Featured resources

7-minute read
How much does it cost to renovate a house?
The amount it costs to remodel a house can vary depending on the scale of the project. Learn the average costs associated with various kinds of remodels.
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4-minute read
Nearly 1 in 4 homeowners make an extra mortgage payment each year, cutting as many as 6 years off their loan
A new Rocket Mortgage study found nearly 1 in 4 homeowners make an extra mortgage payment each year – cutting up to 6 years off their loan. Explore the...
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6-minute read
How much money can you borrow with a HELOC?
Considering a home equity line of credit (HELOC)? Learn how to calculate how much money you can expect to borrow, alternative financing options, and more.
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7-minute read
What home improvements are tax-deductible? IRS rules and eligible upgrades
Are home improvements tax-deductible? Learn what improvements you can deduct from your taxes, what counts as a capital improvement, and how the IRS decides.
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9-minute read
How long does it take to get a home equity loan?
It takes time to apply and get approved for a home equity loan. Find out about how long the process takes from start to finish, as well as what to expect.
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8-minute read
HELOC vs. home equity loan: Which is best for you?
Deciding between a HELOC and a home equity loan? Learn the key differences in interest rates, flexibility, and repayment to choose which is better for you.
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6-minute read
What to consider before getting a home equity line of credit (HELOC)
A home equity line of credit can help you pay for home renovations or consolidate debt. However, there are pros and cons to a HELOC worth considering.
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11-minute read
Using a home equity loan to pay off credit card debt
Explore using a home equity loan to pay off credit card debt, compare risks, costs and alternatives, and see steps to decide if it fits. Learn more.
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7-minute read
How to finance a house renovation: A guide
Are you considering making home improvements, but you want to find the right loan? Here’s how to finance a house renovation, including cash-out refinancin...
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9-minute read
Self-employed home equity loan: How to qualify
Learn how to qualify for a self-employed home equity loan, what documents lenders may request, and compare alternatives. Apply online with Rocket Mortgage.
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6-minute read
Can you back out of a house offer?
Can you back out of a house offer? Learn when buyers can withdraw, how contingencies affect earnest money, and what steps to take before closing. Start here....
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10-minute read
Credit score to buy a house: Minimums by loan type
Learn what credit score you need by loan type to buy a house, why higher scores matter, and steps to improve yours before applying.
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5-minute read
A guide to home equity loan closing costs
Home equity loan closing costs typically range from 3% – 6% of your loan amount. Learn what fees are included and how to lower your total borrowing cos...
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9-minute read
Capital improvements: When are your home renovations tax deductible?
If you’re thinking about renovating your house before selling, these upgrades may qualify as capital improvements. Learn more about their tax deductibilit...
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8-minute read
How to use a home equity loan to buy another house
Learn how using a home equity loan to buy another house works, plus pros, risks, alternatives, and steps to compare financing options before you apply.
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6-minute read
What does collateral mean and how does it work?
Collateral is an asset used to secure a loan. If a borrower defaults, the lender can take the collateral to recover losses.
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6-minute read
Deed-restricted meaning: What home buyers should know
Learn the deed-restricted meaning, common deed restriction examples, how to find them before buying, and whether they can be changed or removed. Start here.<...
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11-minute read
Home equity loan appraisal: What homeowners should know
Learn how a home equity loan appraisal works, what appraisers look for, and how to prepare your home so you can estimate borrowing power and apply confidently.
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