Learn what hazard insurance is, what it covers and excludes, why lenders require it, and how it affects your mortgage. Read the guide before you close.

Real estate agents and brokers differ in licensing requirements and key responsibilities. Learn more about the differences, their pay, and when to work with eac...

Can you get a mortgage without a job? Learn what lenders review, which income sources may count and steps to improve approval odds.

Learn how to relocate to another state with a step-by-step checklist for budgeting, packing, housing and legal tasks. Start planning your move today.

Deciding whether to pay off a mortgage or invest can be tricky. Get familiar with all of the potential financial risks and rewards before making this decisio...

You may need a homeowners insurance binder to close your loan. Learn what it is, when lenders require one, what the document means, and how you can get one.<...

Learn what an underwater mortgage is, how to tell if you have one, and what options may help if you owe more on your mortgage than your home is worth.

You can only have two FHA loans at a time under specific circumstances. See what alternative financing options are available.

The Federal Reserve held the target range for the federal funds rate steady at 3.5% - 3.75% at its July 29 meeting. This is the fifth meeting without a change.

Getting a HELOC with bad credit can be possible if you have enough equity and income. Learn lender requirements, risks and alternatives before you apply.

Can you refinance your mortgage right after closing if interest rates drop? It depends on which type of loan you have and how long you’ve lived in your...

Learn how to find rent-to-own homes, compare programs and portals, spot red flags and choose the right agreement. Start your path to homeownership.

Ready to buy a home? Explore different home buying costs, such as the down payment and closing fees, to determine how much money you need to buy a house.

Whether you have a steady job or employment gaps, you should understand the FHA income requirements and employment rules. Learn what lenders are looking for.

Learn how builder’s risk insurance for homeowners works, what it covers, what it costs and when you may need coverage before work begins.

You’ve completed the mortgage preapproval process. What comes next? Here's a step-by-step breakdown of the home buying timeline after mortgage preappro...

A Jumbo Smart loan from Rocket Mortgage allows you to borrow more than the conforming limit to buy or refinance a home, second home, or investment property.

Your DTI for a VA loan should be less than 41% to maximize your chances of approval. Learn how to calculate your DTI and reduce it to meet loan requirements.