Featured resources

6-minute read

How long does it take for a mortgage to close?

Wondering how long it takes to close a mortgage? Learn average closing times by loan type – conventional, FHA, and VA – and how to speed up the proc...

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6-minute read

Advice for second-time home buyers: What to know

Being a second-time home buyer means you have experience – but you may be trying to buy and sell properties at the same time. Careful planning is required...

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9-minute read

Can you buy a home with only 3% down?

You can buy a home with a down payment of 3% with specific types of mortgages. Learn more about the types of mortgages allowing a minimum 3% down payment.

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5-minute read

What is a 4-point inspection?

Before you buy a home, it’s wise to get an inspection. Some assessments, like the 4-point inspection, are required by insurers to check major systems.<...

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5-minute read

Renting vs. buying when relocating

Should you rent or buy a house when relocating? Weigh the pros and cons before deciding if you’re ready to buy.

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6-minute read

Texas cash-out refinances and home equity loans: What you need to know

Learn about how cash-out refinances work in Texas, plus unique Texas home equity loan laws and regulations, so you can access your home’s equity with ease...

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6-minute read

5 alternatives to a reverse mortgage

Many older adults consider a reverse mortgage to help finance their retirement. If you're one of them, explore these alternatives to see what suits your needs.

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9-minute read

Easement vs. right-of-way: What’s the difference?

Before buying a property, you should understand how legal rights affect its use. Learn about the differences between a right of easement and a right of way.

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10-minute read

Home equity loan on an investment property: A guide

Are you considering tapping into the equity of your investment property? Learn about whether a home equity loan on an investment property is right for you.

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5-minute read

No cash-out refinance: A guide

If you want a lower interest rate on your mortgage, you can refinance without cash out. Learn more about how no cash-out refinance works.

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6-minute read

What are mortgage servicing companies?

Your mortgage lender funds your loan, but they may not collect your payments. Learn how a mortgage servicing company manages your escrow and account.

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9-minute read

Renovating vs. moving: How to decide which is right for you

When you’re deciding whether to renovate or move, consider the key costs, timelines, and lifestyle factors to confidently choose the best path for you.

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5-minute read

What is home appreciation and how is it calculated?

Learn how the value of your home or investment property may be increasing over time, resulting in equity while you own it and profits when you sell it.

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8-minute read

What to do after closing on a home

The paperwork has been signed and you’ve got the keys in hand. Now what? Here’s what to expect after closing on a home.

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6-minute read

First lien vs. second lien: What’s the difference?

Second lienholders agree to be subordinate to the first if a borrower defaults or files for bankruptcy. Understanding this can help you manage your finances.

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10-minute read

Relocation assistance: Programs, eligibility and how to apply

There are many moving assistance programs and resources available to those who need extra help affording moving expenses. Explore your options here.

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8-minute read

Should I refinance to a 15-year mortgage?

Refinancing to a 15-year mortgage may lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.

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12-minute read

HELOC vs. personal loan: How to choose the better one for you

Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.

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