Featured resources

11-minute read

Home equity loan appraisal: What homeowners should know

Learn how a home equity loan appraisal works, what appraisers look for, and how to prepare your home so you can estimate borrowing power and apply confidently.

Read more

5-minute read

How to build equity in a home

Building equity in a home strengthens your asset and may give you access to cash. Read about the ways you can build equity in your home.

Read more

10-minute read

What is a mortgage note and why is it important?

Learn what a mortgage note is, what terms it includes, and how it differs from a mortgage or deed. Find out where to locate yours and what if it gets sold.

Read more

5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

Read more

8-minute read

Reverse mortgage vs. home equity loan vs. HELOC: How to choose

You can use your home's equity through a reverse mortgage, home equity loan, or HELOC. Take a look at our guide to learn the pros and cons of each.

Read more

8-minute read

15-year vs. 30-year mortgage comparison

Which loan term fits your budget? Comparing 15-year vs. 30-year mortgage options shows significant differences in rates, payments, and total interest paid.

Read more

7-minute read

How to get a home equity loan with 'bad' credit: A guide

Wondering how you can get a home equity loan with "bad" credit? Learn more about what's required to get a home equity loan if you have a low credit score.

Read more

9-minute read

What is home equity? A complete guide for homeowners

Home equity is the portion of your home you own. Learn how home equity works, how to calculate it, and common ways homeowners can leverage their equity.

Read more

9-minute read

Home equity loan vs. personal loan: What's the best option?

While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.

Read more

13-minute read

Getting a HELOC with bad credit: What to know

Getting a HELOC with bad credit can be possible if you have enough equity and income. Learn lender requirements, risks and alternatives before you apply.

Read more

8-minute read

Mortgage underwriting: What it is and how the process works

Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.

Read more

13-minute read

Buying a second home: Costs, requirements and steps

Buying a second home? Learn costs, loan options, requirements, tax basics, and key steps to decide if it’s right for you. Get started today.

Read more

7-minute read

Is a home equity loan a good idea?

A home equity loan can be a good idea for some homeowners but risky for others. Here are the financial and personal factors to consider before applying.

Read more

10-minute read

New construction home inspection: A buyer’s guide

Learn when to schedule a new construction home inspection, what each phase checks and typical costs so you can protect your home before closing. Start here.<...

Read more

6-minute read

How to buy a second home with no down payment

Putting together a down payment for a second home can be stressful. With the right loan or an unconventional arrangement, you may not need one.

Read more

5-minute read

Refinancing a second mortgage: What you need to know

Refinancing a second mortgage can help you save money on your loan. Learn how it works, the pros and cons, and how to know if it’s the right choice for yo...

Read more

7-minute read

What is the Section 504 Home Repair program?

Learn how the Section 504 Home Repair program works, including USDA loan and grant limits, eligibility, approved repairs, and how to apply. Get details today...

Read more

5-minute read

Lease purchase agreement: What buyers and sellers should know

Learn how a lease purchase agreement works, how it differs from a lease option, and what buyers and sellers should review before signing.

Read more

Take the first step toward the right mortgage

Apply online for expert recommendations with real interest rates and payments