Featured resources

8-minute read

How to find rent-to-own homes

Learn how to find rent-to-own homes, compare programs and portals, spot red flags and choose the right agreement. Start your path to homeownership.

Read more

13-minute read

How much money do you need to buy a house?

Ready to buy a home? Explore different home buying costs, such as the down payment and closing fees, to determine how much money you need to buy a house.

Read more

9-minute read

FHA income and employment rules

Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.

Read more

9-minute read

Builder’s risk insurance for homeowners: What to know

Learn how builder’s risk insurance for homeowners works, what it covers, what it costs and when you may need coverage before work begins.

Read more

5-minute read

What happens after preapproval? A step-by-step timeline

You’ve completed the mortgage preapproval process. What comes next? Here's a step-by-step breakdown of the home buying timeline after mortgage preappro...

Read more

5-minute read

Opening new doors to homeownership with a Jumbo Smart loan

A Jumbo Smart loan from Rocket Mortgage allows you to borrow more than the conforming limit to buy or refinance a home, second home, or investment property.

Read more

6-minute read

Your guide to debt-to-income ratio (DTI) for VA loans

Your DTI for a VA loan should be less than 41% to maximize your chances of approval. Learn how to calculate your DTI and reduce it to meet loan requirements.

Read more

8-minute read

Why does your mortgage keep going up?

Why did your mortgage payment go up? Learn the most common causes, including taxes, insurance, escrow changes, and adjustable rates.

Read more

7-minute read

Mortgage prequalification: What is it and how does it work?

Mortgage prequalification gives you an idea of how much house you can afford without hurting your credit. Learn more about the prequalification process.

Read more

7-minute read

What is a sewer scope inspection and do I need one?

Learn what a sewer scope inspection is, when to get one, what inspectors look for and typical costs before buying a home. Review the warning signs.

Read more

5-minute read

What is IRR (internal rate of return)?

When investing in real estate, you’ll need to understand how much the investment might grow annually over time. See how this formula works.

Read more

7-minute read

How to calculate per diem interest

You can calculate per diem interest with a simple formula or set up a per diem interest calculator in a spreadsheet. Learn about how per diem interest works....

Read more

6-minute read

What is a cash-in refinance?

Most refinancing helps you take cash out, but a cash-in refinance lets you do the opposite. Refinancing with a lump sum toward your principal can be smart.

Read more

8-minute read

Debt-to-income ratio: What it is and how to calculate it

Learn what debt-to-income ratio means, how to calculate DTI and what lenders may look for before you apply for a mortgage. Start planning your next step.

Read more

9-minute read

A complete guide to a $100,000 mortgage

Are you considering a $100,000 mortgage? Learn how interest rates, loan terms, and other factors can affect your mortgage payment on a $100,000 loan.

Read more

9-minute read

I own my house outright and want a loan: What are my options?

You can still obtain home equity loans if your home is paid off. If you want to tap into your home’s equity, here’s what your options are.

Read more

9-minute read

Blanket mortgages: How they work and when to use one

Learn how blanket mortgages finance multiple properties with one loan, review pros and cons, requirements, and alternatives, and decide if one fits your goals.

Read more

8-minute read

Foundation inspections: Cost, process, and warning signs

Foundation inspections can uncover cracks, drainage problems, and repair needs before they worsen. Learn about costs, warning signs, and what to expect.

Read more

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments