Featured resources

6-minute read
DSCR: What it is and how to calculate it
Debt service coverage is a measure used by businesses and lenders to measure healthy debt management. Learn how to calculate it for yourself.
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4-minute read
What is negative equity and can you avoid it?
Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.
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5-minute read
How much home equity loan can you get?
How much home equity loan you can get depends on your home’s value and your mortgage balance. Here’s how to find out exactly how much you can take o...
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8-minute read
How to buy a manufactured home and land
Curious about how to buy a manufactured home and land together? Here’s what you need to know about home and land packages and manufactured home loan optio...
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8-minute read
FHA Streamline refinance: A complete guide
An FHA Streamline refinance can decrease your monthly payments on an FHA loan. Learn more about the benefits, requirements, and current rates.
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9-minute read
FHA loan refinances: Requirements, pros, and cons
Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.<...
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7-minute read
No-closing-cost refinance: What borrowers should know
A no-closing-cost refinance lets you refinance without paying up-front fees. Understand the total closing costs and the benefits of this refinancing option.<...
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11-minute read
Building vs. buying a home: Which is cheaper?
In the market for a new home? The costs of building vs. buying depend on your market, building supplies, and more. Learn how to compare new vs. existing homes.
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8-minute read
What is a condo? Condominiums defined
A condo, or condominium, is a housing or residential complex where individuals own their units. Learn more about this affordable path to homeownership.
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5-minute read
How to refinance an FHA loan to a conventional loan
Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan, as well as the pros and cons.
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4-minute read
What is fair market value (FMV) in real estate and how is it calculated?
The fair market value (FMV) of a home is defined primarily by how much someone would pay for it. Learn how...
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9-minute read
What can you use a home equity loan for?
A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.
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7-minute read
Closing on a house: Your step-by-step guide
The closing process is the final step in the home buying journey. Learn about the different steps you can expect and ways to prepare for a smoother closing.
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7-minute read
Cheapest ways to build a house: 12 tips for affordable home building
Building a home doesn’t have to break the bank. Explore these 12 ways to build a budget-friendly house, from a simpler layout to opting for cheaper materi...
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7-minute read
Kit homes: What you should know before buying
Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you....
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7-minute read
Should I pay off my mortgage or invest?
Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decisio...
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4-minute read
Refinancing your house after divorce: What you need to know
Refinancing after a divorce may help you divide community property and remove your name from the mortgage. Learn more about the process.
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11-minute read
What are seller concessions?
Seller concessions are a way for home buyers to bring down their closing costs. However, concessions must be negotiated. Learn more about this process before yo...
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