Featured resources

9-minute read

How long does it take to get a home equity loan?

It takes time to apply and get approved for a home equity loan. Find out about how long the process takes from start to finish, as well as what to expect.

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8-minute read

HELOC vs. home equity loan: Which is best for you?

Deciding between a HELOC and a home equity loan? Learn the key differences in interest rates, flexibility, and repayment to choose which is better for you.

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6-minute read

What to consider before getting a home equity line of credit (HELOC)

A home equity line of credit can help you pay for home renovations or consolidate debt. However, there are pros and cons to a HELOC worth considering.

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11-minute read

Using a home equity loan to pay off credit card debt

Explore using a home equity loan to pay off credit card debt, compare risks, costs and alternatives, and see steps to decide if it fits. Learn more.

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7-minute read

How to finance a house renovation: A guide

Are you considering making home improvements, but you want to find the right loan? Here’s how to finance a house renovation, including cash-out refinancin...

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9-minute read

Self-employed home equity loan: How to qualify

Learn how to qualify for a self-employed home equity loan, what documents lenders may request, and compare alternatives. Apply online with Rocket Mortgage.

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6-minute read

Can you back out of a house offer?

Can you back out of a house offer? Learn when buyers can withdraw, how contingencies affect earnest money, and what steps to take before closing. Start here....

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10-minute read

Credit score to buy a house: Minimums by loan type

Learn what credit score you need by loan type to buy a house, why higher scores matter, and steps to improve yours before applying.

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5-minute read

A guide to home equity loan closing costs

Home equity loan closing costs typically range from 3% – 6% of your loan amount. Learn what fees are included and how to lower your total borrowing cos...

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9-minute read

Capital improvements: When are your home renovations tax deductible?

If you’re thinking about renovating your house before selling, these upgrades may qualify as capital improvements. Learn more about their tax deductibilit...

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8-minute read

How to use a home equity loan to buy another house

Learn how using a home equity loan to buy another house works, plus pros, risks, alternatives, and steps to compare financing options before you apply.

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6-minute read

What does collateral mean and how does it work?

Collateral is an asset used to secure a loan. If a borrower defaults, the lender can take the collateral to recover losses.

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6-minute read

Deed-restricted meaning: What home buyers should know

Learn the deed-restricted meaning, common deed restriction examples, how to find them before buying, and whether they can be changed or removed. Start here.<...

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11-minute read

Home equity loan appraisal: What homeowners should know

Learn how a home equity loan appraisal works, what appraisers look for, and how to prepare your home so you can estimate borrowing power and apply confidently.

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5-minute read

How to build equity in a home

Building equity in a home strengthens your asset and may give you access to cash. Read about the ways you can build equity in your home.

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10-minute read

What is a mortgage note and why is it important?

Learn what a mortgage note is, what terms it includes, and how it differs from a mortgage or deed. Find out where to locate yours and what if it gets sold.

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5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

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8-minute read

Reverse mortgage vs. home equity loan vs. HELOC: How to choose

You can use your home's equity through a reverse mortgage, home equity loan, or HELOC. Take a look at our guide to learn the pros and cons of each.

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