Learn what an escrow refund is, when it happens, and what to do with it so you can plan ahead and make the most of any surplus in your mortgage account.

The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....

Property taxes are a core cost of homeownership, and these tax liabilities can increase over time. Learn the four factors that lead to a property tax increase.

There are rights granted to homeowners, but surface and mineral rights can be severed. Here’s how surface and mineral rights work and how to secure them.

The interest accrued on a cash-out refinance can be deducted under specific circumstances. Use this guide to learn more about your tax responsibilities. 

Real estate owned (REO) properties are often overlooked investment opportunities. Learn why buying a home from a lender may be the right strategy for you.

Discover how a USDA Streamline refinance can lower your mortgage rate and simplify the process when interest rates fall, along with a host of other benefits.

VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.

A condo association is a governing board composed of residents who live in the same housing development. Learn about condo association rules and fees.

Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.

Thinking about refinancing your mortgage? Get the best refinance for your borrowing needs by asking these questions before making a decision.

A homestead exemption can potentially reduce your property taxes and help protect your home in tough times. Learn how it works, who qualifies, and how to apply.

Wondering about the average mortgage payment in Michigan? Explore state-specific trends, interest rates, and what to expect when buying a home in the Great Lake...

Your first mortgage decision will likely be whether to apply for an FHA loan or a conventional loan. Learn the difference between these two types of mortgages.

A right of redemption helps homeowners recover their homes if they are at risk of foreclosure. Understand your legal protections as a borrower with our help....

A home equity line of credit, just like other types of home financing, have significant pros and cons. Here’s what you should know before applying for a H...