Featured resources

Family with young boy smiling in front of new home.

3-minute read

Lock today and save tomorrow with Rate Drop Advantage

Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!

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Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.

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Illustration depicting refinancing for home improvements such as by paints.

9-minute read

Refinancing for home improvements: A guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...

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A couple looking towards a house possibly the one they just bought and thinking of starting a new chapter in it.

6-minute read

Kit homes: What you should know before buying

Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.

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The image shows young female couple pointing at a home, possibly considering it for purchase.

9-minute read

Closing on a house: Your step-by-step guide

The closing process is the final step in the home buying journey. Learn some of the best ways to prepare for closing on a house with our step-by-step guide.<...

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Prefabricated home, potentially showcasing a modern manufactured or pre-built house.

5-minute read

What is a prefab home?

A prefab home is a home constructed from factory-made pieces. Learn whether or not a prefab home would be a more cost-effective housing option for you.

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A woman relaxing at home, suggesting a comfortable and serene atmosphere in a residential setting.

5-minute read

Can you get a mortgage without a job?

Lenders want to see proof of employment before they’ll approve a mortgage, but can you get a mortgage without a job? Learn about some special circumsta...

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A condo complex with HOA, indicating community living and homeowners' association in real estate.

10-minute read

Homeowners association (HOA): What it means and how it works

A homeowners association (HOA) manages community rules, fees and amenities in a planned neighborhood or complex. Our guide goes over how HOAs work.

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A countryside mobile home or trailer, depicting a rural housing option or alternative living arrangement.

8-minute read

How a mobile home refinance works

A mobile home refinance is possible for those looking to consolidate their existing loan. Read more about how the manufactured home refinance process works.<...

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Woman working with a laptop on a couch, potentially managing finances or exploring real estate options online.

11-minute read

What is a rate-and-term refinance?

Are you looking to adjust your interest rate or loan term? Learn about the rate-and-term refinance to determine whether it’s a good option for you.

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A woman sitting at the kitchen table looking at her computer and on the phone.

4-minute read

Can I pay off my home equity loan early?

A home equity loan can give you purchasing power for home improvements or debt consolidation. But can you pay off a home equity loan early? Read on to find out.

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Small brick house with garage in a development with similar houses.

7-minute read

How soon after I buy a house can I refinance?

Refinancing a home is a big step and, typically, can be done at any time. But how soon after buying a home should you refinance? Read on to learn more.

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Smiling grandmother holding both her granddaughter and grandson.

6-minute read

What happens to my home equity loan if I sell my house?

Borrowing against your home’s equity can help finance large projects. But what happens when you want to sell your home? Read what happens if you sell with...

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Neighborhood of two level 1940s homes with mature trees.

11-minute read

Housing market predictions for 2025

High interest rates, rising prices and low inventory made 2024 a tough year for the U.S. housing market. See what housing market predictions Rocket Mortgage exp...

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Young man signing paperwork for a loan after inheriting property.

6-minute read

Getting a home equity loan on an inherited property

Inheriting a home can be a great gift. Here are some steps to take to get a home equity loan on an inherited property.

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Brick two-story single-family home with attached double garage.

8-minute read

How much do I need to make to afford a $600K home?

How much house you can afford is determined by a number of factors. Learn how much income you need for a $600K home.

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An image suggestive of commercial property, potentially related to business or investment properties.

9-minute read

Buying commercial property for beginners: How to start

Buying commercial property is a great first step for future real estate investors. Learn how to get into commercial real estate with our comprehensive guide....

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Small family of three playing a board game together, with a small dog nearby.

6-minute read

How much house can I afford with a $90K salary?

Starting your home buying journey with a salary of $90,000 a year? Find out your mortgage options and how much house you can afford with $90,000.

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