Featured resources

A house against a rolling hill, showcasing a serene residential setting.

8-minute read

Cash-on-cash returns: A guide for real estate investors

Cash-on-cash return is a metric used by commercial real estate investors to see how profitable an investment is. Learn how it works and how to calculate it.

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Man using power drill working on home improvement project.

10-minute read

These are the best ROI home improvements and renovations

Renovations and home improvement projects can add significant value to your house. Learn more about the best return-on-investment (ROI) improvements for a home.

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A family hanging out in the living room together.

6-minute read

How many times can you use a VA loan?

There’s no limit to the number of VA loans qualified borrowers can take out, but you usually can’t hold multiple VA loans at once. Let’s break...

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Man with small dog on lap giving him kisses while he searches on laptop at desk in bright room surrounded by houseplants.

6-minute read

Low-income mortgages: What to know about the LIHTC program

The Low-Income Housing Tax Credit (LIHTC program) is a tax incentive that provides affordable housing to low-income residents. Learn more about this tax credit.

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A couple reviewing closing documents, potentially associated with a property closing or finalization process.

9-minute read

Understanding Seller’s Disclosures

A Seller’s Disclosure is a document that requires sellers to reveal details about the property’s condition and its defects. Learn what’s in...

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Couple looking at open laptop standing up in loft with housepants and exposed brick wall.

7-minute read

Escrow refund: What is it and when does it occur?

Learn what an escrow refund is, when it happens, and what to do with it so you can plan ahead and make the most of any surplus in your mortgage account.

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Raltor and client chatting by a large window of a home being shown for sale.

6-minute read

What are the pros and cons of FHA loans?

The benefits of an FHA loan include a low down payment and government backing. But before you choose this type of mortgage, consider the pros and cons.

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A cozy living room with a fireplace and elegant wood flooring, creating a warm and inviting atmosphere.

5-minute read

Holding a mortgage: Defined and explained

With a holding mortgage, a home seller acts as the lender to a buyer. Find out what a holding mortgage is in more detail, and discover its pros and cons.

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Woman reviewing financial graphs on laptop at kitchen table.

4-minute read

How to calculate per diem interest

Borrowers can calculate per diem interest using a simple formula. Learn more about what per diem interest is and how it can be calculated on a mortgage loan....

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Young man looking at some documents while sitting in front of a laptop.

6-minute read

These 4 factors lead to a property tax increase

Property taxes are a core cost of homeownership, and these tax liabilities can increase over time. Learn the four factors that lead to a property tax increase.

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Two women taking a walk with their children in a park.

5-minute read

What’s the difference between surface rights and mineral rights?

There are rights granted to homeowners, but surface and mineral rights can be severed. Here’s how surface and mineral rights work and how to secure them.

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Woman smiling, reviwing paperwork with open laptop in her living room.

8-minute read

A guide to the tax implications of a cash-out refinance

The interest accrued on a cash-out refinance can be deducted under specific circumstances. Use this guide to learn more about your tax responsibilities. 

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Small white home surrounded by tall trees on a large lawn.

10-minute read

Understanding real estate owned (REO) properties as investment opportunities

Real estate owned (REO) properties are often overlooked investment opportunities. Learn why buying a home from a lender may be the right strategy for you.

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A large brick home with a sprawling green lawn and well-tended landscaping.

7-minute read

USDA Streamline refinance: A complete guide

Discover how a USDA Streamline refinance can lower your mortgage rate and simplify the process when interest rates fall, along with a host of other benefits.

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A white brick house, illustrating residential architecture and exterior design.

8-minute read

Buying a second home with a VA loan

VA loans are designed to help military personnel, veterans, and their families buy a primary residence, but there are ways you can use one to buy a second home.

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A modern neutral-colored living room with large windows and stylish furniture.

5-minute read

What to know about condo associations: Your guide to rules, fees and insurance

A condo association is a governing board composed of residents who live in the same housing development. Learn about condo association rules and fees.

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A senior couple enjoying a walk together.

4-minute read

How to get out of a reverse mortgage

Do you have a reverse mortgage but want out of it? Read to learn more about how to get out of a reverse mortgage and why it might be a good option for you.

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A man working in his kitchen while his child sitting beside is looking at it.

8-minute read

11 questions to ask when refinancing your mortgage

Thinking about refinancing your mortgage? Get the best refinance for your borrowing needs by asking these questions before making a decision.

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