Featured resources

10-minute read

Credit score to buy a house: Minimums by loan type

Learn what credit score you need by loan type to buy a house, why higher scores matter, and steps to improve yours before applying.

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5-minute read

A guide to home equity loan closing costs

Home equity loan closing costs typically range from 3% – 6% of your loan amount. Learn what fees are included and how to lower your total borrowing cos...

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9-minute read

Capital improvements: When are your home renovations tax deductible?

If you’re thinking about renovating your house before selling, these upgrades may qualify as capital improvements. Learn more about their tax deductibilit...

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8-minute read

How to use a home equity loan to buy another house

Learn how using a home equity loan to buy another house works, plus pros, risks, alternatives, and steps to compare financing options before you apply.

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6-minute read

What does collateral mean and how does it work?

Collateral is an asset used to secure a loan. If a borrower defaults, the lender can take the collateral to recover losses.

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6-minute read

Deed-restricted meaning: What home buyers should know

Learn the deed-restricted meaning, common deed restriction examples, how to find them before buying, and whether they can be changed or removed. Start here.<...

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11-minute read

Home equity loan appraisal: What homeowners should know

Learn how a home equity loan appraisal works, what appraisers look for, and how to prepare your home so you can estimate borrowing power and apply confidently.

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5-minute read

How to build equity in a home

Building equity in a home strengthens your asset and may give you access to cash. Read about the ways you can build equity in your home.

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10-minute read

What is a mortgage note and why is it important?

Learn what a mortgage note is, what terms it includes, and how it differs from a mortgage or deed. Find out where to locate yours and what if it gets sold.

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5-minute read

No-closing-cost mortgage: Does it make sense for you?

Closing costs can sometimes present a financial barrier for home buyers. In cases like these, applying for a no-closing-cost mortgage can potentially help.

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8-minute read

Reverse mortgage vs. home equity loan vs. HELOC: How to choose

You can use your home's equity through a reverse mortgage, home equity loan, or HELOC. Take a look at our guide to learn the pros and cons of each.

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8-minute read

15-year vs. 30-year mortgage comparison

Which loan term fits your budget? Comparing 15-year vs. 30-year mortgage options shows significant differences in rates, payments, and total interest paid.

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7-minute read

How to get a home equity loan with 'bad' credit: A guide

Wondering how you can get a home equity loan with "bad" credit? Learn more about what's required to get a home equity loan if you have a low credit score.

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9-minute read

What is home equity? A complete guide for homeowners

Home equity is the portion of your home you own. Learn how home equity works, how to calculate it, and common ways homeowners can leverage their equity.

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9-minute read

Home equity loan vs. personal loan: What's the best option?

While both home equity loans and personal loans have their own advantages, they differ in important ways. Learn about the benefits and drawbacks of each.

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13-minute read

Getting a HELOC with bad credit: What to know

Getting a HELOC with bad credit can be possible if you have enough equity and income. Learn lender requirements, risks and alternatives before you apply.

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8-minute read

Mortgage underwriting: What it is and how the process works

Learn how mortgage underwriting works, what underwriters review, and how to avoid delays with a practical checklist. Start preparing for your loan.

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13-minute read

Buying a second home: Costs, requirements and steps

Buying a second home? Learn costs, loan options, requirements, tax basics, and key steps to decide if it’s right for you. Get started today.

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