Featured resources

9-minute read

Virginia FHA loan requirements: 2026 guide

Learn Virginia FHA loan requirements for credit score, down payment, DTI, limits, and assistance programs. See how to qualify and apply.

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7-minute read

Can you look at a house without mortgage preapproval?

While you can tour homes without it, mortgage preapproval makes it easier to find a real estate agent and it can persuade sellers to take your offer seriously.

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12-minute read

Types of mortgage lenders and how to choose one

Learn the types of mortgage lenders, how they work and how to compare loan options, rates and service. Find the right lender for your goals.

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10-minute read

What is a single-family home?

What makes a home single-family? It comes down to the structure, ownership, and how the property is classified, not just whether it has shared walls.

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8-minute read

Buying a house with low income: Loan options, assistance programs, and tips

Becoming a homeowner is still possible with a low income. See what low-income house buying programs and strategies can help when applying for a mortgage.

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11-minute read

How long after an appraisal do you close?

Wondering how long after the appraisal you can close on your house? Learn how appraisals impact your loan and closing timeline, and key factors to consider.<...

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5-minute read

What is the FHA amendatory clause?

Are you financing your new home with an FHA loan? Learn how the FHA amendatory clause protects your earnest money and gives you options after a low appraisal.

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9-minute read

How to get a mortgage when you’re self-employed

You can still get a mortgage when self-employed. Learn how lenders verify income, what documents you need, and tips to improve your odds before you apply.

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8-minute read

What is a home equity loan? A complete guide

A home equity loan is a second mortgage that allows you to use your home as collateral to borrow a lump sum. Read this complete guide to home equity loans.

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8-minute read

Warranty deed: What it is, and how it protects home buyers

Learn what a warranty deed is, how it protects home buyers from title claims and liens, and how to get one before closing. Start your next step.

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13-minute read

5/1 ARM loan: How it works, pros and cons

Learn how a 5/1 ARM loan works, when it may save money and what risks to compare before you apply. Review pros, cons and payment factors today.

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5-minute read

Mortgage servicing transfer: What you should know

Have you received word that your mortgage servicing has been transferred? Learn about what this means, why it happens, and what changes you can expect.

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7-minute read

Should I buy mortgage points? Learn about costs, savings, and the break-even point

Buying mortgage points can reduce your interest rate, but is it worth the up-front cost? Learn how points work, the break-even point, and compare your option...

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6-minute read

What are mortgage servicing companies?

Your mortgage lender funds your loan, but they may not collect your payments. Learn how a mortgage servicing company manages your escrow and account.

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5-minute read

What is correspondent lending?

Correspondent lending happens when a lender originates and funds a mortgage, but then sells it. Read more about correspondent lending and how it works.

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12-minute read

VA loan: Requirements: eligibility, costs and how to apply

Learn VA loan requirements for eligibility, credit, income, property rules and costs. See what you may need to qualify and apply with confidence today.

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10-minute read

First-time home buyer tax credit: What’s available now

Learn why there is no first-time home buyer tax credit today, plus practical tips and strategies to help reduce your overall home buying costs.

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5-minute read

The benefits of home loan servicing with Rocket Mortgage®

Discover why Rocket Mortgage stands out as both lender and servicer – leading in client satisfaction, technology, and award-winning service.

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