Featured resources

A spacious house with a sizable yard, perfect for outdoor activities and ample space for a large family.

5-minute read

How much above asking price should I offer?

In a competitive housing market, you may ask, “How much above asking price should I offer?” Read on to learn tips for preparing to offer over ask...

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A man signing a home document with a broker, depicting a real estate transaction.

7-minute read

House title: What you need to know

A house title represents the legal documentation that grants property owners their ownership rights. Learn more about how house titles work.

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A couple paying bills at a table, finances.

8-minute read

Home buying checklist for first-time home buyers

Starting the process of buying your first home? Use our extensive first-time home buyer checklist to help you prepare and ensure you don't miss a step.

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Woman looking out a window holding curtains.

8-minute read

House hunting tips on how to find a house to buy

From getting a mortgage approval to viewing houses in person, the house shopping process involves several major steps. Get familiar with them all here.

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A couple discussing underwriting with a lawyer, possibly related to a mortgage process.

7-minute read

How long does underwriting take?

How long is the underwriting process? The process typically takes about 30 – 45 days on average. Learn more about the underwriting timeline.

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Home inspector on a roof performing an inspection.

5-minute read

A guide to home inspection costs in 2023

Home inspections typically cost $300 – $500, but the final cost depends on factors like the size of the home. Learn more about budgeting for a home inspec...

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Realtor shaking hands with smiling couple in new condo  kitchen.

6-minute read

Gifts for REALTORS®: How to say thank you after closing

If you’re closing on a house soon, it’s time to start thinking about how you can thank your agent. Find inspiration with these gift ideas for REA...

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A blue ranch-style house with white trim, showcasing a residential property.

5-minute read

How much money can you borrow with a HELOC?

Are you considering a home equity line of credit (HELOC)? Uncover how much money you can expect to borrow, alternative financing options and more.

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Probably a women calculating her taxes or finances.

15-minute read

Closing costs: What are they, and how much will you pay?

For a home buyer, closing costs are typically 3% – 6% of the loan amount. Learn more about how to calculate your closing costs and what’s include...

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An elderly couple sitting and reading together having a good time.

8-minute read

Mortgage protection insurance explained: Does every homeowner need it?

Mortgage protection insurance is an insurance policy that helps the family of the policyholder make mortgage payments after they die. Read on to learn more.<...

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Aerial view of a suburb and culdesac in New Jersey.

3-minute read

HOA fees: What are they and what do they cover?

Homeowners associations (HOAs) require members to pay fees to help cover various costs in the community. Learn how HOA fees are used and how much they can be...

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Wooden architecture of a house door leading to a front porch and yard with green landscaping, portraying a welcoming entrance.

4-minute read

Understanding gross rent multiplier as an investment tool

Whether you're investing in a duplex or a 400-unit apartment complex, you'll come across the Gross Rent Multiplier and wonder what it means. Let us explain.

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A young couple sitting on the floor side by side, potentially discussing home-related decisions or planning.

7-minute read

Flipping vs. renting: Which is a better investment strategy?

Two common methods of real estate investing are flipping and renting. Read about the pros and cons of flipping vs. renting to determine which is better for you.

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Row of three fourplexes in a row.

3-minute read

Fourplex basics: What you should know before you invest

A fourplex is a multifamily home with four separate living spaces. Learn about the pros and cons of investing in a fourplex to make the most of your purchase...

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A family moving into a new home, illustrating a family's relocation or moving process.

8-minute read

Gift letters for your mortgage: A guide

A gift letter for a mortgage shows your lender that you don’t need to repay gift money toward your down payment. Use our mortgage gift letter template and...

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Perfect neighborhood, showcasing an ideal or picturesque neighborhood setting.

5-minute read

Freddie Mac: What is the Federal Home Loan Mortgage Corporation (FHLMC)?

Freddie Mac is a government-sponsored agency charged with keeping mortgage markets liquid. Learn more about FHLMC – and how it impacts home buyers and ...

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A black man on the phone, expressing happiness or contentment during a conversation.

5-minute read

Get a leg up on the competition with Verified Approval

A Verified Approval allows you to confidently make an offer knowing that your financing is rock solid. Read on for details!

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A house with distinctive red shutters, presenting a quaint residential setting.

5-minute read

HIRO mortgage program: High LTV refinance option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it work...

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