Refinancing

Featured resources

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9-minute read

Refinancing: What is it and how does it work?

Mortgage refinancing works by trading your mortgage for a newer one, ideally with a lower balance and interest rate. Learn why and how to refinance a mortgage.

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6-minute read

Refinance appraisal vs. purchase appraisal

Preparing for a refinance appraisal or purchase appraisal? Learn the differences between refinance vs. purchase appraisals, how they work and your options.

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7-minute read

How often can you refinance your home?

How often can you refinance your home? Technically, you can refinance as many times as you want. Learn about the process of refinancing more than once.

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6-minute read

How long does it take to refinance a house?

Understanding how long it takes to refinance your house can help you plan and prepare. Explore how the process works.

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5-minute read

How much money can you borrow with a HELOC?

Are you considering a home equity line of credit (HELOC)? Uncover how much money you can expect to borrow, alternative financing options and more.

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5-minute read

HIRO mortgage program: High LTV refinance option

The HIRO mortgage program was a high loan-to-value refinance option that offered mortgage relief to owners with low equity in their homes. Here's how it worked.

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6-minute read

No-appraisal refinance: Should you do it?

Appraisals are usually required to refinance your mortgage. Getting a refi without an appraisal can be possible, though it may not be your best option. Learn how to get a no-appraisal refinance.

An older couple using a computer, possibly managing financial or home-related matters.

8-minute read

Can you refinance before selling your home, and should you?

Is refinancing before selling your home an option? Learn how to take cash out or lower your mortgage payment before you put your home on the market.

A middle aged Afro-American Couple sitting and smiling in the backyard of their house.

7-minute read

5 alternatives to a reverse mortgage

Many seniors consider a reverse mortgage to help finance their retirement years. Check out the alternatives before deciding what best suits your needs.

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7-minute read

Types of mortgage refinance: Which option is right for you?

There are many different refinancing options for homeowners to choose from. Learn more about some of the most popular types of refinances and how they work.

A large red brick house with a spacious yard, showcasing a substantial residential property.

6-minute read

Is a home equity loan a good idea?

Is a home equity loan a good idea? Whether you should get a home equity loan depends on your situation. Learn the pros and cons along with alternative loan options.

A man seated on a couch with a phone and bluetooth in ear while looking outside the window.

6-minute read

Can I refinance a home equity loan?

Wondering how to refinance your home equity loan? Discover how to secure better conditions for your loan as well as maximize your home equity loan benefits.

An indigenous woman engaged in the process of checking a credit score or financial information.

6-minute read

How does refinancing your mortgage impact your credit?

Does refinancing hurt your credit? Slightly, but the long-term benefits of refinancing your mortgage can far outweigh the temporary downside. Learn more here.

Backyard of a house with dog in backyard.

8-minute read

Refinance to pay off debt: Is it right for you?

Looking to pay off your credit cards or other high-interest debt? If you have enough equity in your home, you may be able to refinance your house to consolidate your debt.

4-minute read

Refinancing with the same lender: Is it a good idea?

Should you refinance your loan with the same lender? It depends on your financial situation and what lenders are offering. Uncover pros and cons to consider.

A man accompanied by a dog, possibly connected to home renovation or improvement.

2-minute read

Refinancing to renovate: How and where homeowners reinvested their equity

Homeowners have been refinancing to fund home renovations. We explore the reasons where it’s been popular and the kinds of renovations homeowners are making.

6-minute read

The Red Desk: Should you refinance?

Mortgages aren’t just for buying a new home. They can be refinanced to buy more real estate, renovate your existing home, or just add some cash to your accounts. You can even refinance to lower your monthly mortgage payment. This episode serves to explain how refinancing works and guides current homeowners through the process.

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3-minute read

What was the adverse market refinance fee?

The FHFA eliminated the adverse market refinance fee, which was used to cover increased costs during the COVID-19 pandemic. Learn how that affects refinancing.

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