Father holding young son while he does paperwork at home.

7-minute read

Is a HELOC a good idea? How to decide

Wondering if a home equity line of credit (HELOC) is a good idea for you? Find out what you should consider before choosing this financing option.

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A person talking on phone while also working on his laptop.

6-minute read

Does Mortgage Forbearance Affect Refinancing? What Homeowners Need To Know

Mortgage forbearance can be a crucial lifeline for homeowners in need of assistance with their loan. But how does mortgage forbearance affect refinancing?

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A well-lit living room with tasteful grey furniture and green plants.

9-minute read

FHA Loan Refinances: Requirements, Pros And Cons

Refinancing to an FHA loan can help lower your monthly payments and change your loan terms. Learn about the types of FHA refinance loans and how to qualify.

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A woman hugging her daughter.

3-minute read

RefiNow™ And Refi Possible®: Accessible Refinancing To Lower Your Monthly Payments

If higher debt has left you unable to refinance to lower your rate in the past, check out RefiNow and Refi Possible.

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Couple chatting with financial advisor.

7-minute read

Your Guide To Refinancing A HELOC

You can refinance a home equity line of credit (HELOC) in several ways if you meet certain lender requirements. Uncover our guide to refinancing a HELOC.

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Smiling woman reading information on laptop.

6-minute read

When Are HELOCs Tax Deductible?

A HELOC may be tax deductible depending on when you took it out and what you used the funds for. Learn more about IRS guidelines on HELOCs.

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Family of three smiling together while sitting in a couch.

5-minute read

Can You Use A HELOC For Credit Card Debt Consolidation?

Some homeowners use a HELOC for credit card debt consolidation. Learn the pros and cons and how to determine whether a HELOC is right for you.

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A man working in his kitchen while his child sitting beside is looking at it.

7-minute read

11 Questions To Ask When Refinancing Your Mortgage

Thinking about refinancing your mortgage? Get the best refinance for your borrowing needs by asking these questions before making a decision.

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A modern contemporary house with lots of windows, showcasing architectural design and residential style.

10-minute read

What Is A Tangible Net Benefit?

Tangible net benefits, or net tangible benefits, are advantageous gains you get by refinancing. Learn more about how you can benefit from refinancing here.

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A row of condos, discussing the cost or refinancing options related to condominiums.

8-minute read

Refinancing Your Condo: A Complete Guide

Looking to refinance your condo? The process isn't too different from refinancing a traditional home mortgage. Here's how to get started with the process.

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Grey home with white framing and red mulch, depicting a specific house exterior with landscaping.

4-minute read

No Cash-Out Refinance: A Guide

For homeowners looking to refinance their mortgage, a no cash-out refinance could be a useful option. Learn how no cash-out refinances work.

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A young Asian woman assisting her father with a phone, possibly related to technology or communication assistance.

7-minute read

Is Now A Good Time To Refinance?

Is now a good time to refinance your mortgage? It depends on your circumstances. Learn about some indicators that refinancing could be a good decision for you.

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Image of a mother and father drawing with their child, suggesting a family-oriented activity.

8-minute read

A Guide To The No-Closing-Cost Refinance

A no-closing-cost refinance lets you refinance without paying closing costs upfront. Learn how to refinance without closing costs and when it makes sense to do so.

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Woman calculating finances at her kitchen table with laptop open and paperwork in her hands.

7-minute read

A Guide To Getting A HELOC With Bad Credit

A low credit score doesn’t have to mean a HELOC denial. Learn about getting a HELOC with bad credit, including the pros, cons and alternative options.

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A house featuring a large porch in a suburban setting.

2-minute read

Netting Escrows: What Does It Mean And Should You Net Escrow?

Should you net escrow on your refinance? Read our guide to learn what netting escrow means, how it affects your refi and its benefits and drawbacks.

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Sleek, modern home in white with brown trim and a solid brown garage at dusk.

5-minute read

What Is Delayed Financing For Cash Deals?

Delayed financing is a strategy that allows you to get a mortgage after purchasing real estate with cash. Explore how this financing method works.

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A man working on paperwork, potentially related to mortgage documents or financial planning.

8-minute read

How To Get A Home Equity Loan With Bad Credit: A Guide

Wondering how to get a home equity loan with bad credit? It’s possible but more difficult than it is to get one with good credit. Learn how to possibly secure one if you have a low credit score.

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A woman with a dog, depicting a homeowner or tenant with a pet, potentially discussing pet-friendly housing or home-related topics.

9-minute read

Can You Refinance After Bankruptcy?

In order to refinance after bankruptcy, you’ll need to follow the waiting period associated with your loan type. Learn how you can refinance after bankruptcy.

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