Loan types

Featured resources

Home improvement image, possibly illustrating renovation or remodeling work being done in a residential setting.

7-minute read

Home improvement grants to fund your next repair project

Home improvement grants are a type of financial aid for homeowners to make necessary repairs to their home. Check out our guide to find grant resources.

Mom and daughter fixing up home, showcasing a mother and daughter engaged in home improvement.

4-minute read

How to get a loan for flipping houses

For those looking to fix up and flip a real estate property, getting financing is usually necessary. Find out how to obtain a loan for flipping houses.

Close up of clients and Realtor reviewing contract.

5-minute read

What's a VA adjustable-rate mortgage loan?

If you’re a veteran looking to buy a home, an adjustable-rate mortgage from the VA might be a good option for you. Learn more about VA ARM loans here.

A professional appraiser meticulously inspects a property, examining its features and documenting findings.

7-minute read

Home equity loan appraisal: What you need to know

Will your home equity loan require an appraisal? Most likely, so explore our guide to learn more about home equity loan appraisals and how you can prepare.

Close up of termites and termite damage on hinge of cabinet door.

4-minute read

When to get a VA loan termite inspection

When you take out a VA loan, you may be required to get a termite inspection. Learn more about the process of getting a VA loan termite inspection.

A couple inside a new house, engaged in the unpacking process.

5-minute read

Can I use a home equity loan to buy another house?

Wondering if you can use a home equity loan to buy another house? Read our article to learn how the process works and to explore both the pros and cons.

A woman on phone possibly talking about a good moment with some family member or friend.

5-minute read

Jumbo loan vs. conventional loan: What's the difference?

If you need a home loan that exceeds conforming loan limits, consider a jumbo loan. Learn how jumbo loans work and why they can be a good option.

A couple on a couch looking at a laptop, possibly researching or managing their mortgage online.

11-minute read

Reverse mortgage vs. home equity loan Or HELOC: How to choose

You can utilize your home's equity using a reverse mortgage, home equity loan or HELOC. Take a look at our guide to learn about the pros and cons of each.

An Asian family enjoying family moments outside a white house.

8-minute read

What is Freddie Mac's Home Possible® loan?

Freddie Mac’s Home Possible® program offers low down payments and fees for low-income buyers. Learn if the Home Possible program can help you buy a home.

Happy family gathered around laptop on couch enjoying their time.

10-minute read

HomeReady® mortgage: How to apply for this loan

A HomeReady mortgage can assist you in the home buying process, offering you a lower down payment. Learn more about how to apply for a HomeReady loan program.

Man smiling and holding two fluffy small dogs in living room.

7-minute read

What is a bridge loan and how does it work?

A bridge loan can allow you to finance a new home before selling your current one. Learn about how bridge loans work and whether you should consider one.

A red one-story home with a neatly trimmed lawn and trees, presenting a cozy residential scene.

5-minute read

How much house can you afford with an FHA loan?

Master the basics for calculating how much house you can afford with an FHA loan. We’ll explore additional factors and tips for increasing your buying power.

A family in the process of moving, possibly packing belongings or transitioning to a new home.

5-minute read

What is a VA-guaranteed loan?

VA loans are loans originated by third-party lenders, like Rocket Mortgage, and backed by the VA. Learn more about how VA-guaranteed loans work.

Modern open sofa living room, showcasing contemporary interior design and home decor.

4-minute read

Secured Overnight Financing Rate (SOFR), defined and explained

The Secured Overnight Financing Rate (SOFR) guides lenders on how much to charge borrowers. Learn how SOFR’s replacement of LIBOR affects mortgages.

A teacher in a classroom benefiting from home loans.

6-minute read

Home loans for teachers: A guide to teacher home buying programs

Owning a home as a teacher is more achievable than you might think. Explore loan options and down payment assistance programs specifically for educators.

Asian couple on a front porch leaning on a railing, potentially discussing property or enjoying a home.

7-minute read

Home equity conversion mortgage (HECM): Everything seniors should know

A Home Equity Conversion Mortgage is a government-insured loan that allows seniors to convert their home equity into cash. See if a HECM is right for you.

Large blue craftsman house with white trim.

5-minute read

How to get preapproved for an FHA loan

Explore how you can get preapproved for an FHA loan, what you’ll need to qualify and how the preapproval process works for this type of loan.

A father swinging his daughter in front yard of a house.

4-minute read

Wraparound mortgages explained: Everything you need to know

Wraparound mortgages offer the convenience of seller-backed financing, but they aren’t without risk. Learn more about this mortgage loan type here.

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