Featured resources

10-minute read
VA home loan inspection requirements: Buyer guide
Learn VA home loan inspection requirements, including the required VA appraisal, MPRs and when pest or well/septic checks may apply. Get prepared.
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7-minute read
Is homeowners insurance tax-deductible?
Is homeowners insurance tax-deductible? Learn when you can deduct your premiums, which expenses can be written off, and when to consult a tax professional.
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9-minute read
Reverse mortgage requirements: A complete eligibility guide
Understand reverse mortgage requirements for age, equity, residency, counseling and property standards. See who may qualify and what to do next today.
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13-minute read
Buying a house with uneven floors: What to know
Buying a house with uneven floors? Learn common causes, warning signs, inspection steps and repair cost factors before you make an offer. Read this guide fir...
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8-minute read
How to use a home equity loan to buy another house
Learn how using a home equity loan to buy another house works, plus pros, risks, alternatives, and steps to compare financing options before you apply.
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4-minute read
What is Freddie Mac's Home Possible® loan?
Home Possible® loans help low- to mid-income borrowers buy a home with a minimum down payment of 3%. Learn how it works, and how it compares with FHA loa...
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9-minute read
How to change homeowners insurance with escrow
Learn how you can change homeowners insurance with escrow, avoid gaps, notify your lender and handle refunds. Follow these steps to switch smoothly.
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12-minute read
Closing Disclosure: What it is and how to read the form
Learn what a Closing Disclosure is, how the 3-day rule works and which loan costs to check before closing. Review your form with confidence before you sign.<...
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13-minute read
How to finance manufactured and mobile home loans
Mobile home loans can work differently than traditional mortgages. Read on to see your financing options, requirements, and how to qualify.
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6-minute read
Are home warranties worth it? What to consider
Are home warranties worth it? Compare costs, service fees, coverage limits and alternatives so you can decide whether to buy or skip a plan before you choose...
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8-minute read
Mortgage fraud: What it is and what to do about it
Any misrepresentation of information on a mortgage application is considered mortgage fraud. Here’s how to identify, avoid, and report scams.
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5-minute read
Impound accounts explained: Why your servicer holds funds
Some mortgage servicers arrange impound accounts to collect fees from home buyers. But how do they work, and do they benefit you? Keep reading to find out.
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8-minute read
15-year vs. 30-year mortgage comparison
Which loan term fits your budget? Comparing 15-year vs. 30-year mortgage options shows significant differences in rates, payments, and total interest paid.
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7-minute read
CEMA mortgage in New York: How it works and saves money
Learn how a CEMA mortgage works in New York, who qualifies, and how it may reduce mortgage recording tax when refinancing. Rocket Mortgage offers CEMA loans....
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7-minute read
Down payment assistance programs: What they are, and how they work
Learn how down payment assistance programs work, who qualifies, and where to find grants or loans that can help with upfront home buying costs. Start here.
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7-minute read
Is earthquake insurance worth it?
Your homeowners insurance excludes earthquake damage. Learn more about earthquake insurance, what it covers, what it costs, and how to decide if you need it.
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10-minute read
Joint VA loan: What it is and how to qualify
Learn how a joint VA loan works, who can co-borrow, down payment rules and how to apply. Compare benefits and drawbacks before you start.
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11-minute read
No-appraisal refinance: Options, rules, and risks explained
Learn how a no-appraisal refinance works, which loan types may qualify, and when skipping an appraisal can save time or cost you. Explore your options.
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