Featured resources

A couple sitting together on a couch, looking at a tablet in a bright and modern living room filled with greenery, enjoying a cozy and relaxed moment at home.

6-minute read

How are mortgage rates and inflation related?

When inflation increases, interest rates on new mortgages and ARMs increase too. Learn more about the relationship between inflation and mortgage rates.

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A modern house with a garage, showcasing a contemporary residential property with a garage.

7-minute read

How to make an offer on a house in 5 steps

You’re approved for a loan, you’ve found the perfect home, and you’re ready to put in an offer. Learn the five steps in making an offer on ...

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A blue double-wide home, possibly representing a mobile or manufactured house.

6-minute read

Single-wide homes vs. double-wide homes: Which is right for you?

Considering a manufactured home? Learn about the differences between a single-wide and double-wide home in our guide and see which one is right for you.

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Woman calculating finances on paper with a laptop nearby.

8-minute read

A guide to getting a HELOC with 'bad' credit

Lenders review your credit, debt-to-income ratio, home equity, and other factors when you apply for a HELOC. Learn about getting a HELOC with 'bad' credit.

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People signing a mortgage note or document.

6-minute read

Promissory notes: What are they?

A promissory note is a repayment agreement between a borrower and lender, but how does it differ from a loan? Read on to see how promissory notes affect you.

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Woman sorting letters at a desk.

5-minute read

Mortgage servicing transfer: What you should know

Have you received word that your mortgage servicing has been transferred? Learn about what this means, why it happens, and what changes you can expect.

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A woman appraising a home, indicating property assessment or valuation in real estate.

6-minute read

What is a home appraisal and how much does it cost?

A home appraisal determines the value of a home. Learn how this process works for those who are buying, selling or refinancing a home.

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A line of houses set against a backdrop of clear blue sky and fluffy white clouds.

7-minute read

How to get a VA loan after bankruptcy

Getting a VA loan after bankruptcy is possible, but there’s a process that some may find challenging. Here’s what to expect.

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8-minute read

How long it takes to buy a house: A purchase timeline from preapproval to closing

Wondering how long it takes to buy a house? You can expect the process to take about 2 – 3 months. Check out how this timeline breaks down from start to f...

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A father holding his child and dog in his lap.

5-minute read

VA home loan occupancy requirements

VA home loan occupancy requirements mandate that you live in the property you purchase with a VA loan. Learn more about how to meet this standard.

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A couple smiling and talking while sitting on the couch in their house.

7-minute read

What are the VA loan spouse requirements?

A spouse or surviving spouse can qualify for a VA loan under certain conditions. Learn the VA loan spouse requirements and other rules for this loan type.

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Young man smiling on the phone at a desk, possibly indicating work or communication.

6-minute read

How you can change homeowners insurance with escrow

Want to change your homeowners insurance? Read through our step-by-step guide on how to change your homeowners insurance with an escrow account.

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A multi-family home, depicting a property designed to accommodate multiple families.

6-minute read

Investing 101: How to buy multifamily property

Are you interested in multifamily investing? Learn about investing in multifamily real estate, loan options, and how to buy a multifamily property.

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A yard with flowers, representing a beautiful home exterior.

6-minute read

What does collateral mean and how does it work?

Collateral is an asset used to secure a loan. If a borrower defaults, the lender can take the collateral to recover losses.

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Two-story white house in winter with snowy lawn and trees.

6-minute read

What is assessed value and how is it determined?

Learn what assessed value means, how it's calculated, and how it affects property taxes. Know the differences between assessed, appraised, and market values.

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A young Asian man looking stressed while using a laptop, possibly in a home or work setting.

6-minute read

Home title theft: What you should know and how to prevent it?

Home title theft is when someone steals a homeowner’s identity to illegally transfer their title. Learn how to prevent home title theft and protect your h...

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A couple examining blueprints against a wall, potentially involved in home renovation or construction planning.

7-minute read

What home improvements are tax-deductible? IRS rules and eligible upgrades

Are home improvements tax-deductible? Learn what improvements you can deduct from your taxes, what counts as a capital improvement, and how the IRS decides.

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Family celebrating in backyard.

6-minute read

Average closing costs in Illinois

Closing costs in Illinois are about 19% higher in comparison to those in other states. Find out what costs to expect to pay when closing on a house in Illinois.

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