Featured resources

5-minute read
What is the NMLS, and why does it matter?
Learn what the NMLS is, why NMLS numbers matter, and how licensing works for mortgage loan originators. Use this guide before choosing a lender or applying.<...
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6-minute read
FHA identity of interest rules and exceptions explained
If you’re planning on using an FHA loan to buy a home from a family, friend, or colleague, the FHA identity of interest rules may require a larger down...
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16-minute read
Using a HELOC for a down payment on a second home
Using a HELOC for a down payment on a second home has benefits and risks. Learn how it works, what lenders review and alternatives to compare.
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8-minute read
Mortgage interest deduction: A guide for the 2025 tax year
Learn how the 2025 mortgage interest deduction works, what qualifies, and whether itemizing or the standard deduction saves you more.
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11-minute read
HELOC alternatives: 8 options to compare before borrowing
Compare HELOC alternatives like home equity loans, cash-out refinances, reverse mortgages, credit cards, and personal loans so you can choose with confidence.
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4-minute read
Choosing a bridge loan vs. a HELOC: What's right for you?
Bridge loans and HELOCs can cover you financially if you need to buy and sell a house at the same time. Learn more about which is best for you.
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7-minute read
VA loan for an investment property: Rules and options
Learn when a VA loan for an investment property is allowed, including multifamily homes, rentals, and occupancy rules. Explore VA loan options today.
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8-minute read
Should I refinance to a 15-year mortgage?
Refinancing to a 15-year mortgage may lower your interest rate and save you money. Learn the pros and cons of this option to see if it’s right for you.
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7-minute read
A guide for understanding home improvement loans
Home improvement loans can help you finance anything from a few cosmetic changes to a major renovation. Figure out what loan option is right for you.
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12-minute read
HELOC vs. personal loan: How to choose the better one for you
Compare a HELOC and a personal loan by cost, risk, speed, and flexibility. Learn when each option makes sense and what to consider before borrowing.
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8-minute read
Closing costs in New York: What buyers and sellers pay
Learn how closing costs in New York work for buyers and sellers, including common fees, NYC taxes and ways to reduce what you pay. Start today.
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7-minute read
What is home value and how do you determine it?
Your home value impacts various areas from selling to refinancing. Learn what your home value is and how to find it.
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5-minute read
How much home equity loan can you get?
How much home equity loan you can get depends on your home’s value and your mortgage balance. Here’s how to find out exactly how much you can take o...
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4-minute read
Mortgage self-service options: Get 24/7 support with no wait
Mortgage self-service options let you get help with your loan and complete common transactions at your convenience. Learn more about what these tools offer.
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6-minute read
When are HELOCs tax deductible?
A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.
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6-minute read
What is an open-end mortgage and should you consider getting one?
An open-end mortgage allows you to borrow the maximum loan amount you're approved for, even if you don't need it all to buy. Learn about open-end loans here....
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9-minute read
What can you use a home equity loan for?
A home equity loan can be a good option if you need a lump sum of cash. Discover what you can use a home equity loan for and how repayment works.
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7-minute read
Using a home equity loan for your remodel: What to know
Thinking about a home remodel? If you have enough equity, a home equity loan could help you pay for it. Learn the benefits, risks, and tips for using one.
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