buyer
Buyers should be ready to bring to closing day their ID, proof of funds for the down payment and closing costs, insurance documents, and representation.
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5-minute read
Can a married person get a mortgage without their spouse, and how is this done?
Depending on where you live, buying a house without your spouse may be an option for you. Let’s look at why you’d buy a house without your spouse...
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6-minute read
How to get a mortgage with a seasonal income
Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.
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10-minute read
Getting a mortgage without 2 years’ work history
Getting a mortgage without 2 years’ work history may be possible. Learn which income, documents, and loan options may help you qualify. Explore steps.
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7-minute read
How to strengthen your mortgage application before you apply
Getting ready to apply for a mortgage? Learn how to strengthen your application, understand what lenders look for, and have the best shot at loan approval.
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7-minute read
What is an active contingent listing in real estate?
Wondering what active contingent means in real estate? Learn how contingencies, pending status, and backup offers work so you can act fast on a home you love...
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8-minute read
Ultimate mortgage preapproval checklist
Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.
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10-minute read
What is cost basis in real estate?
Learn what cost basis in real estate means, what can increase or reduce it, and how to calculate adjusted basis before you sell. Read the guide.
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9-minute read
Bank statements for your mortgage: What lenders review
Learn how bank statements for your mortgage help lenders verify income, assets and red flags. See what to provide and how to prepare before you apply.
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11-minute read
What is home equity? How to calculate, build and use it
Learn what home equity is, how to calculate and build it, and ways to borrow against it. Compare options, benefits and risks before you apply.
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