Featured resources

12-minute read
Mortgage qualification: Requirements and tips
Learn mortgage qualification basics, including credit score, income, DTI, assets, and down payment requirements. See how to prepare and apply.
Read more

9-minute read
Types of VA loans: A guide to your options
Compare the different types of VA loans, eligibility, benefits, and fees so you can choose the right purchase, refinance, or renovation option. Learn more.
Read more

7-minute read
Dual agency in real estate: Pros, cons, and considerations
Learn how dual agency in real estate works, including pros, cons, commissions, state restrictions, and questions to ask before you consent. Start here.
Read more

8-minute read
What does a title company do?
What does a title company do in home buying? Learn how title search, insurance, escrow, and closing protect your purchase, then start your mortgage application.
Read more

7-minute read
What to bring to closing as a buyer
Buyers should be ready to bring to closing day their ID, proof of funds for the down payment and closing costs, insurance documents, and representation.
Read more

5-minute read
Can a married person get a mortgage without their spouse, and how is this done?
Depending on where you live, buying a house without your spouse may be an option for you. Let’s look at why you’d buy a house without your spouse...
Read more

6-minute read
How to get a mortgage with a seasonal income
Getting a mortgage as a seasonal worker can be difficult but not impossible. Learn about Fannie Mae rules for seasonal income and more.
Read more

10-minute read
Getting a mortgage without 2 years’ work history
Getting a mortgage without 2 years’ work history may be possible. Learn which income, documents, and loan options may help you qualify. Explore steps.
Read more

7-minute read
How to strengthen your mortgage application before you apply
Getting ready to apply for a mortgage? Learn how to strengthen your application, understand what lenders look for, and have the best shot at loan approval.
Read more

7-minute read
What is an active contingent listing in real estate?
Wondering what active contingent means in real estate? Learn how contingencies, pending status, and backup offers work so you can act fast on a home you love...
Read more

8-minute read
Ultimate mortgage preapproval checklist
Are you getting ready to apply for a home loan? Use our complete mortgage preapproval checklist to make sure you have everything you need before you apply.
Read more

10-minute read
What is cost basis in real estate?
Learn what cost basis in real estate means, what can increase or reduce it, and how to calculate adjusted basis before you sell. Read the guide.
Read more

11-minute read
What is home equity? How to calculate, build and use it
Learn what home equity is, how to calculate and build it, and ways to borrow against it. Compare options, benefits and risks before you apply.
Read more

8-minute read
Mortgage underwriting: What it is and how the process works
Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.
Read more

10-minute read
How many mortgages can you have? Loan limits explained
How many mortgages can you have? Learn about mortgage limits, qualification guidelines, and financing options for multiple properties. Start planning now.
Read more

9-minute read
Can an LLC buy a house?
Can an LLC buy a house? Learn when it works, what lenders require, pros and cons, tax trade-offs, and financing options before you apply. Get next steps.
Read more

9-minute read
What is a mortgage? Loan basics for beginners
Learn what is a mortgage, how home loans work, common types, costs and steps to get approved. Compare options and start your home buying plan.
Read more

10-minute read
Refinancing a mortgage after divorce: What to know first
Learn how refinancing a mortgage after divorce can remove a spouse, fund an equity buyout, and update ownership. Compare your options and start today.
Read more
Take the first step toward the right mortgage
Apply online for expert recommendations with real interest rates and payments