Featured resources

11-minute read
Home equity loan appraisal: What homeowners should know
Learn how a home equity loan appraisal works, what appraisers look for, and how to prepare your home so you can estimate borrowing power and apply confidently.
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5-minute read
How to build equity in a home
Building equity in a home strengthens your asset and may give you access to cash. Read about the ways you can build equity in your home.
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10-minute read
What is a mortgage note and why is it important?
Learn what a mortgage note is, what terms it includes, and how it differs from a mortgage or deed. Find out where to locate yours and what if it gets sold.
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5-minute read
No-closing-cost mortgage: Does it make sense for you?
Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.
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8-minute read
Reverse mortgage vs. home equity loan vs. HELOC: How to choose
You can use your home's equity through a reverse mortgage, home equity loan, or HELOC. Take a look at our guide to learn the pros and cons of each.
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8-minute read
15-year vs. 30-year mortgage comparison
Which loan term fits your budget? Comparing 15-year vs. 30-year mortgage options shows significant differences in rates, payments, and total interest paid.
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7-minute read
How to get a home equity loan with 'bad' credit: A guide
Wondering how you can get a home equity loan with "bad" credit? Learn more about what's required to get a home equity loan if you have a low credit score.
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9-minute read
What is home equity? A complete guide for homeowners
Home equity is the portion of your home you own. Learn how home equity works, how to calculate it, and common ways homeowners can leverage their equity.
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9-minute read
Home equity loan vs. personal loan: What's the best option?
While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.
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13-minute read
Getting a HELOC with bad credit: What to know
Getting a HELOC with bad credit can be possible if you have enough equity and income. Learn lender requirements, risks and alternatives before you apply.
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8-minute read
Mortgage underwriting: What it is and how the process works
Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.
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13-minute read
Buying a second home: Costs, requirements and steps
Buying a second home? Learn costs, loan options, requirements, tax basics, and key steps to decide if it’s right for you. Get started today.
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7-minute read
Is a home equity loan a good idea?
A home equity loan can be a good idea for some homeowners but risky for others. Here are the financial and personal factors to consider before applying.
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10-minute read
New construction home inspection: A buyer’s guide
Learn when to schedule a new construction home inspection, what each phase checks and typical costs so you can protect your home before closing. Start here.<...
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6-minute read
How to buy a second home with no down payment
Putting together a down payment for a second home can be stressful. With the right loan or an unconventional arrangement, you may not need one.
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5-minute read
Refinancing a second mortgage: What you need to know
Refinancing a second mortgage can help you save money on your loan. Learn how it works, the pros and cons, and how to know if it’s the right choice for yo...
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7-minute read
What is the Section 504 Home Repair program?
Learn how the Section 504 Home Repair program works, including USDA loan and grant limits, eligibility, approved repairs, and how to apply. Get details today...
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5-minute read
Lease purchase agreement: What buyers and sellers should know
Learn how a lease purchase agreement works, how it differs from a lease option, and what buyers and sellers should review before signing.
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