Featured resources

Small family playing video games together while on a couch.

16-minute read

FHA refinance vs. conventional refinance: Which is better?

Compare FHA refinance vs. conventional refinance on costs, PMI, credit, and equity to choose the best fit. See pros and cons and get guidance to lower payments.

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A woman writing something on paper possibly working on taxes or finance.

8-minute read

7 ways to refinance a mortgage if you have ‘bad’ credit

If you’re looking to refinance, you’ll typically need to meet credit requirements. But it’s still possible to refinance with bad credit.

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Mother and daugher smiling and snuggling.

4-minute read

Affordable refinancing programs: RefiNow™ and Refi Possible®

Explore affordable refinancing programs, RefiNow™ and Refi Possible®. Learn if these options are right for you.

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Couple hugging in condo living room with large windows surrounded by houseplants.

6-minute read

Refinancing your condo: A complete guide

Refinancing your condo is similar to refinancing a mortgage on a house, but there are a few minor differences. Here’s how to get started with the process.

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Couple with their young child on lap sitting on porch.

10-minute read

Refinancing: What is it and how does it work?

Refinancing lets you trade your home’s mortgage for a new one, ideally with a lower interest rate or monthly payment. Learn why and how to refinance a ...

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A smiling couple seated comfortably on a couch, expressing contentment.

6-minute read

How to refinance your second home

Are you considering refinancing your second home to secure a lower mortgage rate? Learn about the process and requirements of a second home refinance.

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A blue ranch-style house with white trim, showcasing a residential property.

6-minute read

How much money can you borrow with a HELOC?

Considering a home equity line of credit (HELOC)? Learn how to calculate how much money you can expect to borrow, alternative financing options, and more.

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Woman calculating her finances and budget at her kitchen table.

8-minute read

Combat high rates with debt consolidation

If you feel stuck with high interest rates, debt consolidation may be the key to relief. Learn more about how to use home equity to consolidate other debt.

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White new construction minimalist home.

5-minute read

What is delayed financing for cash deals?

If you purchase a home with cash, you may still qualify for a mortgage. Learn about delayed financing, how it works for cash deals, and if it’s right for ...

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A row of homes in Andersonville, Chicago, showcasing a neighborhood or residential area.

6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Yes, you can refinance an ARM loan. You may even be able to get a fixed-rate loan instead. But before you refinance, consider these key factors.

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Couple Signing Mortgage

3-minute read

Refinancing with the same lender: Is it a good idea?

Should you refinance your loan with the same lender? It depends on your financial situation and what lenders are offering. Uncover pros and cons to consider....

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Woman smiling, reviwing paperwork with open laptop in her living room.

8-minute read

A guide to the tax implications of a cash-out refinance

The interest accrued on a cash-out refinance can be deducted under specific circumstances. Use this guide to learn more about your tax responsibilities. 

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A man working in his kitchen while his child sitting beside is looking at it.

8-minute read

11 questions to ask when refinancing your mortgage

Thinking about refinancing your mortgage? Get the best refinance for your borrowing needs by asking these questions before making a decision.

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A senior couple relaxing on couches in a living room, indicating a comfortable and relaxed retirement setting.

7-minute read

What to consider before getting a home equity line of credit (HELOC)

A home equity line of credit, just like other types of home financing, have significant pros and cons. Here’s what you should know before applying for a H...

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Interior of modern open floor plan home.

11-minute read

Refinance appraisal checklist: 7 ways to prepare

A home appraisal is an important part of many mortgage refinances. Use our refinance appraisal checklist to prepare and increase your chances of a good result.

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A woman with a dog, depicting a homeowner or tenant with a pet, potentially discussing pet-friendly housing or home-related topics.

7-minute read

Can you refinance after bankruptcy?

In order to refinance after bankruptcy, you’ll need to follow the waiting period associated with your loan type. Learn how you can refinance after bank...

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A young Asian woman assisting her father with a phone, possibly related to technology or communication assistance.

7-minute read

Is now a good time to refinance my mortgage?

When is a good time to refinance your house? It depends on your circumstances. Learn about some indicators that refinancing could be a good decision for you.

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A picturesque neighborhood with well-maintained houses, lush lawns, and neatly trimmed shrubs.

7-minute read

Refinancing your mortgage: Requirements explained

Refinancing your home has its benefits, but there are conditions to meet before you apply. Use this guide to understand mortgage refinance requirements.

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Get approved to refinance

See expert-recommended refinance options and customize them to fit your budget