Refinancing

Featured resources

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4-minute read

No cash-out refinance: A guide

For homeowners looking to refinance their mortgage, a no cash-out refinance could be a useful option. Learn how no cash-out refinances work.

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8-minute read

A guide to the no-closing-cost refinance

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to do so.

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7-minute read

Is now a good time to refinance?

Is now a good time to refinance your mortgage? It depends on your circumstances. Learn about some indicators that refinancing could be a good decision for you.

Woman calculating finances at her kitchen table with laptop open and paperwork in her hands.

7-minute read

A guide to getting a HELOC with bad credit

A low credit score doesn’t have to mean a HELOC denial. Learn about getting a HELOC with bad credit, including the pros, cons and alternative options.

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2-minute read

Netting escrows: What does it mean and should you net escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

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5-minute read

What is delayed financing for cash deals?

Delayed financing is a strategy that allows you to get a mortgage after purchasing real estate with cash. Explore how this financing method works.

A man working on paperwork, potentially related to mortgage documents or financial planning.

8-minute read

How to get a home equity loan with bad credit: A guide

Wondering how to get a home equity loan with bad credit? It’s possible but more difficult than it is to get one with good credit. Learn how to possibly secure one if you have a low credit score.

A woman with a dog, depicting a homeowner or tenant with a pet, potentially discussing pet-friendly housing or home-related topics.

9-minute read

Can you refinance after bankruptcy?

In order to refinance after bankruptcy, you’ll need to follow the waiting period associated with your loan type. Learn how you can refinance after bankruptcy.

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7-minute read

7 ways to refinance a mortgage if you have bad credit

Looking to refinance with bad credit? Learn the options of how to refinance your mortgage with bad credit and what steps you can take to start the process.

An Afro-American woman using a portable computer and smiling, potentially in a home setting.

5-minute read

What is a limited cash-out refinance and how does it work?

A limited cash-out refinance replaces your current loan with a higher amount. Learn if a limited cash-out refinance is right for you.

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8-minute read

Top reasons not to refinance your home: When and why refinancing might be a bad idea

Refinancing can help homeowners secure better rates, but it might not be your best option. Here are nine reasons why refinancing might not make sense for you.

A couple looking at a window, potentially contemplating real estate views or assessing a property.

7-minute read

FHA Streamline refinance: Pros, cons and rates

An FHA Streamline Refinance can decrease your monthly mortgage payments on an FHA loan. Learn more about the benefits, requirements and current rates.

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7-minute read

A guide to the tax implications of a cash-out refinance

Wondering how a cash-out refinance will affect your taxes? Read our guide to learn about cash-out refinance tax implications and possible complications.

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7-minute read

Key pros and cons of Home equity Lines Of Credit (HELOCs) to consider

Considering taking out a home equity line of credit (HELOC)? Learn more about the pros and cons of a HELOC along with other alternative financing options.

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6-minute read

Can you refinance an ARM loan to a fixed-rate mortgage?

Want to refinance your ARM loan? There’s more to consider than just a lower rate! Evaluate these key factors to see if it’s the right move for you.

Smiling family with baby in front of new home.

8-minute read

HELOC vs. cash-out refi: Which is best for you?

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you.

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8-minute read

How to refinance a jumbo loan

Considering whether to refinance your jumbo loan? Explore our guide to learn more about the refinancing process, plus how to compare jumbo refinance rates.

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10-minute read

Cash-out refinance: Rates and guide for homeowners

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you.

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