Featured resources

Image of a women talking on her possibly to some family member while looking outside the window.

4-minute read

Paying off your mortgage? Get your quote by phone

Are you looking to finally pay off your mortgage? Congratulations on the achievement! Here’s how you do it.

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A woman boxing stuff possibly because of shifting to a new house or apartment.

3-minute read

Refinancing your house after divorce: What you need to know

Refinancing after divorce is a good way to divide up property and remove one party’s name from the mortgage. Learn more about post-divorce refinances h...

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A young cozy couple enjoying a comfortable and intimate moment together.

7-minute read

Need mortgage help? Here are your options

If you think you may need help with your mortgage payments, it’s good to be proactive. Find out what options you have and what to do next to protect yo...

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Hands pressing a calculator and writing on a notepad, signifying financial calculations or planning.

8-minute read

How to refinance an FHA loan to a conventional loan

Refinancing from an FHA loan to a conventional one offers several benefits. Learn how to refinance from an FHA loan as well as other pros and cons.

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A family with a dog, suggesting a family accompanied by a pet in a residential setting.

5-minute read

What is negative equity and how does it work?

Learn about negative equity and how it can affect you. Read on to see what you can do if your assets are underwater.

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A small white and dark blue colored house with indigo colored flowers outside.

10-minute read

How to buy a mobile or manufactured home

Manufactured homes can be an affordable option for home buyers as traditional home prices rise. Learn about getting a mobile home loan from Rocket Mortgage.

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Just married couple first house, possibly depicting a newlywed couple celebrating their first home looking outside the window.

7-minute read

How to get rid of PMI

PMI can raise your mortgage payment, but you may be able to cancel it once you have 20% equity in your home. Learn how to get rid of PMI and save.

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A brick olive-colored house, depicting a residential property.

5-minute read

Contingent vs. pending: What's the difference?

Home buyers sometimes confuse contingent versus pending. Learn the difference between pending and contingent and what the two statuses mean in real estate.

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Woman using a phone and a MacBook, potentially managing finances or conducting research online.

6-minute read

Loan principal definition and basics

The principal is the amount you borrowed for your loan, while interest is the fee for use of the loan. Learn how each makes up your monthly payment.

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Senior couple in kitchen.

10-minute read

What is a home equity agreement?

A home equity agreement is a contract that gives homeowners money in exchange for their home equity and future appreciation. Learn more here.

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A woman hugging her father in front of a property possibly in woods.

5-minute read

Step-up in basis defined: How does it work?

If you’re deciding between gifting your home or bequeathing it, you may want to weigh the tax implications first. Learn how a step-up in basis benefits...

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Someone painting the outside of a house, symbolizing sweat equity in home improvement.

6-minute read

Sweat equity in real estate: What is it and how to leverage it

Sweat equity is the official unpaid time and effort an individual puts into a project. Discover how it works to leverage it best.

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Family with young boy smiling in front of new home.

3-minute read

Lock today and save tomorrow with Rate Drop Advantage

Have you been waiting to purchase or refinance thinking rates might drop? With Rate Drop Advantage, you can make the move today and still save in the future!

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Small cottage home with stone walls, chimney and a front bay window.

4-minute read

How much house can I afford on $80K?

Starting your home buying journey with a salary of $80,000 a year? Find out your mortgage options and how much house you can afford on $80,000.

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A couple looking towards a house possibly the one they just bought and thinking of starting a new chapter in it.

6-minute read

Kit homes: What you should know before buying

Kit homes are mail-order homes delivered in parts and built right on your property. Explore the pros and cons of building one and how much it could cost you.

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Middle-aged couple creating a budget, possibly discussing refinancing costs or financial planning.

8-minute read

How much does it cost to refinance a mortgage?

The cost to refinance a mortgage depends on your closing fees, which can be 2% – 6% of the loan balance. Learn more about average refinancing costs.

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Illustration depicting refinancing for home improvements such as by paints.

9-minute read

Refinancing for home improvements: A guide

Are you considering making home improvements? Learn how to refinance your mortgage for home improvements, the benefits of refinancing and more with our guide...

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Couple exploring a new home with a realtor, examining or considering a property.

8-minute read

How to buy a house with cash in 2025 and beyond

Buying a house with cash can streamline the home buying process, but it can also come with a few downsides. Learn how to buy a house with cash here.

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